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Thursday, June 30, 2016

Home Credit Review: Easy, Simple, and Fast Loan Application


Wazzup Pilipinas!

If you haven't heard of it yet, there's a fast and easy way to purchase gadgets, appliances, or any item that you like, on installment basis.

I needed a better phone to receive text messages and calls other than the other mobile phones with bigger display screens that I use for browsing the Internet in checking my e-mails and social media accounts like Facebook, Twitter, and Instagram.

My contact lists are increasing in number every day and I needed a phone dedicated for communication tasks only, something that is small enough to fit in my pocket and one that I can easily put out to receive or send text messages and calls even while commuting.

Thus it was about time I purchase another phone. But since I also wanted to manage my budget, I thought it would be better to purchase one through installment basis so my monthly expenses will be conveniently affordable.

So one afternoon, I visited SM Megamall to check out a new smartphone when I was approached by a Home Credit representative offering to help me buy this new phone I wanted through easy installment terms. I was intrigued by this no-hassle process that only requires you to submit two valid IDs and some names and contact numbers of friends and relatives as references.




So I followed their representative and gave all the information they asked for. Don't worry, they would not require your friends or relatives to be co-makers; it was just another way of validating your identity. You will also be asked to submit a few social media accounts probably as additional methods of verifying the information you have provided. All of these checks were done during my stay in the mall, having coffee. While waiting, I got a good chat with Charles, the Home Credit representative who approached me. I found that Home Credit is present in major malls in the country. You can find them in stores like SM Appliance Center, which is where I was, as well as Abenson, Western Appliances, Silicon Valley, Memo Xpress, and Automatic Centre. They are also present in malls outside Metro Manila like Cebu, Pampanga, Batangas, Cabanatuan, among others. So my wait lasted for around 30 minutes. I got a call just after applying, followed by an SMS notifying us if our application has been approved or declined.

There would also be a cash-out requirement (down payment). The more you initially pay, the lighter your monthly payments will be.

It was indeed fast and convenient since everything was processed in probably less than an hour. In fact, it even took me longer to choose a mobile phone model. So if ever you want to buy a gadget through Home Credit, be sure to have a firm decision already on what to buy, otherwise, the process will be repeated from the start.


The guy facilitating the Home Credit application was courteous and patient enough to explain to me everything I needed to consider, and helped me out throughout the entire interview. Though it seemed I was in a job interview, the questions asked were really required to help them verify my identity.



They would also require to get your fingerprint using their scanning equipment setup. That's an added security to probably make sure no one would dare show up pretending to be you and use your identity. I'm not sure if they would also check your fingerprint scans against existing records as they would also ask you for your Social Security System (SSS) number and Tax Identification Number (TIN).

It's a great way to assure you that they are extra careful with regards to entertaining only requests from valid customers who have the capacity to pay and would not cause any disastrous consequences for the client’s budget stability.

All the information HCP receives from its customers is treated with utmost confidentiality.

 


I was approved of my loan in less than an hour and I’m now enjoying my new Samsung Galaxy J2!

I would like to thank Home Credit for the experience and would highly recommend the service to those who don’t want to pay the full amount right away. This is a great way to manage your expenses by spreading it out in easy monthly installments. They have zero interests available too, so you may want to take advantage of that.

So if you need a new gadget for all your online, video or audio needs, a new appliance for your living room, kitchen or entertainment center, Home Credit makes it possible for you to conveniently divide your payments throughout the term of several months or even a year or more.

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143 comments:

  1. I'm glad I have someone who got the same good experience in having a loan in this company. I don't understand why people write offensive and untrue home credit reviews for the sake of sympathizing them well in fact, they just didn't became responsible in paying their obligations.

    ReplyDelete
    Replies
    1. Yes! They offer cash loans, when you are a good payer in your first loan.

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    2. Testimony By Veronica Ball,How to get your ex back fast!

