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Wednesday, August 14, 2019

4 Effective Ways to Invest in Real Estate Market


Wazzup Pilipinas!

Almost we all have to do real estate transaction at a certain time of our lives, but many of us find it quite difficult to handle. On the other hand, if you have good budget and interest in real estate sector, then you can get benefit of this lucrative market that is full of opportunities for making an investment and get the best deals available in the market. Actually, real estate beyond just buying home for yourself and your family and here are four different types of investment methods in real estate market.

1. Buy a Property and Become Landlord

Buying a property and renting it out is not a new perception rather it’s being used over centuries. It’s ideal for those who can do renovation on their own and dealing with tenants doesn’t bother them. Rental property is a consistent source of income and you can increase the income by increasing the value of the property i.e. paint the property, add wooden work, improve aesthetic appeal. Buying a property also deducts tax expenses and any losses can offset gains in other investments. Buyers agents in Melbourne can help you find the best properties.

Paying mortgage, taxes, and other maintenance charges is landlord’s responsibility and if he doesn’t charge enough rent, he will endure loss. It’s recommended to buy property in an area where its value increases over the time and the property has future prospects. 




2. Real Estate Investment Groups

Those who want to own a rental property without becoming the landlord then they should go for real estate investment groups. This type of real estate investment is like a mutual fund and rental properties where a company builds multiple sets of apartments and asks investors to buy these apartments through a company. It’s not necessary that only one person buys all apartments, but they are managed by the same company. The term managing include cleaning, maintenance, improvement, and renovation of the property. The company charges a certain amount to tenants for the aforementioned services.

The quality of an investment group isn’t independent rather it depends on the company offering it. Although, its known as a safe way of investment in real estate, but often they are vulnerable to the fees that mutual funds industry have to pay.

3. Real Estate Trading

More commonly, it’s called flippig. The type of investment is perfect for those who have great experience in real estate sector and efficient in valuation and marketing. It’s not wrong to say flipping is a wild side of real estate as they buy property to hold it for a short time period and sale it after two to three months when come across a profitable deal. Most of them don’t invest money in property and sale it as it is, but some of them spend money on renovation and earn a handsome profit through it.

Flippers have to face severe situations when they can’t sell a property on-time and it takes more time to find a good buyer than expected.

4. Real Estate Investment Trusts

In Real Estate Investment Trusts (REITs), a corporation buys a property from investors’ money. It’s similar to another stock market where corporation pays 90% of taxable profit to keep status as REIT. In such situations, the company don’t have to pay corporate tax from the income and it also decides whether or not they have to distribute its tax among dividends. Probably, it’s a more formalized version of a real estate investment that reflects the value of underlying investment. Wall Street is the best example of Real Estate Investment Trusts when you talk about the financial innovation in the real estate sector.

Caffeine Brothers Co. Releases CB's Finest, the Kickstarter Blend for All


Wazzup Pilipinas!

A new player in retail and distribution launches online store for Philippine specialty coffee.

Caffeine Brothers Co., an up-and-coming startup specialty coffee retail and distributorship based in Manila, Philippines, announced today the finest launch in the Philippine Coffee Industry history with the release of CB's Finest - the kickstarter. The first addition to the voluminous blends to be released shall be available for everyone to enjoy and within everyone's reach through their online store at caffeinebrothers.co.

Amidst several coffee company which claims to have the perfect coffee, Caffeine Brothers Co. thrives through technology paired with deep love for a good cup of coffee. Now, enthusiasts and caffeine buffs can enjoy various types of coffee beans and Caffeine Brothers' signature blend sourced from local growers only in the Philippines straight from the web to their doorstep.

"Most us do not actually know but for a time in our past, the Philippines was hailed as a top coffee producing nation. We were once a coffee country!" said Robin, co-founder of Caffeine Brothers Co. "This time is the perfect opportunity for Caffeine Brothers to grow. Our sole mission for this venture is to share our passion for coffee, be one of the pioneers in the purely online arena, and pro-caffeinate the country with our home-grown beans." he added.

First timers and coffee addicts have already tried and Raisha from Makati reviewed, "Waaaaaay better than my usual cup of coffee. CB’s Finest a must try.

Perfectly balanced acidity, sweetness, and bitterness in one sip with a smooth flavor and no off-taste.

Great blends of beans that aroma of a classic coffee scent will surely make your day.

Smooth, delicate Matte black re-sealable stand-up pouch keeping it from moisture and preserving the freshness of the beans
Fast delivery."

Meanwhile, Marriane of San Pedro, Laguna also said, "Very fast and convenient transaction. I am working on a night shift and had no problem with the delivery. The package even arrived earlier than expected! They provide quality from delivery up to the coffee experience itself. The coffee aroma is so good na maaamoy mo na sa packaging palang. It definitely didn’t disappoint when we tried their coffee. I would recommend you try their CB’s Finest blend."

