PHLPost to Exhibit Chinese Zodiac Stamps to Celebrate Lunar New Year

Wazzup Pilipinas!

In celebration of the Chinese New Year in the Philippines, the Philippine Philatelic Federation, the umbrella organization of stamp collectors in the country, in partnership with Pilipinas Philately of the Philippine Postal Corporation (PHLPost) will hold a stamp exhibition entitled “Spring”, a voyage to the lunar years this coming January 21 at the lobby of the historic Manila Central Post Office building.

PHLPost will exhibit special stamps previously issued to celebrate the 12 animal signs on the Chinese Zodiac. It features a 12-year cycle with each year represented by a specific animal.

The celebration marks the start of spring on the Chinese calendar from January to February.

PHLPost will showcase how beautiful and preserved the Chinese culture in the country through this miniature pieces of art called “stamps”.

The Chinese Lunar New Year on February 05, is popularly celebrated not just in Asia but throughout the world.

Unlike the western celebration of New Year on January 1st, the date of the Chinese celebration of the New Year vary according to Chinese lunar calendar, but generally fall on a day between January 21st and February 20th in the Gregorian calendar.

The Chinese Zodiac is about symbolically doing away with the old of the previous year and ushering in health, good fortune, prosperity, and happiness for the coming lunar year.

The Chinese cultural influence has been recognized in the country, from eating Chinese food, talking to Feng Shui experts for good luck, as well as reading their Chinese horoscope.

Highlight of the exhibit is the PHLPost’s 2019 Year of the Pig stamps issued to celebrate the New Year.

How to Choose the Right Motorcycle Parts

Wazzup Pilipinas!

There are a lot of people who are searching for the right motorcycle parts. This is understandable because motorcycle parts come in different price range and quality. What if you would like to improve the way that your motorcycle looks like. You cannot do it without the right parts.

There are some general things that you have to remember if you want to improve your motorcycle with the use of honda motorcycle accessories:

• There are some accessories that can be used to replace the existing parts that you already have. Some are meant to upgrade your motorcycle. You need to know what parts you would like to replace or upgrade beforehand so that looking for the right parts and choosing can be easier for you.

• Do not work hard in finding the right motorcycle parts. You need to work smart instead. This means that you have to know the honda powersports oem parts that you can check before you start searching. Find as much knowledge about the parts that you want beforehand. It will make a lot of difference with how long it would take before you find the right parts for your motorcycle.

• Start searching while there are still some parts available. There are some parts and accessories that will not be available anymore after some time. They can still be found in some specialty stores but they will be more expensive as compared to when they were just released. You can make quick decisions depending on how you want your motorcycle to look like. You should also base it on how you want your motorcycle to perform.

• Do not decide to purchase something just because it is “universal.” There are some parts that are supposed to be universal but will still not fit the type of motorcycle that you have. Once again, doing proper research about the parts that you want will make a huge difference.

You can follow the same tips when you start searching for cheap atv parts. Just imagine how ideal your upgraded motorcycle is going to be.

Get over to Iowa 80 for the best semi truck tire chains today

Wazzup Pilipinas!

Tired of having your truck stuck in snow, mud and ice? Fret no more. Get your truck unstuck with TruckClaws from Iowa 80.  These claws are easy to install. It takes less than 60 seconds to install each claw!  These claws can even be used in addition to traditional tire chains.  

Your truck will be unstuck and moving again within 15 minutes of of installing the claw.  The truck claws are lightweight and easy to store. Claw is made of steel and weight 16 lbs per kit. For use on dual wheel, heavy duty commercial vehicles weighing up to 80,000 lbs.

Head over to Iowa80.com and pick up new semi truck tires chains. Bad roads combined with old or worn tire chains can result in accidents or worse. Adding tire chains to your semi provides better traction in snow and slippery conditions. 

Make sure chains are properly affixed to the tire to prevent chain failure. Different states have different laws regarding the use of tire chains, make sure to check the laws on your route. Stay safe out there with the right type of tire chains for your rig.

Brighten up your world with new lights from Iowa80.com.  Iowa80 has a wide selection of truck lights for the interior and exterior of your truck. Whether you have a Kenworth, Peterbilt, Freightliner, International, Volvo, Mack or Western Star, you can find what you need here. From incandescent to LED, strobe or accent lighting, LED lights for semi trucks, we can help. 

