Saturday, November 21, 2020

Shit Happens: Sarap Buhay Senator Bato Dela Rosa Tests Positive of Covid-19

Wazzup Pilipinas!

Senator Bato Dela Rosa on Saturday confirmed that he tested positive for COVID-19.

“I am sorry to inform you that I tested positive for COVID-19 yesterday. To all who made contact with me, please do the appropriate protocols,” he wrote on his Facebook page.

That's okay "Shit Happens"

2019: A three-year-old girl was fatally shot in a police drug bust in Rizal.

Bato: "Shit happens."

I clearly remember that statement of him. Maybe im so good not to wish him not ill? My mood changes. Reversing.

He was too insensitive about a young kid who was killed in broad daylight. He said, "Shit happens." Now karma is a bitch.

I guess Bato now knows how it feels.

Not yet, because he's still breathing.

Matagal buhay niyan, masamamg damo.

Yes. Let's watch things unfold...

Sauce! Baka pasikat lang yan. saka na ko maniniwala pag nasa Loyola na. Sagana sa fake news ang grupo ni piduts. Pwede rin naman sa Arlington. Mamili na sya habang may natitira pang katiting na oras. 

"Sarap ng buhay. Sana ganito na lang palagi." ngayon nya sabihin yun.

But most probably he won't know how it really feels because he has made enough cash to afford really good healthcare.  But we can imagine he has at least a few comorbidities to at least give him a bit of a scare.

His “ordeal” doesn’t even come close.

Im not a fan of Sen. Bato but i guess it is not good to wish him ill or anybody we dont like. I still wish him well. I also wish that he'll become wiser and pure with his intentions on serving our country.

Pazoomzoom na nga lang at di rin naman naramdamang tumulong nung may kalamidad pero nagpositive pa rin. So ano pinaggagagawa ng punyemas na ito?

Wishing him ill is less evil than what he has done and has been doing.

Hindi na nakakatulong nagpositibo pa? Lintek din. Pasanin pa ng Philippine Health Care system si kalbo. Pahirap talaga itong Davao Group sa Pilipinas eh.

I'm sure you will overcome this, Bato. Stay positive.

Now, go and hug your buddies Duterte and Bong Go for some moral support. 

Meron o wala ganun din naman ugali and hindi ka naman namin ramdam as a senator so... Wala kaming pake!

Beauty Queen-Actress Turned Singer Charo Laude Launches Inspirational Christmas Single

Wazzup Pilipinas!

"I can't believe I'm already a singer!" proudly exclaims Charo Laude Calalo, also the reigning Mrs. Philippines 2019, during her recent singles launch held at  Supreme Restobar (fornerly Ka Freddie's) along Tomas Morato in Quezon City. 

She sang the carrier single of an upcoming Christmas album. "Himala'y Laganap", an original composition by Theresa Aguilar & Abe Hipolito, happend to be timely to what we are experiencing right now with the health pandemic and series of disaster typhoons. 

Her inspirational single is also a gift of hope that no matter what happens, one must never lose faith for a miracle. 

Another Christmas classic song that Ms  Charo is fond is "Miss Kita Kung Christmas", popularly covered by her singing idol, Sharon Cuneta, Sarah Geronimo with a version by Carol Banawa as well. 

“Actually hindi ako pressured na ikumpara ang version ko kila Sharon or Sarah G kasi mga idol ko sila. Sabi ko nga noon kapag naging singer ako, gusto kong maging tulad nila Sharon or Sarah Geronimo. I am not pressured at all."

Ms. Charo also rendered her cover version of "Miss Kita Kung Christmas" to the delight of the media and other guests. She gave justice to the iconic song originally sang by another golden actress, Amalia Fuentes. 

She says Christmas is very important to Filipinos because we have the longest Yuletide season and kapag Pasko, it's all about being together as a family. Her clan is originally from Tanauan, Batangas. 

"I recorded the song only last October, so it's very fresh. We plan to release a CD January next year that will feature more original songs and some covers."

We also asked Ms Charo what her fondest Christmas memories are and the Yuletide song she wished she personally composed. 

The 44 year old beauty queen was also part of the highly-rated Kapamilya afternoon teleserye “Kadenang Ginto.” A former Binibining Pilipinas candidate, Ms Charo  was a proud  member of the German Moreno's teen variety program “That’s Entertainment” on GMA 7. Her batchmates in the daily show include actress-beauty queen Patricia Javier and now Manila Mayor Isko "Yorme" Moreno..

Aside from her blooming singing career, Ms. Charo is the national director for the Mrs Universe Philippines pageant, which annually renews their local franchise. 

During the Mrs. Universe finals held in China, Ms.Charo bagged the special award Mrs. Universe Popularity 2019 and made it in the top 18 semi-finalists out of 94 candidates.

“Pero next year na ang pageant. Gusto kong ma-feel din ng mga contestants ang live pageant show,” she points out.

The "Himala'y Laganap" single launch was hosted by singer Lance Raymundo who also informed Ms Charo that his older singer-brother Ronnie was impressed with her singing and intends to collaborate a song with her soon to the utmost surprise and appreciation of a our singing beauty queen! 