      I was hurt and heart broken when a very big problem occurred in my marriage seven months ago, between me and my husband . so terrible that he took the case to court for a divorce. he said that he never wanted to stay with me again,and that he didn't love me anymore.So he packed out of the house and made me and my children passed through severe pain. I tried all my possible means to get him back,after much begging,but all to no avail.and he confirmed it that he has made his decision,and he never wanted to see me again. So on one evening,as i was coming back from work,i met an old friend of mine who asked of my husband .So i explained every thing to him,so he told me that the only way i can get my husband back,is to visit a spell caster,because it has really worked for him too.So i never believed in spell,but i had no other choice,than to follow his advice. Then he gave me the Email address of the spell caster whom he visited. So the next morning,i sent a mail to the address he gave to me,and the spell caster assured me that i will get my husband back the next day. What an amazing statement!! I never believed,so he spoke with me, and told me everything that i need to do. Then the next morning, So surprisingly, my husband who didn't call me for the past 7 months, gave me a call to inform me that he was coming back. So Amazing!! So that was how he came back that same day,with lots of love and joy,and he apologized for his mistake,and for the pain he caused me and our children. Then from that day,our relationship was now stronger than how it were before,by the help of Dr. Zaba. So, i will advice you out there if you have any problem contact him, i give you 100% guarantee that he will help you.. Email him at: Zaba24hoursspell@yahoo.com,or visit his Web site to know more about him: http://zaba24hoursspell.wixsite.com/zabaspell or call +2347087462033 Thank you sooooo much!!!

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    3. Hi everyone, I was going crazy when my husband breakup with me and left me for another woman!! All thanks to Dr OBILUJESU the best love spell caster online that helped me to bring back my husband today and restore happiness in my marriage.. I'm Logan Jack by name i lives in England. My husband breakup with me and left me to be with another woman, and i wanted him back. I was so frustrated and i could not know what next to do again, I love my husband so much but he was cheating on me with another woman and this makes him break up with me so that he can be able to get married to the other lady and this lady i think use witchcraft on my husband to make him hate me and my kids and this was so critical and uncalled-for, I cry all day and night for God to send me a helper to get back my husband!! I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Dr. OBILUJESU can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a spell for me. 28 hours later, my husband really called me and told me that he miss me so much, Oh My God! i was so happy, and today i am happy with my man again and we are joyfully living together as one big family and i thank the powerful spell caster Dr.OBILUJESU, he is so powerful and i decided to share my story on the internet that Dr.OBILUJESU is best spell caster online who i will always pray to live long to help his children in the time of trouble, if you are here and your lover is turning you down, or your husband moved to another woman, do not cry anymore, contact this powerful spell caster Dr.OBILUJESU on his email at: drobilujesuspellcaster@yahoo.com or drobilujesuspellcaster@gmail.com ,His website:
      http://drobilujesuspellca.wixsite.com/drobilujesu you can also call him or add him on Whats-app: +2348143481000

      Delete
    4. Hi everyone, I was going crazy when my husband breakup with me and left me for another woman!! All thanks to Dr OBILUJESU the best love spell caster online that helped me to bring back my husband today and restore happiness in my marriage.. I'm Logan Jack by name i lives in England. My husband breakup with me and left me to be with another woman, and i wanted him back. I was so frustrated and i could not know what next to do again, I love my husband so much but he was cheating on me with another woman and this makes him break up with me so that he can be able to get married to the other lady and this lady i think use witchcraft on my husband to make him hate me and my kids and this was so critical and uncalled-for, I cry all day and night for God to send me a helper to get back my husband!! I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Dr. OBILUJESU can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a spell for me. 28 hours later, my husband really called me and told me that he miss me so much, Oh My God! i was so happy, and today i am happy with my man again and we are joyfully living together as one big family and i thank the powerful spell caster Dr.OBILUJESU, he is so powerful and i decided to share my story on the internet that Dr.OBILUJESU is best spell caster online who i will always pray to live long to help his children in the time of trouble, if you are here and your lover is turning you down, or your husband moved to another woman, do not cry anymore, contact this powerful spell caster Dr.OBILUJESU on his email at: drobilujesuspellcaster@yahoo.com or drobilujesuspellcaster@gmail.com ,His website:
      http://drobilujesuspellca.wixsite.com/drobilujesu you can also call him or add him on Whats-app: +2348143481000

      Delete
    5. How I Got My Ex Husband Back...........

