Saturday, June 30, 2018

Jinggoy Buensuceso's Distortions of Reality

Wazzup Pilipinas!

The sound of hammering metals, continuous grinding and welding of materials in Jinggoy’s studio allows him to dream of linear, smooth-flowing sculptures transporting him to a new dimension, one that is other-worldly and spectacular.
 The Supernova series, a molten aluminum work is Jinggoy’s take on the candid manipulation of an otherwise concrete element, intervening and interpreting with colored-powder coating this time that resembles the beginning of the cosmos, the magnanimous hues of the constellations, quiet and subdued, silent but contained and ultimately, holding the universe within.
He introduces his toys acquired during his college days, little elements of spontaneous play that allows him to construct, deconstruct and reconstruct.

The Lego and the Gundam series are an assemblage of these toys and even the artist’s identity in its literal sense. The hair he believes is a symbol of power, a gift that God gave to us to prove that we are in his likeness and being. Additionally, the tribes of the south believe that a hair that can reach the ground can be vital to nature inclination and strategy making in war. These new works are an evolution of his landscapes and his personal belief on the state of flow, depicting an imagined niche of battle and peace. Inspired by the collision of stars, ground-breaking wars and the highest entity, it is a surreal dream and a distortion of reality.
Hailed as the Outstanding Designer of the Year by Wallpaper Magazine in Thailand in 2016 and one of the Rising Asian Talents of Maison et Objet Paris in 2017, Jinggoy Buensuceso is a three-time Mugna Awardee for his eco-friendly and contemporary designs. This current day, the artist still identifies as a creative force both in the fine and functional art and exemplifies as a true icon in his own right. 

Jinggoy Buensuceso
July 7 – August 25 2018
Distortions of Reality
Galleria Duemila, 210 Loring St. 1300 Pasay City

Friday, June 29, 2018

Shane Filan Performing Westlife's Greatest Hits and More Live in Concert

Wazzup Pilipinas!
Westlife’s lead singer Shane Filan is coming back to MANILA for his much-awaited live concert featuring Westlife’s greatest hits and more on Saturday, September 15th at the KIA Theatre. Filipino fans will hear their favorite hits like “Swear It Again”, “Uptown Girl”, “If I Let You Go”, “World of Our Own”, “You Raise Me Up”, “My Love”, “Everything To Me”, “Need You Now”, “Heaven”, “Unbreakable”, “What About Now”, Beautiful in White”, “About You” and more.

With his third album, Love Always, delighting both fans and critics, Shane’s solo career is quickly gaining momentum. Its already been a huge hit all over Asia, securing the number one spot in the Philippines and Indonesia, Love Always has proved a major hit with fans. Shane is also thrilled with the album’s top five position in the UK charts, placing him on an even footing with the biggest names in world music. An Asia Deluxe Edition will be released on July 6.

Shane says ‘This is the first time I have put live tracks on the album. I go on tour so much now that I thought it would be nice to include something that people haven’t had before. There will also be two new songs which I wrote before Christmas and I am so proud of them. ‘Back To You’ is the new single and a song I am very close to. The track is about being on the road the whole time and being separated from those you love. You do it because it’s part of the job but you realize how much you miss the family.

Shane has cemented his position as one of the UK & Ireland’s most popular male solo artists, following phenomenal success with Westlife – one of the world’s most successful bands of the last few decades – and he shows no signs of slowing down. “There’s nothing that make me happier than singing and being on stage” he says, “it’s something I am very proud of and it’s what I want to be doing for the rest of my life.”

Catch Shane Filan – the lead singer of Westlife – up close and personal live in concert. Tickets go on-sale on Friday, July 6 via or Call 911-5555.

Tickets at Popular Prices:
VIP – P4,200 / Orchestra – P3,675 / Loge – P3,150 / Balcony – P2,100

For more information, follow Wilbros Live on social media.
Twitter/Instagram @WilbrosLive
#ShaneFilanMNL2018 #WestlifeGreatestHits

An Overall Supremacy for the Raider R150 at the Super Series Nationwide Championships - Bacolod GP

Wazzup Pilipinas!