Check out our selection of round lights, oval marker lights, turn signals, tail/stop/turn lights, truck headlights (including Freightliner headlights and Peterbilt headlights), truck strobe lights, air cleaner lights, marker lights, blinker bars, bumper lights, LED bulbs, beehive lights, spyder lights, LED light strips, double faced lights, warning lights, cab lights and interior lighting. You are sure to find the right light to fit your needs when you shop Iowa80.com today!

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10 Steps to Becoming a Better Entrepreneur in 2019

Wazzup Pilipinas!

Becoming a better entrepreneur and earning more Pesos in 2019 should be one of your top priorities. Many workers, businesses and enterprises have resumed for the year hoping to be bigger, better and stronger. So should you.

But as they say, hope (alone) is not a strategy. Becoming a better entrepreneur, business owner or person in many cases requires hard work, change of approach etc. Following a clearly mapped strategy makes achieving your entrepreneurship dreams easier in the new year.

Perhaps you’re doing just fine or fantastic as an entrepreneur and wondering why bother? Here’re

5 Reasons to Become a Better Entrepreneur

You can and should become a better entrepreneur going forward for the following reasons

Still enough room for improvement

Competitors are getting better

Customers are becoming better and demanding better

Bigger, better patronage equals bigger, better revenue

Better revenue drives reinvestment, expansion.

Whereas some entrepreneurs fared well in 2018 some others fared worse and are fearing for the worst come 2019. In this post we’ll be sharing 10 key steps to becoming a (much) better entrepreneur in 2019 irrespective of where you currently stand on the entrepreneurial success spectrum.

1.   Take Stock
Navigation systems rely on your current location to get you to your concurrent location. To become a better entrepreneur in 2019 you need to know just how you performed in 2018. To do this effectively you might need a more objective external auditor to take an impassioned look at your books, business practices and methods.

This will reveal your strengths, weaknesses, opportunities and threats, thereby helping you make smarter business decisions like other successful entrepreneurs.


2.   Go Digital
Perhaps not going digital yet is one of the findings from your stock taking above. Learning what you’re missing out on by ignoring digital options versus what you stand to gain by going online can spur you to act.

There are over 1.5 billion websites out there many of which are businesses just as over 2 million businesses have or use an Instagram account. Many more are on Facebook, Twitter and other social networks where modern customers hang out. You should try digital marketing in 2019.

3.   Use Data
One setback of staying analogue is relying on guesswork and gut feeling, which aren’t the best for entrepreneurship in the 21st century. Data on the other hand eliminates guesswork and gives you precision helping you make more informed business decisions.

Automating much or all of your business practices and processes will help you generate more concise data which will help you plan and prepare better. Accurate customer information for instance can inform product design and development which could result in happier repeat customers.

4.   Try Social Media
Social media is huge. Reports suggest that over 2.6 billion people and counting are active on social media each day. That’s massive considering most markets are small depending on your niche, industry or vertical.

Social media posts can go viral in minutes reaching people and places you’d probably never reach in three lifetimes times three. Social media marketing should form a core part of your 2019 marketing strategy if you hope to become a better entrepreneur.

5.   And Email Marketing
Email marketing is another inexpensive way smart entrepreneurs and marketers keep their businesses running profitably. ROI per dollar spent is said to be over $38.  There are free and paid email marketing tools that can help automate your entire email marketing moves.

This way you can keep in constant touch with your customers, announce new arrivals, special offers, discounts, rebates, sales, etc. With email marketing you can upsell and also retarget cold or even dead leads thereby reducing cart abandonment.

6.   Bulk SMS Too
Bulk SMS is another inexpensive way entrepreneurs can get their messages across to customers, especially if such customers live in countries or areas with limited internet access. Irrespective of location, bulk sms has been reported to have an open rate of over 90%. Impressive, plus more and more people now use phones.

You could include links in your message body to direct customers to your website where you can better engage them and increase your chances of conversion or closing a sale.

7.   Study Competitors
In this digital era (see why you should go digital?), it is far easier for entrepreneurs to study, monitor or keep an eye on competitors. You can discreetly follow them on Facebook, Instagram, Twitter and other such digital hangouts.

Chances are you’re also being cyber stalked, studied or monitored by other entrepreneurs especially if you’re doing well in business. By studying their social media habits for instance you can see how they succeed on social and try to implement or modify that to your taste.