Check out Spotify, Apple Music, Amazon Music, YouTube  and other music platforms to have a great listen to "Himala'y Laganap". 

Do follow her on Facebook - Maria Charo Calalo 

Instagram - Charo.Laude 

                   Maria Charo Calalo

Himala'y Laganap YouTube video:

Written by: Mars Callo 

What Happens If I Buy a Car with Outstanding Finance Owing?

Wazzup Pilipinas!

Car financing deals provide financial products through which buyers can purchase a new car through a finance company. Most of the people prefer to purchase the car with outstanding finance deals. This means that the person using the car will not owe the car until the loan is paid.

Around 85 percent of the new cars and 50 percent of the used cars are involved in financing deals. Buying a new or used car needs a huge investment. Therefore, most of the people prefer to purchase the car through car financing deals. This process is limited to the time frame of around 2 to 5 years, depending upon your preferences.

The buyer has to sign a Hire purchase agreement to process the car finance option which involves the process of monthly payments after depositing a specific amount demanded by the finance company.

But, if you purchase a car involved in some outstanding finances, then you might get yourself in big trouble. Therefore, it is important to run a rev check first, which will provide you the information about the vehicle's outstanding finances before purchasing it.

Most of the car financing deals don’t allow you to sell the car until the loan is paid. Despite this fact, many people sell their cars with outstanding finances, which is illegal. Well, if this happens, these things must be done:
Result of buying a car with an outstanding finance

If a person has bought the car without having any idea of its outstanding finances, then the person has the right to keep it. Though, the finance company will still contact the owner to pay the outstanding finances.

It will show a positive attitude if you respond to the communication that you receive through the finance company. Saving every document that you have received or responded will prove out to be beneficial for your assistance.

You must hold the details of the person from whom you have bought the car along with the transaction receipt. These details are essential in this case to prove you right.

In addition to this, you must contact the business or an individual that has sold you the car with outstanding finances. You must remain cool and polite with them to sort out the situation. However, it will be difficult to track them as they already know that they have committed a crime.
What will happen if it doesn’t work?

There is a probability that the finance company will not accept your explanation and will demand the remaining payments. If you fail to do so, they have the right to take your car. Clear explanations and better communication will leave you out in the favorable condition.

Even if this fails to happen, you can contact the lawyer for taking legal action to claim your car or a return for your money.
What to do if you know the car has outstanding finance before buying it?

If you find that the car has remaining outstanding finances before purchasing it, avoid purchasing the car. If still you purchase that car and the finance company proves your fault, the company can rightfully claim the vehicle.

Even though the seller provides you with all proof and payments of the financed car, still buying such a car is avoided at any cost.

The car belongs to the company as long as the payment is not settled. If you become the owner of the car after purchasing it through the seller, you will inherit the debt that the finance company demands to get settled. In concern with this, if you have paid the money to the seller, then you can consult with the court to demand justice which will acquire investment to justify.

It is essential to have every evidence that you possess regarding the purchase of your used car involved in outstanding finances. These proves will make your case more reliable and clear.

#GayaSaPelikulaFinale: Every child deserves a Tito Santi in their lives

Wazzup Pilipinas!

Gaya sa Pelikula peaked at the top spot on Twitter Trend Topics an hour after its finale episode premiere.

Related words such as #SOGIEEQUALITYNOW, Season 2, Vlad, Anna, Hanggang Sa Muli and Tito Santi also trended.

The scene where I cried the most: Karl admitting he's gay & he loves Vlad to Tito Santi(The uncle whom he trust the most.)

It wasn't easy, he's afraid. 

Someone out there feels the same too. 

Karl, you're braver than everyone else thought.

What Tito Santi said got me right straight through the heart. The feels were too real. It was a kind of pain every gay guy fears of. 

Grabe no. Every gay person out there would wish they had a Tito Santi growing up.  They wish they had someone to tell them it's okay to be gay. They wish they had someone to guide them. 

I really loved how Karl was given a chance in #GayaSaPelikulaFinale to actually tell his own story. I loved how it unfolded right before our eyes--when he came out to Tito Santi and Vlad, to starting to pursue his dreams, which is to make films. 

Sobrang relatable nung sinabi ni Tito Santi na his achievements are invalidated just because he's gay. it hurts because some queer compensate for their sogie by becoming achievers only for those achievements to be in vain because of what they were trying to compensate for.

Really felt Tito Santi and Karl's moment. I know the feeling of being so afraid and also know how other people think of gays, with certain limitations. But like what Tito Santi said "nasaktan lang ako pero nasaakin padin lahat ng achievements ko" 

Pero di bale. Thank you sa gay twitter sa totoo lang kasi ito yung nag educate at patuloy na nag eeducate sa kanila. You make them brave.

Tito Santi takes the prize for making us cry. Pay respect to your elders. They had it much harder than us, and yet they chose to pave the way for us.

"Love is really unbeatable. No one knows when will it gonna come. You'll just suddenly realize that "Oh! I'm in love."