Finally, Kerwin, co-founder of Caffeine Brothers Co. said, "We may have yet to grow in the business, but our dream of the resurgence of Philippine coffee's former prominence is what keeps us up every morning."

If you find value in what Caffeine Brothers do, check out their website at http://caffeinebrothers.co/ where you'll find tons of tips and information on how to enjoy your cup of coffee. You can also reach them via Facebook or Instagram @caffeinebrothersco.



Here’s the link of the video: https://www.youtube.com/watch?v=QKvag1v6a7g

How Turmeric Every Day Can Improve Student Memory


Wazzup Pilipinas!

Are you a big fan of Indian cuisine? If you are, or you use turmeric as a spice on the regular, then you’re probably going to be happy to hear that it’s actually good for you. A new study shows that turmeric improves memory and boosts mood.

A result like this is good news, especially for students. Students arguably need their memory to be in good shape more than any other members of the population, so if there is a way they can boost it in order to perform better, they’ll be willing to take it.

As it turns out, turmeric for memory seems to be a good prescription, and it’s now backed by science. The research, the results of which were revealed early in 2018, is quite promising and might be part of the reason why people in India, where turmeric is a staple, tend to be so resistant to Alzheimer’s and have better memory, even as they age. But let us not get ahead of ourselves. Let’s talk about the study.

Groundbreaking Study

The study was published in the American Journal of Geriatric Psychiatry and found that a daily dose of curcumin would prevent memory issues from growing with age, as well as boosting mood and cognitive capacity.

Curcumin is a compound found in abundance in turmeric and is responsible for the golden yellow color of curry that has turmeric in it. The research team was led by Gary Small of the University of California at Los Angeles.

In the study, 40 participants whose ages ranged between 50 and 90 received either 90 mg of a curcumin supplement with high bioavailability (easily digestible) or a placebo. The participants were randomized and the study was a double-blind, meaning neither the participants nor the researchers knew who was receiving the curcumin supplement and who was receiving the placebo.

All of the participants had mild issues with their memory, but none of them had Alzheimer’s or any other form of dementia. When the study began, the participants filled out some questionnaires about their mood and depression, took tests on memory and cognition, and underwent brain PET (Positron Emission Tomography) scans to check their concentration of amyloid beta and tau signals. Amyloid beta is the substance formed in brain plaques while tau are tangles in different regions of the brain. Both of them are considered signals of Alzheimer’s as they have been observed to appear up to 15 years before the onset of Alzheimer’s in patients.

These tests were repeated every 6 months over the 18-month period of the study. The participants all took memory and cognition tests, filled out questionnaires on their mood, and underwent scans, to determine if there were any changes over the period.

The results that came back from the test were quite interesting, to say the least. To start with, participants who took the curcumin supplement saw a 28% improvement in their performance on the memory and cognition tests. The control group saw a slight increase in their performance followed by a slight decline. The mood and depression scores of the test group also improved over time.

Brain PET scans also showed that amyloid and tau signals saw a significant decline in the amygdala and hypothalamus.

The amygdala and hypothalamus are two regions of the brain responsible for controlling a wide range of brain functions, including memory, emotions, decision-making, and anxiety.

When you engage in brain-intensive tasks, such as writing a global warming essay, you will use these regions alongside your cerebral cortex. Having them in tip top shape is therefore crucial to your academic performance.

There were mild side effects where 4 of the test participants and 2 of the control participants experienced nausea and mild abdominal pain when taking the curcumin.

For a long time, researchers have observed that people in India that take curcumin regularly have fewer cases of Alzheimer’s disease than their counterparts who don’t take it.

The general de is that it might have something to do with the fact that curcumin is both an antioxidant and has anti-inflammatory properties. However, more research needs to be conducted to determine this and also to find out if the drug might have positive effects on patients suffering from depression, or whether its effectiveness is influenced by the age of the participants and their genetic predisposition to conditions like Alzheimer’s.


What it means for Students



Source: pexels.com

So what does the connection between turmeric and memory mean for students? It means taking curcumin regularly could lead to better memory.

You might think that you can eat curry just once in a while and reap the benefits of curcumin. To be sure, it’s not clear from the study results whether that will help or not. However, it is likely that for you to reap any significant benefits from curcumin, you should take it more regularly, such as once or twice a day. A good idea is to eat more foods with turmeric in them.




Conclusion

You can also help yourself by doing brain training exercises such as playing games and so on. A round of chess, or some other mentally intensive exercise should help you get better over time. Brain supplements are to brain training exercises what good nutrition is to fitness exercises; they complement each other.

Author Bio

Michael Turner is a content writer and researcher with a focus on technology on education. He loves to write about different aspects of human existence and self-improvement in these areas. When he’s not writing, he enjoys jogging and Tai Chi.
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