8.   Subscribe to Successful Blogs
Successful blogs in many industries are a dime a dozen, if you find any in your niche or vertical do well to subscribe to their newsletters and read their blogs for latest happenings in your industry. Sites like Business Insider, Entrepreneur and Forbes, Neil Patel, etc often feature content most entrepreneurs will fall in love with.

With such information entrepreneurs and business owners are greatly empowered to improve their businesses by copying and pasting proven best practices. Someday you may be down and then find inspiration by reading another entrepreneur’s success story.

9.   Keep Fit
Keeping fit has physical, emotional and psychological benefits especially for entrepreneurs who are generally known to be workaholics. Taking breaks, resting, walking and working out can help you relax, refresh and reset your mind. As your body releases endorphins you’re at your best and can make better business decisions.

Plus working out at the gym can be a means of networking with other like minded entrepreneurs who can introduce you to a new business or tool that can increase your income or revenue or share rare tips about entrepreneurship you may never read in a book.

10. Hire and Fire Fair
Be fair and firm when it comes to hiring and firing staff or workers. By carefully selecting employees you save yourself and business a lot of stress down the road. Most entrepreneurs have discovered that hiring close family members may tie their hands and hurt their business, none of which you want.

Hiring and managing the right talent takes work, if you have them let them know you value their contributions to make the business grow and reward them as much as you can. Continuously redundant workers should be shown the exit or else your business may soon exit the market.

Author Bio:
Amos Onwukwe is an AWAI trained Business and Ecommerce Copywriter who has been featured in scores of blogs including Huffington Post, Dumb Little Man, Ecommerce Nation, eCommerce Insights, Understanding Ecommerce, Result First, Floship, Successful Startup 101, Small Biz Club, Small Business Bonfire, among others.

He is available for hire
Twitter: @amos_onwukwe

New Mobile App Allows Users Easier Processing and Payment of Real Property Tax

Wazzup Pilipinas!

Tech company Togetech, Inc. teams up with Pinnacle Real Estate Consulting Services, Inc. to deliver real property tax payments through the Moneygment app

In its abiding commitment in providing tech-enabled financial solutions for Filipino consumers, Togetech, Inc. has partnered with Pinnacle Real Estate Consulting Services, Inc. to offer property owners assessment and payment of their real property taxes (RPT) or amilyar as part of the former’s Moneygment mobile application.

This service—made possible through the partnership between Togetech and Pinnacle—makes processing and payment of RPT seamless and convenient. Property owners won’t have to queue in the city or municipal treasurer’s office of the local government unit (LGU) where their property is located, making sure that payment is made on time. In the long-run, the Moneygment app promotes regularity of RPT payments thus making Filipinos more responsible and tax-abiding citizens.

The initial roll-out of the Moneygment app’s RPT service covers Metro Manila and Cebu. Service to other areas, such as the northern and southern parts of Luzon and Davao, are slated for release later in 2019.

The partnership comes as part of Togetech’s wide array of finance-related offerings and services made possible through the Moneygment app.

How it works

Users can download the Moneygment app from the Apple Store and Google Play. Once installed, they can create an account using their Facebook, Gmail, or any other email account, after which they can choose from a wide range of finance-related and payment services available: Pag-IBIG, PhilHealth, and SSS contributions; bills and other utilities; loan application and payment; and personal income and real property taxes, among others.

To pay for RPT, users need to have their properties assessed first. To do this, they will be asked to fill in needed information, such as title number, full name of the owner as stated in the title, and the local government unit. Afterwards, they will be asked to fill in the tax declaration number. Upon confirmation and payment of the processing fee, users will then be asked to email copies of pertinent documents to customercare@moneygment.ph. They can track the progress of the assessment by tapping the History tab.

Users will receive an email once property assessment is complete. Once the amount has been carefully reviewed, they can then proceed with payment via the different options available. Once paid, they will receive an update that Pinnacle is processing the filing of their RPT. They will then receive their official receipt (OR) and statement of account (SOA) upon completion. All of this can be done without going to the city or municipal treasurer’s office of the LGU where the property is located.

MFC 2019: Engaging Towards Financial Revolution

Wazzup Pilipinas!