The Suzuki Raider R150 proved itself once again at the 3rd Leg of the Super Series Nationwide Championships in Bacolod City. With combined agility and strong performance of the Suzuki-VMan Racing Team with the Raider R150, Team Suzuki reigned supreme attesting that it is indeed the Underbone King at the Super Underbone races of the Bacolod GP.

Suzuki-VMan Racing Team’s April King Mascardo and Eane Jay Sobretodo grabbed the Champion and 2nd Runner Up spots respectively after an intense battle at the Baywalk Karting Zone in Bacolod City on board the Raider R150 Fi. Mascardo who was also the pole sitter of the race consistently led the competition from the time trial to the finals while Sobretodo who started 3rd on the grid had an exciting battle with other riders but still managed to cap the race on the podium after an intense head on with his peers.

Another promising rider from the Suzuki-VMan Racing Team Djereck Ondillo and Dan Carlo Alvarado also dominated the Underbone Beginners/Novice Class with a powerful 1-2 finish with the Raider R150 Fi. Ondillio also had a very strong performance securing 2 more championship wins at the Raider Breed Wars R150 Fi and R150 Carburetor One Make Races. Alvarado also had a strong finish with a 2nd runner up win at the Raider Breed Wars R150 Fi One Make Race.


The Raider Breed Wars Raider R150 Carburetor and Fi One Make Races were also a hit to the riders of Visayas testing the Underbone King’s power and performance with its signature 150cc engine. Privateers Kirby Caparon dominated the 2nd Place on both Raider Breed Wars Races while RJ Comendador won 3rd Place for Raider Breed Wars Raider R150 Carburetor One Make Race.

The Super Series Nationwide Championships is already in its mid season but we still have a lot to witness with Team Suzuki-VMan Racing’s performance and the whole racing battle. Catch the action again on the following dates and venues:

Cebu GP – Aug. 26
Bulacan GP- Sept. 16
Manila GP – Oct. 28

The Suzuki-VMan Racing Team is powered by Racing Boy Philippines, RK Racing Chain and Sprocket, Faito, VMax Racing, Koso, Pirelli, LS2 and Motoworld. The Raider Breed Wars is powered by Pirelli, Racing Boy, YRS, Faito, Koso and RK Racing Chain and Sprocket.

Stranger Than Fiction: Guadalupe: The Musical

Wazzup Pilipinas!

In 1531, in the newly conquered land then known as New Spain, a series of
unexplained— some might say miraculous— events occurred that would change the
world forever. That incredible true tale is now the basis of GUADALUPE: THE
MUSICAL, a brand-new theatrical production in English, presented by the Julie Borromeo Performing Arts Foundation.

And what a tale it is! A ghostly apparition… a skeptical bishop… a brutal overlord… a
dying man brought back from the brink of death. “The story of Juan Diego of Guadalupe is practically a musical already,” quips Borromeo, who is both producer and (along with Rose Borromeo) choreographer of the show. “But what makes this story different is all the supernatural elements in it that simply can’t be explained.” Of these there are many, and all a matter of public record: the painted images on Juan Diego’s now famous tilma (or apron), which show no evidence of any brushstrokes, and whose pigments come from a source unknown to nature; the seeming impenetrability of the cloth from which it was made; the mysterious recovery of Juan Diego’s dying uncle; the list goes on and on.

But although it deals in the miraculous, GUADALUPE: THE MUSICAL, which stars
stage icon Cocoy Laurel as Juan Diego, is not a conventional faith-based show. “It’s not
a ‘religious’ musical as such,” declares theater legend Baby Barredo, who directs the piece. “It’s a powerful piece of theater that just happens to contain religious elements.” It’s an important distinction, and one that drove the creation of the show from the start.

For scriptwriter and lyricist Joel Trinidad and composer Ejay Yatco, the creative task was to use factual, historical events as a backdrop for a true story that contains some fictional elements. “Some of the most popular musicals in the world combine fact and fiction this way,” shares Yatco. “MISS SAIGON, EVITA, LES MISERABLES… The list goes on and on.” But how can GUADALUPE audiences tell fact from fiction? “You’ll see some things in this show that seem completely implausible,” says Trinidad with a smile.