      I am Ktherine by name also from Canada. Greetings to every one that is reading this testimony. I have been rejected by my husband after three(3) years of marriage just because another woman had a spell on him and he left me and the kid to suffer. one day when i was reading through the web, i saw a post on how this spell caster on this address voodoospelltemple66@gmail.com , have help a woman to get back her husband and i gave him a reply to his address and he told me that a woman had a spell on my husband and he told me that he will help me and after 2 days that i will have my husband back. i believed him and today i am glad to let you all know that this spell caster have the power to bring lovers back. because i am now happy with my husband. Thanks for Dr.voodoo. His email: voodoospelltemple66@gmail.com you can also add Dr.voodoo on whatsApp +2349061243458

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    6. HOW TO GET OVER MARRIAGE OR RELATIONSHIP PROBLEMS:LOVE SPELL TO GET BACK YOUR EX BY DR. Zaba WEBSITE: http://zaba24hoursspell.wixsite.com/zabaspell


      Hello to you all,i want to use this time to thank Dr. Zaba for what he has done for me last week here ,my names are Isabella Molly Wyatt from Australia,i wanna tell you that me and my husband were together for three years without any trouble nor quarrel, we gave birth to a daughter during this three years and we were good until my husband started having affairs with his co-worker and then him started staying away from home all night and days and he was no longer the man i use to know,him later filed for divorce and ask me and my daughter to go out of his life , at this time i was carrying another child inside of me and now i was so frustrated and was in pains i tried telling him what him was doing was not right , but him wouldn't listen to any body,so i went to my mum house with my child and one day as i was browsing i came a cross a story about this Dr.Zaba how he help a lady called Kimberly and i was touched with the story because it was almost same as mine, so i decided to contact him for help at first i was so so scared because many other spell casters that i have tried earlier took me for fool and went away with my money,but due to the line of the story i read about him and gave him my last try with faith and i told him all that has happened. He assure me that i will see result within two days and i told him that many others has told me this before, but nothing work out,him made a statement that many are called but few were chosen. which means him is not like others,so i said okay that was how him finally make my man comes back and it was like a surprise to me and today am a happy person. Now the most perfect thing is that he can’t spend a minute without seeing me or calling me. I gave Dr. Zaba a call regarding sudden change of my husband and he made it clear to me that my husband will love me till the end of the world,that he will never leave my sight. Now me and my husband is back together again and has started doing pleasant things he hasn’t done before, he makes me happy and do what he is suppose to do as a man without nagging. Email him for any kind of help you may need.

      Email: Zaba24hoursspell@gmail.com Or Zaba24hoursspell@yahoo.com Website: http://zaba24hoursspell.wixsite.com/zabaspell
      Phone number:+2347087462033

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    7. Hello my distinguish viewers,i am writing this article to appreciate the great work of Dr .Papo who helped me recently to bring my ex-husband who left me for another girl for no reason ,we were together for almost 4 years,recently before my wedding anniversary,he left me for someone else without any argument or whatever,things were okay between us until a outside street girl involved and stole him away from me,one fateful day after seeing a post of a woman on the internet testifying on how she was helped by Dr Papo,i decided to contact him for help because all i wanted was happiness and to make sure my child grows up with her father,am happy today that he helped me and i can proudly say my husband is now with me again,he is now more than in love with me,are you in need of getting back with your man,girlfriend,boyfriend,wife,e.t.c viewers reading my post and contact Dr. Papo his email below: so grateful to you Sir,

      Drpapospellcaster@gmail.com or Drpapospellcaster@yahoo.com his website>http://drpapospellcaster.wixsite.com/dr-papo
      Call him +2347087462033