The way karl confesses his feelings to tito santi is the bravest things he made. I said what I said.

Tito Santi was right—how some of the peeps sa community tries so hard for achievements just to compensate for their SOGIE.

The fact na people invalidate their achievements JUST BECAUSE THEY'RE NOT HETERO.

I have so many LGBT friends and I know, in one way or another, naranasan din nila yung ganoong klase ng struggle—not being good enough despite doing your best kasi hindi ka straight, being afraid to embrace kung sino ka at mahalin kung sino yung taong gusto mo.

It's now up to us to ensure a better future for the queer kids that will come after us. Fight. Walang patitinag.

I wish the people behind #GayaSaPelikula explore the life and trials of the Tito Santis of the world. Sana next time ang mga Tito Santis naman ang mabigyan ng spotlight.

Thursday, November 19, 2020

Philippine Craft Kings, JuggiesPH put local craft beer on centerstage

Wazzup Pilipinas!

The first time I drank beer, I literally couldn't stand up without wobbling. But that's probably because I either drank the wrong beer or drank too little.

Seriously, drinking just a few bottles, or glasses, of beer is more of a joke than a choice because Filipinos are among the best beer drinkers in the world. Not only do they consume a whole lot of the golden brew, they are also beer connoisseurs and adventure-seekers when it comes to what fills up their beer mugs.

Underneath the world of flowing commercial beer is a sub-universe of very impressive, locally brewed craft beer. Small, usually independent craft breweries aim both for variety and quality, tickling the fancy of young-and-slightly-older discerning drinkers at bars, parties, hotels and watering holes. Philippine Craft Kings (PCK) started bringing the craft beers into the mainstream in 2013, penetrating the Philippine beer scene with just one brand, then growing to more than 20 partner breweries serving more than 100 beer variants at present.

From non-alcoholic drinks like ginger ale, butter beer and soon, club soda, PCK and JuggiesPH have the works: light and sweet beers, lager, pilsner, pale ale, dark beer, stout, wheat beers and lagers, from 4.8% to 10.5% alcohol content.

Now that most bars are closed and social interaction is limited, Philippine Craft Kings lets its market still enjoy the beers like before in Juggies -- insulated, tap-equipped containers with a freshness valve and comes with a key to unlock the easy-pour function. Juggies come in 2-liter and 5-liter options and can keep the drinks ice cold and fresh for up to three days.

PCK/JuggiesPH CEO Jazel Justiniani Paraiso said they have responded to the limitations and challenges imposed by existing protocols by creating party packages and out of town packages made up of beer choices and their best pica pairs. “People can place their orders online and we deliver the Juggies along with the party packages. That way families and small groups can enjoy drinking beer and munching on tapas, snacks, cheeses and other food pairings in the privacy and safety of home.”

“Beers and drinks served in a Juggy are freshly brewed and kegged the same day they are ordered. They arrive cold and the Juggies -- which are reusable and recyclable -- are easy to use,” Paraiso added.

PCK/JuggiesPH meets and works together with the brewers and listen to the unique stories behind the beers. “Filipino beer brewers are amazing because they are adventurous, creative and true masters of their craft. Every time there’s a new beer we let our customers know so they get the chance to taste new and limited releases. We bring the story of the beers and the brewers out to the market. And that’s how we help support the local craft beer industry,” Paraiso said.

In October, PCK/JuggiesPH opened up a Juggies Filling Station at Brick and Mortar in BGC and one in Quezon City so beer drinkers can have their fill and continue to enjoy good times at home.

The craft beer industry is growing not just in the Philippines but in Southeast Asia. Currently valued at $134 million, it is projected to grow to $400 million by end 2021.

For more information and to have a Juggies experience, visit or contact JuggiesPH through or 0917 514 8118.

SM, through its OPTE program, gives relief support to Typhoon Ulysses victims

Cagayan needs help. SM Foundation and Philippine National Red Cross launch a donation drive to help the victims of Typhoon Ulysses in Cagayan.

SM Supermalls and SM Foundation, through its Operation Tulong Express (OPTE) program provides immediate relief assistance to residents affected by Typhoon Ulysses in Cagayan and other affected areas.

SM Center Tuguegarao Downtown donated two truckloads of bottled water which were received by Tuguegarao City Mayor Jefferson Soriano and Vice Mayor Bienvenido De Guzman. The donations were brought to Cathedral Gym and East Central Elementary School which served as evaucation centers for flood-stricken residents. Hot meals were also distributed to some 300 residents.


Relief for Cagayan. Tuguegarao City Mayor Jefferson Soriano and Vice Mayor Bienvenido De Guzman receive two truckloads of bottled water from SM Center Tuguegarao Downtown (left); SM Foundation through Operation Tulong Express (OPTE) donates boxes of bottled water for the evacuees at Cathedral Gym evacuation center and at East Central Elementary School in Tuguegarao.

"At SM, we will continue to reach out to as many communities as we can and help them bounce back. We urge everyone to join us as we extend a helping hand to those who are greatly affected by this calamity,” said SM Supermalls President Steven Tan.