“Those are the ones that really happened.”
The Julie Borromeo Arts Foundation presents GUADALUPE: THE MUSICAL. September 29 to October 14, 2018 at
the Meralco Theater. E-mail Ria Pangilinan at for fundraising opportunities.

KOG, Announcement Of Official Launch In The Philippines On July 3rd And Reached More Than 100K Pre-Registrations!

Wazzup Pilipinas!

KOG Chief Executive Officer Jong-won Lee has announced that the number of pre-registrations for the real-time RPG “GrandChase – Dimensional Chaser”, has reached more than 100K in the Philippines.

On June 23rd, “GrandChase – Dimensional Chaser” was introduced for the first time in the Philippines through a Press Conference held in Marco Polo. Rafael HS Noh, Director of KOG, said it was a great opportunity to feel the love of the gamers in the Philippines and it was the reason why KOG strove to launch the game in the country as soon as possible. Thanks to the accomplishment of 100K pre-registrations in the Philippines, all the users who participated would be able to receive monthly rewards of check in the game such as S Rank Hero Package, 200,000 Gold, 3,000 Prana, and ★3 Monster Card x 10.

“GrandChase – Dimensional Chaser” is an official sequel to the hit online game ‘GrandChase’ and it has been produced by the Original GrandChase Online Development team. It inherits the original game’s spirit and was released in January in Korea. Since the launch in Korea, it had achieved the top game in the Apple App Store and Top 2 of Google Play Store. And “GrandChase – Dimensional Chaser” will be be released through it’s local publishing partner, Elite Games.

If you want to participate in the pre-registration for “GrandChase – Dimensional Chaser”, it can be done through the official website ( and the events on Facebook may be checked here (

KOG is a game company started in 2000 with the aim of creating world-class games based on its excellent and cutting-edge technology. Today, GrandChase-Dimensional Chaser and Elsword is not only present in Korea, but also in North America, Europe, Japan, and have been in service in more than 20 countries. In 2012, KOG established a corporation in the United States and in the Philippines providing direct Elsword services. KOG is a company that keeps a lot of people around the world engaged year after year by making games that are fun for everyone. (KOG official website:

ELITE GAMES is the Local Publishing Partner of KOG for its critically acclaimed Mobile title, “GrandChase - Dimensional Chaser”.  Founded in 2016, ELITE GAMES is one of the leading international Game Service and Marketing Providers based in the Philippines with its regional HQ located in the Silicon Valley of Asia, Pangyo, South Korea. 

[Promotion Video Link]

Hontiveros Lauds Passage of ‘Anti-Catcalling’ Ordinance in Nation's Capital

Wazzup Pilipinas!

“Bihirang lumipas ang isang araw na hindi ako na-cacatcall”, said 4th year college student Kana Takahashi, sharing her experience of being sexually-harassed in her daily commute to school. “I always have to ready my pepper spray and rape whistle everytime”, she said.

A student leader in one of the universities in the city of Manila, Kana said that sexual harassment in public spaces is a daily reality not only for her but for many women in the nation’s capital.

That soon might change. Akbayan Senator Risa Hontiveros on Friday lauded the passage of a Manila ordinance penalizing catcalling and other forms of public sexual harassment.

The ordinance, sponsored by Manila District 4 Councilor Krystle Bacani, will penalize all forms of sexual harassment in public spaces such as catcalling, wholf-whistling, leering, groping and many others. It also outlines clear penalties for violations and violators and enhances the role of the Manila Police District in apprehending harassers. Manila Ordinance No. 7857 was passed on third and final reading by the Manila City Council on Thursday.

Manila joins Quezon City in penalizing street-level harassment of women. In 2016,
Mayor Herbert Bautista has signed into law the city’s amended gender and development code, imposing a fine and jail term for acts considered as sexual harassment of women in public spaces.

"The passage of this landmark measure is a big victory for women and safe spaces advocates. It is historic and groundbreaking. An anti-catcalling ordinance in the country's capital is a big boost to the campaign to protect its women from daily street harassment and a clear policy shift on the part of our local government. This will certainly serve as an inspiration as we push for the passage of a similar policy on the national level," Hontiveros said.

