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Tuesday, January 15, 2019

New Mobile App Allows Users Easier Processing and Payment of Real Property Tax


Wazzup Pilipinas!

Tech company Togetech, Inc. teams up with Pinnacle Real Estate Consulting Services, Inc. to deliver real property tax payments through the Moneygment app

In its abiding commitment in providing tech-enabled financial solutions for Filipino consumers, Togetech, Inc. has partnered with Pinnacle Real Estate Consulting Services, Inc. to offer property owners assessment and payment of their real property taxes (RPT) or amilyar as part of the former’s Moneygment mobile application.

This service—made possible through the partnership between Togetech and Pinnacle—makes processing and payment of RPT seamless and convenient. Property owners won’t have to queue in the city or municipal treasurer’s office of the local government unit (LGU) where their property is located, making sure that payment is made on time. In the long-run, the Moneygment app promotes regularity of RPT payments thus making Filipinos more responsible and tax-abiding citizens.





The initial roll-out of the Moneygment app’s RPT service covers Metro Manila and Cebu. Service to other areas, such as the northern and southern parts of Luzon and Davao, are slated for release later in 2019.

The partnership comes as part of Togetech’s wide array of finance-related offerings and services made possible through the Moneygment app.

How it works

Users can download the Moneygment app from the Apple Store and Google Play. Once installed, they can create an account using their Facebook, Gmail, or any other email account, after which they can choose from a wide range of finance-related and payment services available: Pag-IBIG, PhilHealth, and SSS contributions; bills and other utilities; loan application and payment; and personal income and real property taxes, among others.

To pay for RPT, users need to have their properties assessed first. To do this, they will be asked to fill in needed information, such as title number, full name of the owner as stated in the title, and the local government unit. Afterwards, they will be asked to fill in the tax declaration number. Upon confirmation and payment of the processing fee, users will then be asked to email copies of pertinent documents to customercare@moneygment.ph. They can track the progress of the assessment by tapping the History tab.

Users will receive an email once property assessment is complete. Once the amount has been carefully reviewed, they can then proceed with payment via the different options available. Once paid, they will receive an update that Pinnacle is processing the filing of their RPT. They will then receive their official receipt (OR) and statement of account (SOA) upon completion. All of this can be done without going to the city or municipal treasurer’s office of the LGU where the property is located.

MFC 2019: Engaging Towards Financial Revolution


Wazzup Pilipinas!

In line with the advocacy of the Junior Financial Executives PUP – Manila in promoting financial literacy to its members by upholding awareness about the field of banking and finance, it will be holding its 3rd Metro Finance Congress with the title: "Metro Finance Congress 2019: Engaging Towards Financial Revolution” on January 26, 2019 at Bulwagang Balagtas, PUP Main Campus, Sta. Mesa, Manila.

The Metro Finance Congress is a one-day conference that aims to endow more or less 900 student participants taking up finance and other business – related fields from within the PUP and from other universities in Metro Manila with ample knowledge about the Financial System here in the Philippines. Furthermore prudent choice of resource speakers from the different fields under business, banking and finance will be done to assure a fine discourse of the topic.

The Junior Financial Executives PUP – Manila is the official student-run organization of the Department of Banking and Finance, known as one of the biggest JFINEX chapters in the Philippines with over 1300 active members. Together its mission and vision of molding the students to be a professional practitioners and uphold awareness in banking and finance field, the organization conducts interactive academic and non – academic events. The goal of the organization for the academic year 2018-2019 is to bind the organization, the students and future partners during its promotion of financial literacy. The organization aspires to have a lasting impact not just to its members but also to the whole PUP Community.

Contact Person: 
DIANE JESSICA BALBOA
Vice President – Marketing
(+63)93 6023 7528
balboadianejessica@gmail.com

For more information, check: www.facebook.com/JFINEX.ORG.PUP

Monday, January 14, 2019

8 Things You Need to Know to Be a Domestic Helper in Hong Kong


Wazzup Pilipinas!