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    8. I'm so excited. I cant believe it! Dr.BEN your love spell casting really worked! My ex-husband is back after he left me and the kids, he sent me an SMS last night, wanting us to get back together again...and here we are! Yes, I’m extremely happy that we are living together again.
      My name is Anass Paris from England, My husband and I have been married for about 6yrs now. We were happily married with two kids, a boy and a girl. 3 months ago, I started to notice some strange behavior from him and a few weeks later I found out that my husband is seeing someone else. He started coming home late from work, he hardly care about me or the kids anymore, Sometimes he goes out and doesn't even come back home for about 2-3 days. I did all I could to rectify this problem but all to no avail. I became very worried and needed help. As I was browsing through the internet one day, I came across a website that suggested Dr.BEN can help solve marital problems, restore broken relationships and so on. So, I felt I should give him a try. I contacted him and told him my problems and he told me what to do and i did it and he did a spell for me. 28 hours later, my husband came to me and apologized for the wrongs he did and promise never to do it again. Ever since then, everything has returned back to normal. I and my family are living together happily again. Dr.BEN is the best online spell caster that is powerful and genuine. If you have any problem contact him and i guarantee you that he will help you.
      Here’s his contact: Email him at: benherbaltemple@gmail.com ,you can also call him or add him on whats-app: +1(310)-220-0075. His website: http://benherbaltemple.webs.com .




      I'm so excited. I cant believe it! Dr.BEN your love spell casting really worked! My ex-husband is back after he left me and the kids, he sent me an SMS last night, wanting us to get back together again...and here we are! Yes, I’m extremely happy that we are living together again.
      My name is Anass Paris from England, My husband and I have been married for about 6yrs now. We were happily married with two kids, a boy and a girl. 3 months ago, I started to notice some strange behavior from him and a few weeks later I found out that my husband is seeing someone else. He started coming home late from work, he hardly care about me or the kids anymore, Sometimes he goes out and doesn't even come back home for about 2-3 days. I did all I could to rectify this problem but all to no avail. I became very worried and needed help. As I was browsing through the internet one day, I came across a website that suggested Dr.BEN can help solve marital problems, restore broken relationships and so on. So, I felt I should give him a try. I contacted him and told him my problems and he told me what to do and i did it and he did a spell for me. 28 hours later, my husband came to me and apologized for the wrongs he did and promise never to do it again. Ever since then, everything has returned back to normal. I and my family are living together happily again. Dr.BEN is the best online spell caster that is powerful and genuine. If you have any problem contact him and i guarantee you that he will help you.
      Here’s his contact: Email him at: benherbaltemple@gmail.com ,you can also call him or add him on whats-app: +1(310)-220-0075. His website: http://benherbaltemple.webs.com .

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    9. FIND YOUR LONG LOST LOVE TODAY WITH THE BEST SPELLS: DRSABUSPELLTEMPLE@GMAIL.COM

      I want to share my testimony and my happiness with you all in this site, last year my husband left me for another woman in his working place and he abandon me and my 2kids, everything was so hard for me because i love him so much, so i saw the testimonies Dr SABU ..Lost Love Spells is a powerful lost love spells caster with lost love spells that help me within 24hours my husband left the other woman and he come back to me with so much love and caring. Take away the loneliness with lost love spells, heal your broken heart for a lost lover with lost love spells
      Reconcile your hearts with the soul mate & get back a lost lover unconditionally with powerful lost love spells that work fast.
      CONTACT His Valid Email: drsabuspelltemple@gmail.com or whatsapp number:+2347057624993 also reach him on his website: https://drsabuspelltemple.wixsite.com/dr-sabu Thanks you Sir

