How to Win EuroMillions

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EuroMillions is a lottery that is open to residents of Austria, Belgium, France, Ireland, Luxembourg, Portugal, and Spain. The EuroMillions game has two draws each week - one on Tuesday and one on Friday. Jackpots start at €12 million (US$14 million) and grow until someone wins it. EuroMillions draws are made using two machines - the "Tuesday draw machine" and the "Friday draw machine", each of which is used to produce two separate sets of balls with five main numbers plus one EuroMillions number for each set

EuroMillions, which began on February 7, 2004, was initially only available in France, Spain, and the United Kingdom. By October 8, 2004, players in Austria, Belgium, Ireland, Luxembourg, Portugal and Switzerland were able to enter the draw; this increased the total number of participating countries to 9. The Euromillions has become Europe's most popular lottery, owing to its massive prizes and the fact that the EuroMillions' chances of winning are comparable to those of the Spanish, Swedish, and German lotteries, which have odds of 1 in 139,838,160. EuroMillions' odds are also considerably better than those of the Italian SuperEnalotto (1 in 622,614,630).

The EuroMillions' Odds of Winning

The National Lottery EuroMillions game is a five-number draw. As a result, the directive is to select five numbers from 1 to 50. The Combination formula was used to compute the total combinations. The odds of winning the EuroJackpot are 1 in 139.8 million if you guess all five numbers correctly. There are roughly 2 million possible ways to put together five digits in the EuroMillions game. However, to win the jackpot, you must match the two additional lucky stars, bringing your overall chances down to 1 in 139.8 million.

How many digits are required in order to win the EuroMillions?

The jackpot for the EuroMillions lottery is the highest in Europe, with a cash value of €129 million. You must choose five "main numbers" and two "Lucky Stars" to win the EuroMillions jackpot. The five digits (1 to 50) are chosen from among 1 to 50, while the Lucky Stars are drawn from 1 to 12 (2/12).

How to win it:

Unfortunately, there is no secret formula or magic incantation for winning any lottery; if such a thing existed, we'd all be millionaires! There are certain strategies that may improve your chances of winning a prize, though. If you are playing online lottery then you should play in trusted lottery sites only.

Every lottery number has an equal probability of winning, but certain numbers appear more frequently than others, hence they are known as "hot" numbers. The current EuroMillions hot numbers are: 20, 23, 27, 5, 15 + 2 & 3. Numbers that have gone unclaimed for a long time are known as "cold" numbers. The present EuroMillions 'cold' choices are: 4, 28, 43, 18 and 15 + 1 & 3. Some lotto players prefer to pick a mixed bag of both hot and cold numbers.

When it comes to which numbers you should pick for the EuroMillions, the best advice is to choose a combination of odd and even numbers as well as a combination of high and low numbers. Odd or even digits are drawn less than 3% of the time, whereas a mix of three high and two low, or two low and three high numbers occurs 68% of the time. 1 to 25 are considered low numbers, while 26 to 50 are seen as high ones.

Stay positive:

Staying positive is a huge bonus. Although there is no way to guarantee victory in the lottery, we have shown that there are several things you may do to improve your chances. It's pointless to laugh at someone who has just won the lottery if you haven't gone out of your way to compete yourself. Even if the person who won did not believe they would win, they were still responsible for purchasing the ticket. On the other hand, it is not a good idea to live life waiting for the lottery or convincing oneself that you will win and making life choices on that assumption.

Brooke’s Point, Palawan leapfrogs on improved connectivity experience with PLDT

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Brooke’s Point Mayor Georjalyn Joy Quiachon highlighted the importance of a reliable internet connection to the municipality of Brooke’s Point, Palawan as a first-class and fast-growing town with a robust agri-tourism industry as PLDT, through its B2B arm PLDT Enterprise, deployed its BEYOND FIBER solution.

The initiative is testament to PLDT’s commitment to support local government units in adapting to the new normal for the delivery of public service, governance, and extending services to their respective constituents.

“Amid our rapidly changing environment, I couldn’t stress enough the importance of staying connected to manage the negative impacts of the pandemic effectively. We thank PLDT Enterprise for offering their assistance in our bid to cope in these trying times,” Quiachon said.

PLDT Enterprise Head for SMBiz Regional Luzon Euan Rex Toralballa said that the Municipality of Brooke’s Point is part of PLDT’s new fiber-optic expansion in the Southern Part of Palawan.

“With our ongoing fiber-optic expansion, PLDT seeks to provide strong and reliable connectivity to far-flung areas to support the day-to-day activities of residents in various communities. With the BEYOND FIBER solution, we could help them overcome the challenges in connectivity and enable a seamless digital experience,” said Toralballa.