"I would like to congratulate Councilor Krystle Bacani for leading the charge in the passage of this ordinance, the Manila City Council and Mayor Joseph 'Erap' Estrada for supporting the women's clamor for safe streets," Hontiveros added.

Last March, Hontiveros, citing data from the Manila Police District (MPD), said that two (2) women get harassed everyday in the country's capital. The forms of harassment reported include acts of lasciviousness, sexual harassment, rape and violence against women. She said most of the incidents happened after office hours and during unholy hours.

Hontiveros, who is the Chairperson of the Senate Committee on Women, is pushing for the passage of a Safe Streets and Public Spaces Act in the Senate. The bill aims to prohibit and penalize gender-based harassment in public spaces such as catcalling, wolf-whistling, cursing, leering, groping, persistent request for name and contact details. It also seeks to penalize the use of words tending to ridicule on the basis of actual or perceived sex, gender expression, or sexual orientation and identity, including sexist, homophobic and transphobic slurs. 

Hontiveros' bill is scheduled for interpellation once the Senate resumes session.

DOTC-ARMM:Sa Tinagal-Tagal ng Panahon Napansin Kami at Pinakinggan

Wazzup Pilipinas!

It is a common sentiment among those in rural areas in the Visayas and Mindanao --- that many of the government’s development projects are centered in Metro Manila and in other mega cities, while those in far-flung provinces are not given much attention.  But, not this time. Not anymore. 

Consistent with President Rodrigo Duterte’s promise to make a big push toward regional and rural development, more and more projects are being lined up in the southern parts of the country for implementation, in an effort to spread benefits of economic growth and lift populations out of poverty. Inclusive growth, after all, is strongly linked to this administration’s battle cry of “Build, Build, Build.”

On June 28, 2018, Department of Transportation (DOTr) Secretary Arthur Tugade, along with the department’s undersecretaries, assistant secretaries, and heads of attached agencies met with officials from the DOTC-Autonomous Region in Muslim Mindanao (ARMM) headed by Regional Secretary Datu Ombra Sinsuat Jr. 

The meeting was organized to discuss empowering linkages, coordination, and collaboration between the DOTr and its counterpart in the ARMM.

“Sa tinagal-tagal ng panahon, napansin kami. First time po na hinarap kami ng DOTr nang kumpleto. First time din na kami ay pinakinggan. Na-surprise kami ‘nun, pati mga kasama ko,” said Sinsuat. 

According to Secretary Tugade, the meeting is just among the efforts of the department to ensure that local governments do not feel left out, and are actively involved in efforts to improve their locality, especially in Mindanao, where many areas are still under-developed due to years of violence, corruption, and under-investment.  

“Mahal na mahal ni Pangulong Duterte ang ARMM,” Secretary Tugade told the officials. “Kung dati, pinangakuan kayo at hindi natupad, sinisiguro ko sa inyo na ‘yung mga pangako ngayon, mangyayari ‘yun,” he added. 

The DOTr has 28 port projects and 11 airport projects in ARMM. Among these are the widening and construction of port facilities in the Al Barka Ports Cluster in Basilan, and ports construction in Lanao del Sur, Maguindanao, Sulu, and Tawi-Tawi. Several airport development projects are also included in this year’s funding, particularly for Jolo Airport in Sulu, Cotabato Airport, and Sanga-Sanga Airport in Tawi-Tawi.  

Reg. Secretary Sinsuat said Secretary Tugade will again join them for a sectoral meeting to discuss the developments of the projects. He is hopeful that this time, with the continuous support of the national government, there will be genuine and lasting progress in the region. 

“Ako, more than one year akong secretary, pero first time yung ganito ka-fruitful na meeting na naramdaman namin sa time ni Secretary Tugade,” he said. 

Enter the Quantum Realm at the Gateway Cineplex

Wazzup Pilipinas!

This one-time only deal exclusively for Piipsters who visit Gateway Cineplex in Gateway Mall, Araneta Center gives movie fans a limited offer to get “Ant-Man and the Wasp” tickets for only P150 on its first day screening this coming Wednesday, July 4, 7pm at Cinema 9.

Marvel fans, don’t go into a superhero coma yet! “Ant-Man and the Wasp” will be out in theaters soon, and it’s bound to give every movie lover and superhero enthusiast a roller coaster of a ride in and out of the quantum realm.