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    10. Now that i got my man back it's would be unfair if I don't share my experience to the whole world on how i got him back.That is why I am here this day to let the world know that there are real powers in spell casting as DR OCUSODO has proven to me by bringing joy and happiness to my relationship and my family in just 2days after i got him contacted . I never believed in any of these things until i loosed my boyfriend, I required help until i found drocusodospellcaster@gmail.com or drocusodospellcaster@yahoo.com A great spell caster,who cast a love spell for m en cast. two days later, my phone rang, and so shockingly, it was my boyfriend who has not called me for past 4 months now, and made an apology for the heart break, and told me that he is ready to be my back bone till the rest of his life with me.Dr OCUSODO released him up to know how much i loved and wanted him. And opened his eyes to picture how much we have share together. As I'm writing this testimony right now I'm the most happiest girl on earth and me and my boyfriend is living a happy life and our love is now stronger than how it were even before our break up. So that's why I promised to share my testimony all over the universe.All thanks goes to Dr OCUSODO for the excessive work that he has done for me. Below is the email address in situation you are undergoing a heart break, and I assuring the whole universe that as he has done mine for me,he will definitely help anyone that takes time to get him contacted on. drocusodospellcaster@yahoo.com or drocusodospellcaster@gmail.com +2349067457724, WEXSITE https://drocusodospellcast.wixsite.com/dr-ocusodo

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    11. Hey guys, get your ex back fast with the help of a real and genuine spell caster called (Dr.OBILUJESU). email him @ drobilujesuspellcaster@yahoo.com

      I'm so excited my broken Marriage has been restored and my Wife is back after a breakup, After 2 years of marriage, me and my husband has been into one quarrel or the other until she finally left me and moved to California to be with another man. i felt my life was over and my kids thought they would never see their mother again. i tried to be strong just for the kids but i could not control the pains that torments my heart, my heart was filled with sorrows and pains because i was really in love with my Wife. Every day and night i think of him and always wish he would come back to me, I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Dr OBILUJESU can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a (Love spell) for me. 28 hours later, my Wife really called me and told me that she miss me and the kids so much, So Amazing!! So that was how she came back that same day,with lots of love and joy,and he apologized for her mistake,and for the pain he caused me and the kids. Then from that day,our Marriage was now stronger than how it were before,All thanks to Dr OBILUJESU. he is so powerful and i decided to share my story on the internet that Dr. OBILUJESU real and powerful spell caster who i will always pray to live long to help his children in the time of trouble, if you are here and you need your Ex back or your husband/wife moved to another woman/man, do not cry anymore, contact this powerful spell caster now. Here’s his contact: Email him at: drobilujesuspellcaster@gmail.com or drobilujesuspellcaster@yahoo.com , VIA: webs;; http://drobilujesuspellcaster.webs.com/
      you can also call him or add him on Whats-app: +2348143481000 ,
      Dwan Scott, 34 years, Texas, USA..




      Hey guys, get your ex back fast with the help of a real and genuine spell caster called (Dr.OBILUJESU). email him @ drobilujesuspellcaster@yahoo.com

      I'm so excited my broken Marriage has been restored and my Wife is back after a breakup, After 2 years of marriage, me and my husband has been into one quarrel or the other until she finally left me and moved to California to be with another man. i felt my life was over and my kids thought they would never see their mother again. i tried to be strong just for the kids but i could not control the pains that torments my heart, my heart was filled with sorrows and pains because i was really in love with my Wife. Every day and night i think of him and always wish he would come back to me, I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Dr OBILUJESU can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a (Love spell) for me. 28 hours later, my Wife really called me and told me that she miss me and the kids so much, So Amazing!! So that was how she came back that same day,with lots of love and joy,and he apologized for her mistake,and for the pain he caused me and the kids. Then from that day,our Marriage was now stronger than how it were before,All thanks to Dr OBILUJESU. he is so powerful and i decided to share my story on the internet that Dr. OBILUJESU real and powerful spell caster who i will always pray to live long to help his children in the time of trouble, if you are here and you need your Ex back or your husband/wife moved to another woman/man, do not cry anymore, contact this powerful spell caster now. Here’s his contact: Email him at: drobilujesuspellcaster@gmail.com or drobilujesuspellcaster@yahoo.com , VIA: webs;; http://drobilujesuspellcaster.webs.com/
      you can also call him or add him on Whats-app: +2348143481000 ,
      Dwan Scott, 34 years, Texas, USA..