SM Employees prepare hot meals for the evacuees in Tuguegarao, Cagayan (left); SM Foundation and employees of SM Center Tuguegarao distribute 300 hot meals and bottled water to residents affected by Typhoon Ulysses in Cagayan.

This effort forms part of Operation Tulong Express (OPTE), a social good program of SM Foundation in collaboration with SM Supermalls and SM Markets to address the needs of communities during calamities and crisis.

To those who wish to send help, SM through Philippine National Red Cross, is only accepting cash donation. No in kind donations will be accepted to help prevent spread of COVID-19.

Donations can be deposited to the following BDO account:
Account name: Philippine National Red Cross
Peso savings: 00-453-0190938
Dollar savings: 10-453-0039482
Swift code: BNORPHMM

For more updates and announcements, visit or its social media accounts on Facebook, Twitter, and Instagram (@SMSupermalls).

#NasaPusodKoAngPangulo X #MaySayadSiLeni

Wazzup Pilipinas!

So it really is a competition?

When will our President be told that the Vice President is just doing what's expected of her inspite of the lack of any specifically appointed task by the administration.

The country is being run by inexperienced shady personalities with very little knowledge of effective leadership.

Instead of admitting they lack the expertise, they have troll farms and DDS bloggers like Mocha red-tagging anybody who openly call out to the government's incompetence.

A funny thing was the DDS came up with a hashtag #NasaPusoKoAngPangulo but mistakenly trended #NasaPusodKoAngPangulo which was an obvious misspell.

Currently trending in the #Philippines = #NasaPusodKoAngPangulo. It's being used by Duterte supporters (probably foreign assets/dummy accounts). They don't know the difference between "puso" (heart) and "pusod" (bellybutton).

"The president is in our bellybuttons." LOL!

Now, they came up with another hashtag #MaySayadSiLeni

to effingly divert their mistake! 

DDS all the way! DOLOMITE all the way!

N K K L K !!! 

What really happens during aerial inspections with President Rodrigo Duterte and Senator Bong Go is nothing but a waste of helicopter expense.

You don't really need to go up into the air to determine how bad the effects of a typhoon were. We have satellites and control centers  from DOST projects that were budgeted to supposedly do such tasks at ease from the ground. The satellite eye will give us a better perspective and the computer could evaluate conditions to make us capable of making wiser decisions on our next moves.

I remember attending the launch of the second satellite data center in Davao as additional to the existing one in UP Diliman in Quezon City. Why was these facilities not used? If ever they were used, why am I not hearing anything from them?

Tangina tawang tawa ko sa mabahong hashtag na #NasaPusodKoAngPangulo. Can’t wait for Andanar to falsely claim that they made this trend in favor of Duterte.

With regards to Vice President Leni Robredo, I stan this woman. Trying to help with her limited resources and despite all the allegations being thrown at her.

Then Roque goes on to show the tweets of Robredo's daughters, saying they are the ones looking for the President. 

The tweets of Robredo's daughters did not name anybody. 

Sayang yung rights mo if you won't use it and just be contented with a shitty government.

Oceania Cruises sets booking record with 2022 summer season launch

Wazzup Pilipinas! 

Oceania Cruises, the world’s leading culinary- and destination-focused cruise line announced that the launch of its 2022 Europe & North America Collection of voyages resulted in a record-setting day for a summer season launch. 

The record day represented a more than 20% increase over the line’s 2021 Europe & North America season launch, which occurred in August 2019.

Cruises to the Mediterranean and Baltic regions were exceptionally strong performers as were the line’s longer “Grand Voyages” that span multiple weeks and, in many instances, multiple continents. More than 90% of the reservations were new, cash bookings with less than 10% using future cruise credits issued for previously cancelled voyages. Additionally, one-third of the reservations were from first-time, new-to-brand guests.

“The tremendous response from our loyal repeat guests, our travel partners, and first-time guests underscores the tremendous pent-up demand for immersive, destination-focused cruises and our acclaimed small-ship experience that features The Finest Cuisine at Sea,” stated Bob Binder, President and Chief Executive Officer of Oceania Cruises.

With the strong demand for voyages in 2022, the line will be opening its 2023 Around the World voyage for reservations in January 2021 followed by the full season of 2022-23 winter collection of itineraries in February. In the summer of 2021, the line will open the inaugural season of the first of its highly anticipated Allura Class newbuilds for sale.

For additional information on Oceania Cruises’ small-ship luxury product, exquisitely crafted cuisine, and expertly curated travel experiences,, call Oceania Cruises on +65 31 651 677 (Singapore) or +852 2165 6010 (HK and the rest of Asia), or contact your preferred travel advisor. 

Creadoras: A Tribute to Betsy Westendorp

Wazzup Pilipinas!

On November 18, at 6:00 PM, Instituto Cervantes held the virtual art exhibit Creadoras: A Tribute to Betsy Westendorp, in gratitude for her generous donation of the artwork "Passage" and in recognition of her artistic career.

