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Monday, October 9, 2023

Enjoy Exploring the World with Travel Insurance

                              


Wazzup Pilipinas! Formula 1 weekends just finished last month in Singapore, I really missed those great events for the past years as a sport enthusiast.  I know that I need to save more money in the next season coz I have a costly hobby like traveling the world and watching the NBA, World Cup, Golf, and lot of Racing.

Travelling is really fun like the 1st time you drive your own motorcycle and car. As a newbie, you became reckless and worry-free. Until it breaks down or engages into an unwanted accident then you think about insurance as you grow old.  Same with me, right now what I always think is what if I got into an accident or disease? Who's gonna take care of me. I need to be fully covered every time I travel. 

Same with me, right now what I always think is what if I got into an accident or disease? Who's gonna take care of me. I need to be fully covered every time I travel. I always think of medical or unwanted expenses as a full-grown adult. Nobody is going to save and help you except yourself. 

This 2023 after surviving severe COVID hospitalization 2 years ago and a motorcycle accident this year Insurance is really a must. Although I work remotely and can travel anywhere in the globe. I still need a reliable travel insurance company that can make me feel safe whenever needed.  

This is the reason why I like Insurance and became a Safetywing Ambassador. I don't need to worry if I break my ankle into hiking the beautiful mountains or get into a vehicular accident while working or traveling abroad. 

The advantage of SafetyWing compared to other insurance companies is that you can purchase the policy even when you are on an ongoing travel journey. Covid 19 is included with a better pricing plan if it's long-term. 


You can pay the monthly subscription like a prepaid and cancel anytime. So you won't even obliged into a 3 mo, 6 mo or 1 year contract. So you can make up your budget according to your priority 

What does it cover? It covers hospitalization including emergency treatment, evacuation trips, accidents death or 3rd party injuries, lost luggage, trip interruptions, natural disasters, life-threatening, and medical evacuation to a coverage of $250,000 max limit.


Medical Insurance - Coverage for if you are in an accident or fall sick and need medical assistance while outside your home country.  

Benefits 
Max Limit $250,000 $100,000 for WorldTrips policy holders over the age of 65 Deductible $250 Medically necessary treatment of unexpected illness or injury (inpatient or outpatient) 


Up to max policy limit Ambulance and emergency transportation Up to max policy limit, when covered illness or injury results in hospitalization Emergency transportation to a better-equipped hospital (medical evacuation) 

Up to $100,000 lifetime max, or up to $25,000 in relation to a pre-existing illness or injury Emergency dental treatment Up to $1,000 in relation to acute onset of pain as long as you seek treatment within 24 hours of the pain starting All other benefits Up to the overall max limit
Travel Coverage for travel delays lost checked luggage, emergency response, natural disasters, and personal liability. 

Benefits 
An unforeseen event in your home country for which you to need to go home (trip interruption) Up to $5,000 Unplanned overnight stay Up to $100 per day for up to 2 days Lost checked luggage Up to $3,000 per active insurance period, $500 per item. Up to $ 6,000-lifetime max. Accommodation in a different place if a natural disaster causes evacuation

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