But if movie ticket prices make you feel like the universe has thrown a giant Hello Kitty Pez dispenser at you, here at Gateway Cineplex, you can enjoy “Ant-Man and the Wasp” at a shrinked price of admission – that’s the quantum realm working for you! – if you are a loyal user of the Piip app or if you download the Piip app from the iOS Store or Google Play Store.

This one-time only deal exclusively for Piipsters who visit Gateway Cineplex in Gateway Mall, Araneta Center gives movie fans a limited offer to get “Ant-Man and the Wasp” tickets for only P150 on its first day screening this coming Wednesday, July 4, 7pm at Cinema 9.

Simply browse the Piip Billboard on the app and locate the promo, click the “Piip It!” button, and reserve your slots with a chat with the app’s representative. Claiming of the P150 reserved tickets is from June 30 at the Piip both at the Gateway Cineplex lobby until July 4. Just show your Piip app reservation and a valid ID for verification. And the deal is you have to have the Piip app on your phone if you want to go home with not just a wild cinematic experience but some game prizes as well.

Araneta Center’s Gateway Cineplex has always given moviegoers added treats like original movie merchandise as prizes for pocket activities, cosplayers that roam around the mall and Cineplex for photo ops, and so much more.

In special cases, young fans participated in meet-and-greet activities with official movie mascots of “Despicable Me 3” (Gru and some minions), “Spider-Man Homecoming” with the actual Spider-man stuntman in the movie, “Sherlock Gnomes” (a host of Smurf characters), and “Ninjago” (Lloyd), among others.

Gateway Cineplex is located at the 4th Level of Gateway Mall, Araneta Center. Follow their Facebook page @GatewayandAliMallCineplex for more fab promos and exciting events.

Thursday, June 28, 2018

Get Trained Maids for Every Household Work

Wazzup Pilipinas!

Once you feel pleased with the maid, then we will start our training timetable. We trained every one of the maids we resource to do the job she is going to take up, in the greatest well-organized routine. We comprehend your requirements and trained to her consequently.

Sometimes you involve maids of a specific nationality or race. We can acquire them also for you. We will take care of all the procedures for obtaining a maid from another country. Maids from Chicago? No problem. We will comprehensive all the delegation and work permit procedures before she starts working for you. Even if you have somebody of your excellent in your home country, we can comprehensive the formalities for bringing her to Singapore and assigning her as your maid.

One must be able to connect with the maid at an individual level so as to allocate work to her easily and avoid any chances of miscommunication. Any wrong flow of evidence will interrupt the working of the house and therefore one desires to be very cautious while behavior accountabilities to the maid. Labor Express appreciates the condition of finding a maid who can mix with the family and therefore delivers you numerous options of Myanmar maid, Indonesian transfer maid and many others be appropriate to different natives, so that you can indicate consequently. You will find trained maids from all circumstances that are ready to serve you with their fine quality work.

House assists has become a major condition in today’s lives where finding time for oneself has become a difficult. One is always caught in one task or other, running spending around the house, that it becomes incredible to take out even a couple of hours for ones’ consolation. Singapore house maids that can help you accomplish such a huge amount of work are the only liberation out of this labyrinth of labor and tiredness. But searching them is no stress-free job in itself. But Labor Express has made it stress-free for you. It offers a stage for you to connect with Singapore maid proficient in dissimilar domiciliary activities so that you can select between them, the one you necessitate. They are specialized in their work and are absolutely adjustable to the atmosphere of your house; so that you and your family members don’t have a difficult in blending them in with the house.

We works for the improvement of the society in general; and consequently helps you in searching the right maids for your house, and helps the maids in finding good jobs. Let we find you a maid for any work you want, and you will be in awe of the top class services delivered by both, the maid and Labor Express. You can select from maids having expertise in activities like child care, elderly care, cooking, cleaning and a lot more at Labour Express. The best Singapore maid Agency is found here and we are indubitably the best agency to find dependable and answerable maids for your home. It is now time for you to breathe a sigh of reprieve and assign your accountabilities on someone else’s accepts. Let Labour Express be your companion in search of them.