He also added that PLDT Enterprise’s BEYOND FIBER is the best-suited service for Brooke’s Point local government. It is an all-in-one solution anchored on business-grade fiber, capable of sustaining the online operations of offices, branches, and small-scale businesses.

It features the 90-90 advantage which provides organizations a minimum bandwidth speed at 90 percent of the subscribed speed at 90 percent reliability—providing a more reliable online experience, while easing the fear of downtime during peak work hours.

“The Municipal Government of Brooke’s Point will now experience a fixed-fiber optic internet service. This is for the daily administrative activities and services for their constituents,” Toralballa added.

PLDT Enterprise Vice President for Small and MicroBiz Chito Franco said that PLDT is committed to extending solutions and services to local and municipal governments to efficiently deliver COVID-19 relief.

“As the country’s leading telecommunications provider, it is our mandate to assist local and municipal governments as they realize their vision and goals for their communities. We are dedicated to helping them through technologies which could fully equip them as they cope with this ongoing crisis,” said Franco.

As a primarily agro-industrial municipality with vast productive farmlands, the local government of Brooke’s Point is investing heavily in its potential to flourish in agri-tourism.

Its strategic location and development as an open port hopes to attract the influx of tourists from the Brunei-Darussalam-Indonesia-Malaysia-Philippines East ASEAN Growth Area (BIMP-EAGA) region, aside from its potential to spur exportation of agricultural products from the area due to it being now part of the nautical highway.

The improved connectivity would not only benefit its citizens but also the local government to fast-track and upgrade services as they hope to close the gap for the people in far-flung areas.

“We welcome innovative ideas and adapt in the fast-changing environment as new technology is introduced… For us, there’s no way but up – always looking forward as we drive the municipality of Brooke’s Point to a better future with intelligent and healthy citizenry,” Mayor Quiachon said.

For more information, visit pldtenterprise.com.

Lowest loan interest rate for teachers

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Malayan Bank launches Teachers’ Aid, a loan product created for Teachers. The 7% interest rate per year applies to all loan terms and is the lowest in the market today. Teachers’ Aid is open to all teaching and non-teaching personnel, employed by the Department of Education. Loan applicants can expect Malayan Bank’s customer-centric service with vehicles to be deployed to conveniently bring teachers from their homes to Malayan Bank branches to apply.

Up to P1 million loan open to DepEd Teachers, employees with Malayan Bank Teachers’ Aid

Bank’s newest loan product offers lowest-in-market interest rate and VIP service for teachers

A new loan product for teachers launches with Malayan Bank’s Teachers’ Aid, which offers the lowest interest rate in the market today. With only a 7% interest rate per year, across all terms, educators in the country can now loan between P5,000 to P1 million pesos to support their financial needs.

Teachers’ Aid is available to all Department of Education (DepEd) public school teaching and non-teaching personnel under DepEd’s payroll. The loan is intended to provide a ready financial line for teachers together with a unique brand of service that makes the entire loaning process easy, quick, and convenient in support of teachers’ busy and demanding work and life schedules.

“Teachers are some of the most hardworking people, and we acknowledge just how hectic their work and home life can be. We developed this product not only to give them access to funds when they need it, but also to help them ease their financial burdens in the simplest way possible. We’re helping them borrow money while making sure that they feel like a ‘VIP’ in the process of doing so,” shares Jhody D. Generoso, MSB Teacher Loans Head.

To ensure that teachers receive the ‘VIP’ treatment, Malayan Bank will deploy dedicated service vehicles to bring teachers to Malayan Bank branches from their home or school when they apply for a loan. Loans will also be released through the teacher’s preferred branch to facilitate the most convenience.

The 7% lowest-in-market interest rate per year applies to all loans, regardless of loan terms. Available terms for Teachers’ Aid are 12, 24, or 36 months. Loans will be paid through automatic payroll deduction system from their DepEd payroll.

Application for the Teachers’ Aid can be done in any Malayan Bank branch through designated bank employees. To apply, teachers are required to submit the following: accomplished loan application form, one month latest original payslip, permanent appointment letter, two valid IDs, and loan summary from a government financial institution like GSIS. Other documents may be requested upon evaluation of the application.

Teachers’ Aid will be available in Malayan Bank branches in the National Capital Region by October 18 with continuous roll out across the country: October 29 for Davao City, Pangasinan, Cavite and Laguna; November 5 for Baguio; November 12 for Pampanga and Bulacan; November 19 for Iloilo City; and November 26 for Cebu City.

If teachers who’d like to know more about this new loan product, they can visit any Malayan Bank branch or call the following numbers: (02) 8841-7800 loc. 166 / 0999 885 9263 / 0998 847 0584 / 0947 849 4776. They can also email customercare@malayanbank.com.ph.

For list of branches, visit www.malayanbank.com/branches.