In line with the advocacy of the Junior Financial Executives PUP – Manila in promoting financial literacy to its members by upholding awareness about the field of banking and finance, it will be holding its 3rd Metro Finance Congress with the title: "Metro Finance Congress 2019: Engaging Towards Financial Revolution” on January 26, 2019 at Bulwagang Balagtas, PUP Main Campus, Sta. Mesa, Manila.

The Metro Finance Congress is a one-day conference that aims to endow more or less 900 student participants taking up finance and other business – related fields from within the PUP and from other universities in Metro Manila with ample knowledge about the Financial System here in the Philippines. Furthermore prudent choice of resource speakers from the different fields under business, banking and finance will be done to assure a fine discourse of the topic.

The Junior Financial Executives PUP – Manila is the official student-run organization of the Department of Banking and Finance, known as one of the biggest JFINEX chapters in the Philippines with over 1300 active members. Together its mission and vision of molding the students to be a professional practitioners and uphold awareness in banking and finance field, the organization conducts interactive academic and non – academic events. The goal of the organization for the academic year 2018-2019 is to bind the organization, the students and future partners during its promotion of financial literacy. The organization aspires to have a lasting impact not just to its members but also to the whole PUP Community.

Contact Person: 

DIANE JESSICA BALBOA
Vice President – Marketing
(+63)93 6023 7528
balboadianejessica@gmail.com

For more information, check: www.facebook.com/JFINEX.ORG.PUP

8 Things You Need to Know to Be a Domestic Helper in Hong Kong

Wazzup Pilipinas!

More than 160,000 Filipino citizen are currently working in Hong Kong as Foreign Domestic Helpers. The main objective for them is to support the financial needs of their family. In this amazing city, a lot of job opportunities are open. Caregivers, nannies, housekeepers or drivers are always available for qualified candidates. Any interest to work in Hong Kong? We tell you more about the process and the different benefits.

Where to find work?

As a helper looking for a job in Hong Kong you can contact legitimate agencies that act as a mediator between your probable employer and you. Your agency will support you, they will be on your behalf enter into a Standard Employment Contract under the supervision of the Director of Immigration. The agency or your employer will apply to the Immigration Department for an employment visa for you.

How much will you make?

Any foreign domestic helper has to be paid a Minimum Allowable Wage (MAW) as standardized by the government and on the force from the date of your signing the contract as a domestic helper. The current MAW prevailing is set at HK$4,520 per month (equivalent to 31,000 pesos).

Additionally, other than the MAW, as a helper you are entitled to a suitable accommodation in the premises with understandable privacy, food allowances that are HK$1,075 (equivalent to 7,250 pesos), and free travel from the Philippines to Hong Kong and return tickets to the Philippines on expiry of the contract. The above MAWs and contract terms are applicable for any contracts 29 September 2018.

As mentioned under the Employees’ Compensation Ordinance (Cap.282), your employer should have an insurance policy that covers their liability for the ordinance and the common law for any mishap or injury that happens to you while working. Moreover, you are entitled to free medical treatment through the Standard Employee Contract when you are not well or catch a disease under the period of employment. A comprehensive insurance policy can be provided to you that covers all your medical and hospital requirements and bills according to the Compensation Ordinance. An online guide is present to help foreign domestic helpers and more information can be sought from that regarding your employment. Besides the helper job and domestic duties mentioned in the contract that you have been employed for, employers are not allowed to make you work for anyone else. In these cases, the helper and the aider will be tried for forgery and can be tried for criminal prosecution.

Statutory Obligations of your employer

Since you as a foreign domestic helper provide services for employer’s household. There are chances of you having an intimate relationship with the employer and their family members. This makes it absolutely necessary for the employer and you to have mutual respect and understanding. There should be efforts from both sides to maintain an amicable relationship. As an employee, you should make sure that your employer observes these obligations under the Hong Kong laws.

Labour Legislation

In Hong Kong, as foreign helpers, you have the same rights, benefits, and protection mentioned under the labor rules and laws as your local counterparts (Racial Discrimination Ordinance).

As a foreign helper, you are entitled to equal opportunity and no racial discrimination under the Equal Opportunities Commission.

Terminating of the Contract

If you are not happy in your position and If you want to terminate your employment contract, you can ask your employer to contact the Immigration Department by notifying them in writing within seven days of the date of the termination. On your side, you will have to respect a notice period of one month before to go back in Philippines.