Aqwire: Partnering with SCI To Process Real Estate Crypto Payments

Wazzup Pilipinas!

Satoshi Citadel Industries, Makati, PH: June 4, 2018 - In its efforts to build the first real estate platform through blockchain in Asia, AQWIRE is partnering with one of the biggest crypto companies in the Philippines to realize this dream.

As the first global real estate platform in Asia, AQWIRE will have the capability to list units from different developers worldwide, process payments through different conventional channels such as credit/debit cards, international bank transfers and SWIFT as well as give out different analytical data to help potential buyers with their purchasing decision. Adding a crypto payments gateway will only strengthen the platform.

AQWIRE will be able to handle real estate transactions in different stages of the sale cycle, from developers listing their units for sale to buyers paying their monthly dues in perpetuity. This gives all players involved a single platform, an ecosystem, where their real estate needs are met and everyone is satisfied.

What are the problems we’re solving?

Property developers and brokers worldwide are facing multiple barriers when trying to sell properties overseas. International property investors face similar challenges:

Inefficient property search process due to fragmented listings data.
Lack of a standard protocol for international real estate transactions.
Lack of trust among entities.
Lack of real time settlement of recorded transactions and efficient cross-border payments processing.

All of these challenges will be a thing of the past once AQWIRE is launched.

Crypto Payments with SCI:

SCI or Satoshi Citadel Industries is:

‘A financial technology company building the Blockchain ecosystem in the Philippines. We seek to usher the financial service industry into a new era by creating Blockchain solutions and strategies that are faster, more efficient, and more accessible compared to traditional methods of using and moving money.’ - Satoshi Citadel Industries

That dedication and commitment to disrupt the current status quo is a trademark of SCI. As one of the first established blockchain companies here in the Philippines, they also seek to improve and streamline the old and sluggish processes rampant to our financial system, with services different products all focusing to introduce and teach about cryptos and blockchain.

Why cryptocurrencies?

With the growing adaptation of cryptocurrencies to various different industries, both locally and internationally, it would seem to fit the natural evolution of financial technology in the country. With specific niches and corresponding needs that are often addressed with the use of cryptocurrencies and blockchain.

Furthermore, as a truly global technology that transcends barriers, it is definitely the next step for real estate developers wanting to expand their international clientele. With various countries adopting the use of bitcoin and other cryptocurrencies as payment options, coupled with the increase need in real estate space, whether residential or commercial, accepting payments in cryptos is a smart decision.

This partnership will enable AQWIRE to process real estate payments in crypto, adding to its already robust payment processing capabilities. Giving potential real estate buyers and investors more options and significantly making the entire payment process more efficient and convenient.

What’s next for AQWIRE?

AQWIRE is currently on its fundraising stage. To fulfill its goal, AQWIRE is raising $9.9M through a token sale. Proceeds of which will directly be used for the development of the platform, as well as, on-boarding more and more real estate developers, both locally and internationally.

Q4 of this year will also bring AQWIRE to Thailand. With the goal of global real estate listings, Thailand is AQWIRE’s first stop, establishing presence in the Southeast Asian region before expanding to the rest of Asia.

Surefire Ways to Get Your Home Loan Application Approved

Wazzup Pilipinas!

Applying for a mortgage is your key to achieving the home you have always dreamed of

Unless you are ultra-rich, purchasing a home would require financing from banks and other lending institutions. Owning a home is easier said than done; a big chunk of the process is applying for a loan.

Nowadays, lenders are taking advantage of the Philippines being one of the fastest-growing economies in Asia to offer competitive mortgage products for potential home buyers. Furthermore, the property market is projected to remain thriving due to the demand from investors resulting from the Philippine government’s Build, Build, Build program.

The ball is now on the side of home buyers; they have to prove that they are financially capable of taking on a huge responsibility, which requires prudence and commitment. These are the things you have to do to make sure your home loan application gets the green light.

Have a steady and stable source of income

One of the biggest red flags for banks and lending institutions is an unstable source of income. After all, your income stability will affect how consistent you will be able to settle your monthly mortgage repayments. For a higher chance of getting your home loan approved, you have to have steady employment for at least two years. This assures the banks of your financial readiness.