Together with Fernando Zóbel and Juvenal Sansó, the Spanish painter Betsy Westendorp, who considers the Philippines as her adoptive country, is perhaps the contemporary artist who best represents the connection between Spanish and Filipino art.

In its efforts to promote outstanding women on National Women’s Month, an exhibition in honor of Ms. Westendorp was initially programmed for March 14. However, it did not push through due to the lockdown. Instead, Instituto Cervantes created a short documentary, giving us a tour of the exhibition and an exclusive interview in which the artist tells us about her life and her work.

The highlight of the event is Betsy’s painting “Passage”, which is of special significance for the artist. This is accompanied by the works of various Filipino and Spanish artists with which they pay tribute to Westendorp, namely Phyllis Zaballero, Ivi Avellana Cosio, Marivic Rufino, Vicky Zubiri, Eva Baró, Carmen Brias, Cristina Grisar and Inma Ortoll.

The documentary will be followed by an interview with fellow artists Phyllis Zaballero and Marivic Rufino, as well as Ms. Tina Colayco, president of the Metropolitan Museum of Manila, and finally, a message from Betsy herself.

Creadoras: A Tribute to Betsy Westendorp is presented by Instituto Cervantes and the Embassy of Spain in the Philippines, with the collaboration of the Intramuros Administration and the contributing artists, as well as Manila-born Spanish musician Luis Eduardo Aute.

The link for the event is Access is free of charge and open to all. For further information visit or the Facebook page of Instituto Cervantes:

Ang Ruso ay binigyan ng mataas na grado sa kumpiyansa bilang tagagawa ng bakuna

Wazzup Pilipinas!

Inilathala ng Direktang Pondo ng Pamumuhunann ng Ruso (RDIF o Russian Direct Investment Fund, ang soberanong pondo ng kayamanan ng Ruso) ang mga resulta ng survey ng 12,000 tumugon mula sa 11 bansa tungkol sa pagbabakuna laban sa coronavirus at mga mas gusting piliin mula sa mga mapagpipiliang bakuna. Ayon sa mga resulta ng survey, 73% ng mga tumugon ay gustong mabakunahan laban sa coronavirus, habang ang bilang ng mga may kaalaman sa bakunang Sputnik V ng Ruso at nais mabakunahan ay mas mataas pa – 4 sa bawat 5 tumugon. Ang pagtaas ng proporsyon ng mga may kaalaman sa bakuna ng Ruso at nais mabakunahan, ay nagpapakita ng, bukod sa iba pang mga bagay, ng mas mataas na antas ng kumpiyansa sa Ruso bilang tagagawa ng bakuna sa buong mundo.

Ang plataporma ng adenoviral vector sa tao kung saan nakabatay ang bakunang Sputnik V ay halos siyam na beses na mas maaasahan kaysa sa platamorma ng adenovirus na hindi pantao.

Isinagawa ang survey mula Oktubre 9 hanggang Oktubre 19 ng YouGov, isang nangungunang pangkat ng pagsasaliksik ng datos at pagsusuri sa Reyno Unido. Kasali sa survey ang mga tao mula sa Brasil, Byetnam, Ehipto, Indya, Indonesiya, Malaysiya, Mehiko, Nigerya, UAE, Saudi Arabia at Pilipinas. Higit sa 2.5 bilyong tao ang naninirahan sa mga bansang ito, o higit sa 30% ng populasyon sa buong mundo. Ang survey ay naging isa sa pinakamalaki para sa paksang ito at ang unang pandaigdigang survey na kinasasangkutan ng mga bansa sa Gitnang Silangan at Timog Silangang Asya.

Ang survey ay isinagawa bago ang anunsyo na ang bakunang Sputnik V ay 92% epektibo sa pagprotekta ng tao mula sa COVID-19, ayon sa mga pansamantalang resulta ng pagsubok.

Mga Pangunahing Resulta ng Survey sa Pilipinas

• Karamihan sa mga kalahok sa pagsubok ay positibo hinggil sa pagbabakuna laban sa coronavirus (68% ng mga na-survey).

• Higit sa kalahati ng mga tumugon (55%) may kaalaman sa bakunang Sputnik V ng Ruso.

• Ang Pilipinas ay may mataas na kumpiyansa sa bakunang adenovirus sa tao (plataporma ng Sputnik V) dahil 12 x na mas marami sa mga tumugon na mas gusto ang bakunang adenovirus ng tao kaysa sa bakunang may plataporma na adenovirus na hindi pantao. 

• Ang Ruso ay binigyan ng grado bilang pinakamapagkakatiwalaang tagagawa ng bakuna, na may 26% boto na mas nangunguna sa Estados Unidos (23%) at Tsina (7%) sa mga bansang gumagawa ng bakuna; ito ay kinilala ng mga tumugon bilang nangunguna sa pinakamapagkakatiwalaan. 

▪ Hinggil sa kabuuang bilang ng mga pinagkukumpara para sa pinakamapagkakatiwalaang bansa (ang bawat isang tumugon ay nagbanggit ng tatlong bansa), ang mga nangunguna ay Estados Unidos, Ruso at Tsina na may 52%, 43% at 27% ng kabuuang boto ng mga tumugons, ayon sa pagkakabanggit.