      Delete
    12. Hi My name is "Goyal Abhishek" I was married for 9years with Keshika and we had a kid together. Things started getting ugly and we had fights and arguments almost every time... it got worse at a point that she filed for divorce... I tried my best to make her change her mind & stay with me. She moved out of the house and still went ahead to file for divorce... I pleaded and tried everything but still nothing worked. The breakthrough came when my friend introduced me to this wonderful, great spell caster who has helped him and his wife solve their infertility problem... I have never been a fan of things like this but just decided to try reluctantly cause I was desperate and left with no choice... He did special prayers for me... Within 2 days she called me and was sorry for all the emotional trauma she had cost me, she moved back to the house and we continue to live happily. what a wonderful miracle Dr. Ken did for me and my family. I have introduced him to a lot of couples with problems across the world and they have had good news... I strongly believe someone out there need's his help (supersolutionhome1@gmail.com or supersolutionhom@yahoo.com)so make extra effort to save your marriage/relationship if it's truly worth it. call him +2348074433380 His website: http://supersolutionhome.webs.com MY BLOG IS: http://goyalabhishek585.skyrock.com

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    13. I am Shelly Maggie, Just some few days ago, My life seemed to be going down the drain, I was going to lose my Husband, my house and car to the mortgage company and insurance company....I ran around helplessly looking for a solution on how to get my get my Husband back and secure my bills, tried every single spell worker that I could find on the internet but got no results Until a friend told me about this great spell caster called Dr Ozil..I decided to give him a try and that was when I finally found true happiness and result.. He has magical spells and voodoos for what whatever situation you find yourself. I am a living testimony to this and its so obvious that I can keep my mouth shot, I was stunned and found this unbelievable, Now I have my husband back and can handle all my financial crisis.. I really hope he doesn't mind me advertising his contact on the internet but I'm sure any help extra work will benefit him. You can view his website: http://drozilsolutionhome.webs.com/ contact him via email: drozilsolutionhome@yahoo.com or drozilsolutionhome@outlook.com or call +2348161897826 Hope this helps everyone that is in need of any help...You can get the bellow problems solve here.

      1. GETTING YOUR EX LOVER BACK.
      2. HERPES SIMPLEX VIRUS
      3. CHILD BEARING.
      4. BREAKING OF GENERATION COURSE.
      5. GETTING OF JOB.
      6. JOB PROMOTION.
      7. SPIRITUAL PROTECTION.
      8. HERBAL CARE.
      9. WINNING LOTTERIES
      10. LOST LOVE SPELL
      11. DIVORCE SPELL
      12. MARRIAGE SPELL
      13. BINDING SPELL
      14. BREAKUP SPELL
      15. YOU WANT TO BE PROMOTED IN YOUR OFFICE
      16. FERTILITY SPELL/ PREGNANCY SPELL
      17. CURE TO ALL KIND OF DISEASES. e.t.c

      Delete
    14. Hey guys, get your ex back fast with the help of a real and genuine spell caster called (Dr.OBILUJESU). email him @ drobilujesuspellcaster@yahoo.com

      I'm so excited my broken Marriage has been restored and my Wife is back after a breakup, After 2 years of marriage, me and my husband has been into one quarrel or the other until she finally left me and moved to California to be with another man. i felt my life was over and my kids thought they would never see their mother again. i tried to be strong just for the kids but i could not control the pains that torments my heart, my heart was filled with sorrows and pains because i was really in love with my Wife. Every day and night i think of him and always wish he would come back to me, I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Dr OBILUJESU can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a (Love spell) for me. 28 hours later, my Wife really called me and told me that she miss me and the kids so much, So Amazing!! So that was how she came back that same day,with lots of love and joy,and he apologized for her mistake,and for the pain he caused me and the kids. Then from that day,our Marriage was now stronger than how it were before,All thanks to Dr OBILUJESU. he is so powerful and i decided to share my story on the internet that Dr. OBILUJESU real and powerful spell caster who i will always pray to live long to help his children in the time of trouble, if you are here and you need your Ex back or your husband/wife moved to another woman/man, do not cry anymore, contact this powerful spell caster now. Here’s his contact: Email him at: drobilujesuspellcaster@gmail.com or drobilujesuspellcaster@yahoo.com , VIA: webs;; http://drobilujesuspellcaster.webs.com/
      you can also call him or add him on Whats-app: +2348143481000 ,
      Dwan Scott, 34 years, Texas, USA..