If you consider yourself as self-employed or freelancing, you have to be able to prove how much you earn on a monthly basis. While banks consider freelance employment risky, you can still get a decent home loan offer. Just show the banks that your income flow is steady and you have an ample amount of savings.

Save up for a large deposit

It is advisable to save up for a large down payment first to secure a home loan. This reduces the loan-to-value ratio, which is a big consideration for banks. As a rule of thumb, you should only borrow up to 80% of the total value of the home you are planning to buy. Your savings will cover the rest.  The lower the amount you intend to borrow, the higher the chances that your loan will get the go-ahead.

A considerable amount of savings also shows that you can handle your finances, which is a big plus for lenders.

Educate yourself

Purchasing a property entails a lot of responsibility and commitment from you as a homeowner and as a borrower. Learning about the mortgage market would give you a working knowledge of the home loan approval process, and allows you to build up a reliable credit reputation.

Be consistent with your other debt repayments

Your credit history is perhaps the most crucial determinant in your home loan application. It should be a habit for you to pay bills consistently. Banks often do credit checks with other banks or billers to gauge your ability to meet their repayment requirements. They will scrutinize everything from late and missed payments, defaults, overpayments, and other relevant information that would help them see how risky or safe you are as a borrower.

If you have a bad credit history, it’s not too late to turn it around and settle your accountabilities. Seek options on how you can rebuild your reputation as a responsible borrower.

It is important to note, however, that having no credit history at all will not necessarily translate to a good home loan application. As mentioned earlier, banks would want to see how consistent you are in paying your dues. In a way, having existing loans is better than having none at all. If you are not a fan of credit card or other loans, you can instead submit your phone and utility bills. Even insurance statements can give banks an idea of how you are as a client.

Do not submit multiple applications with different banks

Never go on a fishing expedition and apply to multiple lenders for a home loan; banks might see it as bad behavior and an indication of a higher risk.

Instead, make a list of banks or lenders you wish to avail home loans from and research about their mortgage products, benefits, interest rates, and disadvantages. Submit your application to one bank at a time. If you do not get approved at the first one, move on to the next lender on your list.

Have a guarantor

A guarantor is someone who will be of help to you when unforeseen circumstances result in you not being able to make repayments for a period of time. First-time home buyers usually sign their parents up as their guarantors.

Guarantors who have a good credit standing can boost your application and get it approved in no time. It is also an advantage if the guarantor was a previous client of the lender you are submitting your application to.

Explore your options at the Lamudi Affordable Housing Fair

Lamudi’s Affordable Housing Fair in Glorietta 3 Activity Center in Makati City is a great avenue for you to know every nook and cranny of home ownership—from selecting a house that fits your needs to applying for a mortgage that suits your financial health.

Home loan experts will grace this two-day event to give attendees a seminar on the Philippines mortgage market. Banks and lending firms will also be present to showcase their home loan products for potential home buyers.

The Lamudi Housing Fair will be on June 30–July 1, 2018, Saturday to Sunday. To register for the event, click here.

Twitter Takes Action to Counter Spam and Malicious Automation

Wazzup Pilipinas!

Inauthentic accounts, spam, and malicious automation disrupt everyone’s experience on Twitter. To help move towards this goal, Twitter introducednew measures to fight abuse and trolls, new policies on hateful conduct and violent extremism, and are bringing in new technology and staff to fight spam and abuse.

To date, the company has made a lot of investments in this space resulting to positive impacts:

      In May 2018, Twitter’s systems identified and challenged more than 9.9 million potentially spammy or automated accounts per week. That’s up from 6.4 million in December 2017, and 3.2 million in September.
      Twitter is removing 214% more accounts for violating Twitter spam policies on a year-on-year basis.
      At the same time, the average number of spam reports received continued to drop — from an average of approximately 25,000 per day in March, to approximately 17,000 per day in May. A 10% drop in spam reports from search as a result of recent changes. These mean people are encountering less spam in their timeline, search, and across the Twitter product.
      In Q1 2018, Twitter suspended more than 142,000 applications in violation of their rules — collectively responsible for more than 130 million low-quality, spammy tweets as Twitter maintained this pace of proactive action, removing an average of more than 49,000 malicious applications per month in April and May. Twitter is increasingly using automated and proactive detection methods to find misuses of their platform before they impact anyone’s experience. More than half of the applications they suspended in Q1 were suspended within one week of registration, many within hours. These are proofs that Twitter is working to catch and prevent these activities before anyone can see it.