More than 160,000 Filipino citizen are currently working in Hong Kong as Foreign Domestic Helpers. The main objective for them is to support the financial needs of their family. In this amazing city, a lot of job opportunities are open. Caregivers, nannies, housekeepers or drivers are always available for qualified candidates. Any interest to work in Hong Kong? We tell you more about the process and the different benefits.

Where to find work?

As a helper looking for a job in Hong Kong you can contact legitimate agencies that act as a mediator between your probable employer and you. Your agency will support you, they will be on your behalf enter into a Standard Employment Contract under the supervision of the Director of Immigration. The agency or your employer will apply to the Immigration Department for an employment visa for you.



How much will you make?

Any foreign domestic helper has to be paid a Minimum Allowable Wage (MAW) as standardized by the government and on the force from the date of your signing the contract as a domestic helper. The current MAW prevailing is set at HK$4,520 per month (equivalent to 31,000 pesos).

Additionally, other than the MAW, as a helper you are entitled to a suitable accommodation in the premises with understandable privacy, food allowances that are HK$1,075 (equivalent to 7,250 pesos), and free travel from the Philippines to Hong Kong and return tickets to the Philippines on expiry of the contract. The above MAWs and contract terms are applicable for any contracts 29 September 2018.

As mentioned under the Employees’ Compensation Ordinance (Cap.282), your employer should have an insurance policy that covers their liability for the ordinance and the common law for any mishap or injury that happens to you while working. Moreover, you are entitled to free medical treatment through the Standard Employee Contract when you are not well or catch a disease under the period of employment. A comprehensive insurance policy can be provided to you that covers all your medical and hospital requirements and bills according to the Compensation Ordinance. An online guide is present to help foreign domestic helpers and more information can be sought from that regarding your employment. Besides the helper job and domestic duties mentioned in the contract that you have been employed for, employers are not allowed to make you work for anyone else. In these cases, the helper and the aider will be tried for forgery and can be tried for criminal prosecution.

Statutory Obligations of your employer

Since you as a foreign domestic helper provide services for employer’s household. There are chances of you having an intimate relationship with the employer and their family members. This makes it absolutely necessary for the employer and you to have mutual respect and understanding. There should be efforts from both sides to maintain an amicable relationship. As an employee, you should make sure that your employer observes these obligations under the Hong Kong laws.

Labour Legislation

In Hong Kong, as foreign helpers, you have the same rights, benefits, and protection mentioned under the labor rules and laws as your local counterparts (Racial Discrimination Ordinance).

As a foreign helper, you are entitled to equal opportunity and no racial discrimination under the Equal Opportunities Commission.


Terminating of the Contract

If you are not happy in your position and If you want to terminate your employment contract, you can ask your employer to contact the Immigration Department by notifying them in writing within seven days of the date of the termination. On your side, you will have to respect a notice period of one month before to go back in Philippines.


Working hours

Hong Kong does not enforce any legal working hour and domestic helpers work on an average of up to 10 hours. This depends on the nature of the job as taking care of children is a full-time job. Also since you would be living with your employers, you are always going to be on-call and will not have a specified working schedule. However, you can negotiate with your employer early on for a stipulated timeframe for working. Considering your sleep and good health is very important before working for more than 12 hours a day.

Rest Days

As a domestic helper, you are entitled to one weekly rest day of at least 24 hours continuously under the immigration employment contract. Some employers might want you to perform basic tasks even on rest days. Imposing any curfews on you from the employer is very wrong and you should talk about not having such obligations placed in the first place.

Employers are not allowed to pay you extra money to work on your day offs, even if you agree to work on these days. If your employer makes you work on a day, they need to compensate the day off within the next 30 days.

Working abroad is a challenge, you will be fare from your family and living in a country with a different country. Talk to your friends and your family to get feedback about their experiences. Do not only consider the financial part, take time to weight the pros and cons before starting to search for an employer.
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