Working hours

Hong Kong does not enforce any legal working hour and domestic helpers work on an average of up to 10 hours. This depends on the nature of the job as taking care of children is a full-time job. Also since you would be living with your employers, you are always going to be on-call and will not have a specified working schedule. However, you can negotiate with your employer early on for a stipulated timeframe for working. Considering your sleep and good health is very important before working for more than 12 hours a day.

Rest Days

As a domestic helper, you are entitled to one weekly rest day of at least 24 hours continuously under the immigration employment contract. Some employers might want you to perform basic tasks even on rest days. Imposing any curfews on you from the employer is very wrong and you should talk about not having such obligations placed in the first place.

Employers are not allowed to pay you extra money to work on your day offs, even if you agree to work on these days. If your employer makes you work on a day, they need to compensate the day off within the next 30 days.

Working abroad is a challenge, you will be fare from your family and living in a country with a different country. Talk to your friends and your family to get feedback about their experiences. Do not only consider the financial part, take time to weight the pros and cons before starting to search for an employer.

National Summit Propels Civil Society Engagement in Democratic Governance

Wazzup Pilipinas!

Last October 9, leaders and stakeholders from civil society, business, media, academe and the youth gathered together for the first “Innovations for Good Governance Summit” hosted by the INNOVATEGov Project.

The summit featured local and international speakers who comprehensively discussed themes in pursuit of a governance roadmap for a “Dream Philippines” and panel discussions such as: the role of science and technology in promoting good governance; impact of women and people’s councils in achieving good governance; role of media literacy and arts in supporting democratic governance; mainstreaming the youth agenda in governance reforms; and, how good governance enables inclusive business.

The Summit enjoined civil society engagement in supporting a holistic and inclusive governance agenda that promotes democratic values and principles. The summit culminated with “Good Governance Pledge” where summit participants affirmed their support on a set of shared democratic values – centered on citizen participation, transparency, accountability, freedom and rule of law.

“You are part of a global trend. The Philippines is not alone. The whole world is changing around us. As you work to improve on the Philippines, [you have to] think globally because you are part of a global trend but also act locally, because nobody knows the Philippines as much as you do. Nobody can help the Philippines as much as you do,” Mr. Abdulwahab Alkebsi, the Managing Director for Programs of the Center for International Private Enterprise (CIPE), advised the delegates. As part of his address, he explained that the current political condition of the country relates to the global challenges of economic disenfranchisement, threats of terrorism, and perceived threat to identity that many countries are also facing today. Through the creation of the Innovations for Good Governance Summit, Mr. Alkebsi expressed his hope and praise to the Filipinos on combating these problems by initiating a roadmap for good governance in the Philippines.

Alluding this gathering as a gathering of the multisectoral –representing government, business, and civil society --Dr. Jess Estanislao encouraged the delegates to become part of the development of the nation by outlining the framework of “Dream Philippines”.  As a closing statement, Dr. Jess Estanislao also gave an advice to not be confined to only one issue of our country and to think long term and national when it comes to creating solutions for our country’s problems. As he put it, “The reality of life is shaped by many issues whether it may be closely or not interrelated to one another, this is why I think national competitiveness becomes a compelling rally cry for all of us. It is about national self-respect, about the dignity of the Philippines, and about the ability of the Filipinos to prove themselves not only on their country but also in many other countries as well. “

InnovateGov Project enables stakeholder engagement on national issues and global challenges by raising awareness on good governance issues, performance standards, and frameworks on better public-private dialogue. This initiative is supported by the Center for International Private Enterprise (CIPE) in partnership with the De La Salle University Jesse M. Robredo  Institute of Governance, Institute for Solidarity in Asia, Philippine Chamber of Commerce and Industry, National Competitiveness Council, and the Makati Business Club.

Prior to the National Summit, two successful consultative dialogues were held in Cagayan de Oro and Puerto Princesa last July.  The regional dialogues enabled participants to address and participate in providing key solutions towards grassroots problems of good governance in accordance with the dimensions of the TrustedGov framework, namely: institutional strengthening, economic freedom, access to social services, and environmental governance.

By creating opportunities that highlight innovative approaches in multi-stakeholder participation and public policy-making, InnovateGov opened up an avenue for students, young professionals, entrepreneurs, and stakeholders, to engage in good governance both in local and national levels. The summit enkindled hope for social change -- that is, for as long as there are citizens actively exercising their rights to develop good governance strategies in their chosen sectors and communities.