The company can tackle attempts to manipulate conversations at scale, across languages and time zones, without relying on reactive reports. With that, Twitter has four new processes in fighting spam and malicious automationaside from developing machine learning tools.

1.     Reducing the visibility of suspicious accounts in Tweet and account metrics
A common form of spammy and automated behavior is following accounts in coordinated, bulk ways. Often accounts engaged in these activities are successfully caught by an automated detection tools (and removed from the platform’s active user metrics) shortly after the behavior begins.Twitter has started updating account metrics in near-real time: for example, the number of followers an account has, or the number of likes or Retweets a Tweet receives, will be correctly updated when Twitter take action on accounts.

When an account behaves suspiciously, it will be put into a read-only state where it can’t engage with others or Tweet. Follower figures and engagement counts will be remove until it passes a challenge like confirming a phone number. People can see a display warning on read-only accounts and prevent new accounts to follow them to avoid inadvertent exposure to potentially malicious content. After the challenge, it will take hours for the account to be restored. These makes protections more transparent to anyone who may try to interact with an account in a read-only state. People may notice improvements on account metrics regularly in the display of Tweet and account information to ensure that malicious actors aren’t able to artificially boost an account’s credibility permanently by inflating metrics like the number of followers.

2.     Improving the signup process
To make it harder to register spam accounts,Twitter will require new accounts to confirm either an email address or phone number when they sign up to defend against people who try to take advantage of Twitter’s openness. Twitter is working closely with their Trust & Safety Council and other expert NGOs to ensure this change does not hurt someone in a high-risk environment where anonymity is important. This may roll out later this year.

3.     Auditing existing accounts for signs of automated signup
Twitter is conducting an audit to secure a number of legacy systems used to create accounts to ensure that every account created on Twitter has passed some simple, automatic security checks designed to prevent automated signups. The new protections as a result of the audit which helped prevent more than 50,000 spammy signups per day.

Now, Twitter is taking action to challenge a large number of suspected spam accounts that they caught as part of an investigation into misuse of an old part of the signup flow. These accounts are primarily follow spammers who have automatically or bulk followed verified or other high-profile accounts suggested to new accounts during the signup flow. Some people may see their follower counts drop; This does not mean accounts appearing to lose followers did anything wrong; they were the targets of spam that Twitter is cleaning up. Twitter is taking more steps to clean up spam and automated activity and close the loopholes exploited.

4.     Expansion of Twitter’s malicious behavior detection systems
Twitter is now automating some processes in suspicious account activity, like exceptionally high-volume tweeting with the same hashtag, or using the same @handle without a reply from the account they are mentioning. These tests vary in intensity, and at a simple level may involve the account owner completing simple reCAPTCHA process or a password reset request. More complex cases are automatically passed to Twitter for review.

What Users Can Do
There are important steps users can take to protect their security on Twitter:
      Enable two-factor authenticationInstead of only entering a password to log in, Enter a code which is sent to a mobile phone. This verification helps make sure that only the owner can access their account.
      Regularly review any third-party applications. Visit the Apps tab in the account settings on to review and revoke access for applications.
      Don’t re-use passwords across multiple platforms or websites. Have a unique password for each accounts.
      Use a FIDO Universal 2nd Factor (U2F) security key for login verification when signing into Twitter.

Additionally, if you believe you may have been incorrectly actioned by one of Twitter’s automated spam detection systems, you can use the appeals process to request review of your case.

Twitter is continuing to invest across the board in their approach to these issues, including leveraging machine learning technology and partnerships with third parties. They’re looking forward to soon announcing the results of theirRequest for Proposals for public health metrics research. These issues are felt around the world, from elections to emergency events and high-profile public conversations. In Twitter’s recent announcements, the public health of the conversation on Twitter is a critical metric by which they will measure the success in these areas. Wazzup Pilipinas!
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