Everything You Need to Know Before Buying a Washing Machine

Wazzup Pilipinas!

With so many options on the market, it can be difficult to decide what washing machine you should get for your home. That said, you can definitely find one that offers the best value for money if you do your research. Don’t know where to begin? Read on to get a better idea of what you should look for when buying a new washing machine.

What to Prepare Before Purchasing a Washing Machine

Determine Your Budget

Before anything else, you need to decide exactly how much you can spend on a new washing machine. While there’s nothing wrong with wanting the latest and greatest features, you also don’t want to spend beyond your means when a basic model could do the trick. This can help you narrow down your options, saving you a lot of time and energy.

Installation Considerations

After finalizing your budget, the next step is to determine where you’ll be placing the washing machine. Generally speaking, you’ll want to pick a spot with an easily accessible electrical outlet. The location will also make it easy to connect the unit to your plumbing system. To be safe, it’s best to consult with a plumber and an electrician regarding where to position your washing machine. That way, they can immediately identify any potential issues and make any necessary changes to accommodate the appliance.

Measure the Space

Once you’ve decided where to place the unit, you’ll need to figure out how much available space you have for it. To do this, use a tape measure to determine the height, width, and depth of the area. You’ll also want to note how much room you need when opening your washing machine door to keep it from bumping into other parts of the room.

Check the Clearance

When you’re done measuring the space, you’ll also need to ensure that you have enough clearance to comfortably bring the washing machine into your home. So carefully measure the width and height of all your entryways, doorways, hallways, and stairways as well. You’ll also want to take note of any corners and light fixtures, railings, or other potential obstructions along the way. The last thing you’d want is to bring home your new washing machine only to find out that it can’t even fit through your front door!

Types of Washing Machines You Can Choose From

Fully Automatic vs. Semi-Automatic

As the name implies, a fully automatic washing machine does all of the work for you. With just the press of a button, this appliance will wash, dry, and rinse your clothes in the same tub. On the other hand, semi-automatic machines still require a bit of manual labor, such as filling the tub with water or moving clothes from the washer tub to the dryer tub.

Front-Loader vs Top-Loader

Front-loading washing machines feature a door on the front of the unit that opens to the side. The horizontal orientation of the tub causes the clothes to tumble up and down, resulting in a motion that is similar to hand washing. Hence, these models cost much less wear and tear on your clothes. However, front-load models do require users to bend or squat down to load and unload their laundry, unless the appliance is raised to waist-height using support boxes.

On the other hand, top-loading models have a large door on top that can be raised and kept in a near-vertical position. Because of their waist-height opening, they are typically easier to load for most users as there is no need to bend or squat down as much. However, those with shorter heights may find it difficult to unload their laundry, as they’ll have to reach into the bottom of the tub to retrieve their clothes.

Other Factors to Consider When Buying a Washing Machine


Depending on the brand and type, washing machines can vary wildly in terms of price. However, this doesn’t necessarily mean that you should immediately go for the cheapest option on the market. While rock-bottom prices may be tempting, they may be indicative of a low-quality product. Instead, try to find a unit that provides a balance between affordability and practicality.


While most washing machines are built to last, sometimes a critical component may break due to circumstances beyond your control. Hence, it’s best to look for a brand and model that comes with a solid warranty to cover any repairs and replacements down the line. You’ll also want to check if the manufacturer has any service centers in your area. That way, it won’t be too much of a hassle for you to bring it over for a check-up.

These are some considerations to keep in mind when buying a new washing machine. All this information may seem a bit overwhelming at first, but understanding these factors can go a long way towards ensuring you find the best model for your needs. We wish you the best of luck with your search!

Wednesday, November 18, 2020

Find a Good Financial Advisor For Your Small Business

Wazzup Pilipinas!

When it comes to finding a financial advisor, you need to keep some important things in mind. You should make sure that you are dealing with a certified financial expert. You should also ask for references from previous clients so that you can see whether the advisor can do the job properly.

Another thing you need to check is whether your hiring advisor has experience in this field. This is important since there are cases when people fail to carry out their duties effectively. Even experienced professionals may not always deliver the expected results due to some problems. It is important to hire an advisor like Pillarwm with enough knowledge about the financial markets.

One of the most important aspects that you should consider when you find a financial advisor is to determine whether they will be an asset for you. An asset means that the advisor will help you manage your finances in case of an emergency. An asset also means that the advisor will work in line with your interests.

The Importance of Using a Good Financial Advisor

You must use a good financial advisor when it comes to any kind of financial matter. This is especially true if your goal is to create a more secure future for yourself and your family.

One of the most critical things that a financial adviser can do for you is to help you develop a financial portfolio that will help you build a stable income while ensuring that you do not fall into the traps that other people often do. For you to be successful, you need a plan that you can be confident in.

The best thing that a financial advisor can do for you is to look at your current income and determine what it will take for you to have the same monthly income level. After you have determined this number, you can start thinking about how you will make your money work for you. You need to think long and hard about what kind of investments are necessary to get you on your way.