For more information about this topic, please visit www.innovategovph.com

Planning an Essex Wedding? Ideas for your Perfect Wedding

Wazzup Pilipinas!

Essex is so steeped in history that it makes an excellent choice of location for your wedding! Of course, you will also need to book an experienced wedding videographer that is very familiar with the area so that you can get the best possible results for your wedding film.

Choosing the best wedding videographer Essex has to offer will be a great investment in your wedding that will really pay off. White Dress Films are a dedicated team of wedding videographers that truly go the extra mile to make every single wedding ceremony they record a very memorable occasion to look back on and re-live for years to come.

.                        Abundant wedding venue choices

Essex is blessed with plenty of historic towns and ancient villages that hold amazing buildings and ample beautiful countryside for a truly romantic wedding. You also have the opportunity to be near to the coast too if you fancy a very dramatic and natural backdrop to your wedding ceremony.

What could be more dramatic and memorable than getting married in an ancient castle or in the very grand settings of a stately home? A lot of well-appointed historical wedding venues come with plenty of photo opportunities because of the classical architecture, but many also come with extensive well-manicured and mature gardens that provide a perfect backdrop for your big day.

Love the great outdoors?

If you like the idea of a country wedding, it may surprise you to learn that Essex has plenty of parklands and outdoor locations that have been approved for civil weddings. In fact, civil weddings have been approved in over 150 venues that include historic castles, countryside barns and even the wide open spaces on offer at Essex golf and country clubs. 

This means that you can hold your wedding and your reception at the same venue without having to worry about moving your whole wedding part from one location to another between your ceremony and celebrations.

For example, Hedingham Castle is a very popular setting for a romantic Essex wedding. Not only do you have the use of this 900-year-old historic keep and a Georgian House, but you also get to enjoy superb landscaped gardens to create a truly magical wedding. You can hold your wedding ceremony in the great Banqueting Hall and then create some romantic memories wandering the beautiful grounds.

If you desire the green, rolling countryside for your wedding backdrop, then Braxted Park should be on your possible wedding venue list. An elegant Georgian mansion set within the heart of the Essex countryside, the stately home is surrounded by amazing gardens with stunning water features and dramatic mood lighting to light up the gardens to create an romantic atmosphere for your evening reception.

Capture the memories of your special day forever

No matter whether you choose a lively town or city setting for your wedding, or you prefer a more historical setting, you can trust White Dress Films to truly deliver a wonderful wedding film of your special day that you can treasure forever.

BDO Cap’s Francisco is the New IAFEI Chairman

Wazzup Pilipinas!

BDO Capital & Investment Corp. president Eduardo V. Francisco is this year’s chairman of the International Association of Financial Executives Institutes (IAFEI).

He becomes the third Filipino elected to helm the top post, apart from the late Romeo Co, who was Chairman in 1979-1980, and Dr. Conchita L. Manabat, who was IAFEI’s chairperson in 2005-2006.

The year 2019 will be a significant year for IAFEI as it will be celebrating its 50^thyear. Plans for hosting an IAFEI Asian Day in Manila in conjunction with IAFEI’s golden anniversary is now in the works, said Francisco, who, prior to his election was the vice chairman of IAFEI and also a former president of the Financial Executives of the Philippines (FINEX).

The other members of the IAFEI Executive Committee for the year 2019 include Juan Alfredo Ortega (Mexico) as Vice Chairman; Aberlardo V. Cortez (Philippines) as Secretary; Nicolaas Van Wyk (South Africa) as Area President for Africa; Fernando Lopez Macari (Mexico) as Area President for the Americas; Hirohaki Endo (Japan) as Area President for Asia; Anastassios Rodopoulos (Greece) as Area President for Europe & the Middle East.

IAFEI is a professional association of National Financial Institutes composed of financial executives of leading businesses all over the world engaged in financial policy making and control, sharing a common interest in financial management, financial accounting and reporting.

It was established in 1969 with the FINEX as one of its founding members together with the Financial Executives Institutes of Argentina, Australia, Belgium, France, Germany, Italy, Mexico, Peru, Spain, United Kingdom of Great Britain and the combined Institutes of USA and Canada.  At present, IAFEI has 17 active members with a total membership of over 10,000 financial executives.