Once you have developed a solid plan, you can contact your financial adviser and let them know what you have done. He or she will then recommend a few different options that can help you move forward.

The most important thing that a good financial advisor can do is help you make sure that your goals are realistic. If you only see the financial benefits as temporary, you may be getting much farther away from your goals than you realize.

This is something that a lot of financial advisors forget. It is not always easy to tell if someone is really going to achieve their goals. They often see things from a different perspective than what you do.

Instead of trying to be skeptical, talk to your financial advisor and see what he or she has to say. This is not just going to give you a great tip about what things are worth pursuing; it will also be one of the best ways to find a reliable advisor for the rest of your financial dealings.

Financial Advisor Business Plan

If you are looking for a financial planner business plan template, it is important to understand how the process works. With some basic information about your financial situation, you will be in a position to produce a more successful plan for your business.

If you do not have written plans to work from, it is not easy to create a solid business plan for your financial advisor. Having some examples of different business models and templates can become enlightening. Following a process that includes sample business plans for your particular financial advisor can be helpful.

Before you begin developing your financial advisor's business plan, be sure you have all your business's facts and figures. Include current revenues and expenses, as well as projected future revenues and expenses.

Financial calculators are available at many locations, both online and in local stores. They are useful tools for evaluating business financial situations. The calculator will also provide information about your net worth and assets. This information is needed when drafting your financial advisor's business plan.

To begin your financial advisor business plan, take a look at your business plan. Determine which sections need to be included, and include these sections in the order they appear on your template. This will ensure that your financial advisor's business plan has all information included.

A financial advisor's business plan should have a working title that is clear and professional. Your title may be a business name, a line of business description, or a phrase representing your specific company. When it is clear and professional, the investor in your plan will better evaluate the business.

Financial Advisor For Your Small Business

Choosing a financial advisor for your small business is very important to ensure that your small business is protected. It is important to choose an expert who has the necessary knowledge to give sound advice while also having appropriate experience in finance. Finding the right advisor is often more difficult than it may seem, but there are many resources available to help you with this process.

It is important to find a financial advisor who is qualified and experienced in the field of finance for your small business. While a general financial advisor may provide sound advice regarding the use of a business credit card, they will have less expertise when it comes to working with a company's books. It is important to ask specific questions about all financial matters and to see a complete picture of how your business is performing financially. A highly experienced professional can only accomplish this in the field.

Another thing to consider is how experienced the financial advisor is for your small business. Most advisors will have a background in the financial field and may have worked previously in the private sector. However, if you own a small business and are looking for a financial advisor, it is important to ensure that they have the necessary training to work effectively with your business.

Antique Jewelries are Well-loved Valuable Inheritance

Wazzup Pilipinas!

“Jewelry has this power to be the one little thing that makes you unique.”

We all love jewelry. Those shiny shimmering and splendid creations that could be worth more than our annual salary. It is without any doubt that if we have so much money to spare, or invest with, we will consider jewelries as among our choices aside from real estate, stocks and bonds, or the infamous bitcoins.

Now the value of jewelries grow exponentially if they've been around for several years. I'm talking about precious antiques that could be more valuable than your house and cars combined.

Antique jewelries of all kinds definitely emanate a haunting beauty that is dominantly set and ready to go to their new homes! Who could refuse a craftsmanship that has defied ages and continue to mesmerize us with its classy and intricate designs. 

The amazingly experienced jewelers of yesteryears had set carat cut diamonds in platinum, silver or gold mounts to complete the grandeur. Each and every piece is a stunner. Come check out all these treasures whenever you can or it could soon be the personal properties of eccentric and affluent collectors who appreciate art.

I'm sure most women will agree that it would be an honor to be able to wear one of the finest, most fabulous, and strikingly stunning antique jewelry masterpieces. We've had the privilege and pleasure to have seen such intricate, fancy and intense yellow European-cut marquise diamond (aka Moval, due to its rounded tips), weighing 2.12 carats, radiates between a pair of natural brown European-cut diamonds (purposely differentiated in color!) and from within an artfully styled frame set with bright-white sparklers. This was during an event held in Singapore, one of the countries I've visited outside the Philippines. If you want to see interesting pieces, you could also check out

But that was just it. Only seen but not worn. Only touched but not purchased. Maybe after a few more years working hard on multiple jobs before any ordinary middle-class employee could afford to buy expensive jewelry, what more if they're antiques. It will be forever a longing or desire to own even one.

An interesting item at this site is the Garnet and Pearl Star Pendant that is so awesome to look at especially when worn by an equally beautiful lady. 

As per website, this is a classically Edwardian pendant. A round cut garnet weighing 70 points has been set in 9ct yellow gold with a milgrain finish. Surrounding this central gemstone a four seed pearls which point outwards to a seed pearl and split seed pearl star. It is also among the moderately priced in their collection.

Incidentally, I remembered my grandmother's sister who used to keep valuable jewelries locked up in their ancestral home but she would let me take a peek everytime it was cleaning or maintenance time. That was every end of the month as among her routine task to keep her precious belongings properly stored.

She never really wore any of them regularly, even during special occasions. She only wears the less valuable and not really prominent ones. I don't really know why she was not flaunting them.

When she died due to old age, my aunts and uncles probably divided the jewelries among themselves since she never got married. I wonder if they had the jewelries checked for actual value. I miss her more than the jewelries since they were all for women anyway. 

On that note, antique jewelries are indeed a good inheritance gift since their value do increase throughout time. They are indeed good investments especially if you want to make sure your loved ones would get a comfortable lifestyle after they cash in the actual value of the jewelries.

Naturally, I envy those women who could really carry jewelries, antique or not, like they truly were made for them. The feeling of grandeur is just one of the emotions felt, what more if they'll be wearing a different set during every event they will attend. Many would be gawking at these women, not from envy and admiration since not all can afford such lavish accessories.

Benefits and basic knowledge about Linux VPS hosting

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Cheap Linux VPS

Are you wondering where to find cheap Linux VPS? You will be happy to know that there are many options for you. However, the question is how to get the best from the ones that you do choose. Here's what you need to do.

Where to find cheap Linux VPS?

When searching for cheap Linux VPS, it is important to think of your needs first. If you're just looking to make a temporary website or personal blog, then a cheap dedicated server may not be the solution. If you're looking to run a business from this server, then you will want to consider a dedicated server.

One good option is to join an online forum where people share their experiences with cheap dedicated servers. They are there to help and point you in the right direction. One thing to remember is that some of the more dedicated hosts will be more expensive, but they are worth it compared to the other options.

Another option is to look at online auction sites. There are often many different types of websites such as free listings, paid listings, and so forth that sell cheap dedicated servers, and if you look carefully, you can often find one that suits your needs.

Remember, cheap Linux VPS servers aren't necessarily bad - you can find a host that meets your needs for less than you might be willing to pay. If you follow these simple steps, it is possible to find a host that meets your needs cheaply, and it is possible to find cheap Linux VPS that you can use.

Are cheap Linux VPS is it safe?

Cheap Linux VPS is really a great option for those who want to make their hosting services affordable. Many people are starting to choose a cheap Linux VPS host because they think it is a good option.

You can even save money on your hosting if you would host multiple websites on the same server. You will indeed save a lot of money when dealing with hosting your website on the same server. This is because there is no need to rent additional space for your server to accommodate other websites.

The disadvantage of cheap hosting is that it is very difficult to set up and operate. Most of these hosts will not help you make your hosting solution as easy as possible. Therefore, you will have to do all the work yourself. This is not recommended for a cheap hosting provider because they only want their customers to pay them for the service.

Another disadvantage of cheap Linux VPS is that the support is very limited. There are usually times when there is a problem on the server, but you won't access the site and resolve it since the service provider will not provide you any help. If you ask is it safe or not, yes, it's safe. But you might consider the disadvantages of using cheap Linux VPS.

Cheap Linux VPS service

First, when you look for a cheap Linux VPS, the first thing that you want to look for is customer support. When you buy anything, you want it to be easy to contact a person if something goes wrong with it. You don't want to spend money on purchasing another hosting plan or wait weeks to find out what your old one was not compatible with your needs. If you need to know anything about Linux VPS hosting services, you want a service with a live customer service number that will be able to answer any questions you may have.

Second, when you are looking for cheap Linux VPS, you also want to look at what the host offers you. You want to make sure that you are not paying too much. The cost of having the right tools for your server can vary widely. You need to make sure that the web site offers tools that you can use without spending extra money.

Finally, you need to consider how easy it is to use the web site. Some people enjoy using the Internet, but many of them struggle with certain programs. Some of these programs include software like the Microsoft XP operating system, which is not very user friendly. You need to make sure that the website that you're considering has easy to use tools that you can use.

Do you need cheap Linux VPS?

The simple answer to the question, "Do you need cheap Linux VPS?" is "No". But then again, you might need a cheap VPS if you are just starting your business or for personal use.

A VPS is a good option because of its low cost and flexibility because, unlike shared servers, you are not tied to any particular vendor. VPS also offers the ability to install and use different operating systems, software applications, and hardware devices. You will find that VPSs are very easy to set up, usually taking no more than thirty minutes.

So, if you are ready to purchase a cheap Linux VPS, what are some things that you should look for? Well, first and foremost, you should make sure that you are purchasing from a reputable source. There are several scams on the Internet, and if you take the time to research a bit before buying, you will be able to find one or two good providers. Also, make sure that you are purchasing from a company that will provide support if you need it.

Next, you should look for free trials. Many web hosting companies offer this type of trial, and you should take advantage of it. Often, a website owner will want to test their new website to see how well it does with traffic and how easy it is to operate.

Once you have decided whether you need cheap Linux VPS, you should go ahead and do your research. Take a little bit of time to browse the Internet and see if you can find a few reliable sources.

Search for the words "cheap VPS" and see if any companies pop up that offer what you are looking for. There are a number of them, and you should be able to find several that will meet your needs. Once you find a few companies you are interested in, visit them and see what they have to offer.

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