      Hey guys, get your ex back fast with the help of a real and genuine spell caster called (Dr.OBILUJESU). email him @ drobilujesuspellcaster@yahoo.com

      I'm so excited my broken Marriage has been restored and my Wife is back after a breakup, After 2 years of marriage, me and my husband has been into one quarrel or the other until she finally left me and moved to California to be with another man. i felt my life was over and my kids thought they would never see their mother again. i tried to be strong just for the kids but i could not control the pains that torments my heart, my heart was filled with sorrows and pains because i was really in love with my Wife. Every day and night i think of him and always wish he would come back to me, I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Dr OBILUJESU can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a (Love spell) for me. 28 hours later, my Wife really called me and told me that she miss me and the kids so much, So Amazing!! So that was how she came back that same day,with lots of love and joy,and he apologized for her mistake,and for the pain he caused me and the kids. Then from that day,our Marriage was now stronger than how it were before,All thanks to Dr OBILUJESU. he is so powerful and i decided to share my story on the internet that Dr. OBILUJESU real and powerful spell caster who i will always pray to live long to help his children in the time of trouble, if you are here and you need your Ex back or your husband/wife moved to another woman/man, do not cry anymore, contact this powerful spell caster now. Here’s his contact: Email him at: drobilujesuspellcaster@gmail.com or drobilujesuspellcaster@yahoo.com , VIA: webs;; http://drobilujesuspellcaster.webs.com/
      you can also call him or add him on Whats-app: +2348143481000 ,
      Dwan Scott, 34 years, Texas, USA..

      Delete
  2. Sobrang happy ko din and ng kids ko,dahil may brand new frontload washing na kami at brand-new ref.thanx sobra sa home credit sm masinag! Sana sa mga nagpapa sabog ng negative comments re: home credit mahiya naman ng konti lol ang bait nyo nung nangutang kayo akala m maamong tupa tapos pag bayaran kayo pa galit.and in the first place in explain nila na ang payment is advance 3 days before due date atleast. Tsk sayang di na kayo maaprobahan in case kc bad record na kayo.😝

    ReplyDelete
    Replies
    1. Hi everyone, I was going crazy when my husband breakup with me and left me for another woman!! All thanks to Dr OBILUJESU the best love spell caster online that helped me to bring back my husband today and restore happiness in my marriage.. I'm Logan Jack by name i lives in England. My husband breakup with me and left me to be with another woman, and i wanted him back. I was so frustrated and i could not know what next to do again, I love my husband so much but he was cheating on me with another woman and this makes him break up with me so that he can be able to get married to the other lady and this lady i think use witchcraft on my husband to make him hate me and my kids and this was so critical and uncalled-for, I cry all day and night for God to send me a helper to get back my husband!! I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Dr. OBILUJESU can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a spell for me. 28 hours later, my husband really called me and told me that he miss me so much, Oh My God! i was so happy, and today i am happy with my man again and we are joyfully living together as one big family and i thank the powerful spell caster Dr.OBILUJESU, he is so powerful and i decided to share my story on the internet that Dr.OBILUJESU is best spell caster online who i will always pray to live long to help his children in the time of trouble, if you are here and your lover is turning you down, or your husband moved to another woman, do not cry anymore, contact this powerful spell caster Dr.OBILUJESU on his email at: drobilujesuspellcaster@yahoo.com or drobilujesuspellcaster@gmail.com ,His website:
      http://drobilujesuspellca.wixsite.com/drobilujesu you can also call him or add him on Whats-app: +2348143481000

      Delete
    2. Hey guys, get your ex back fast with the help of a real and genuine spell caster called (Dr.OBILUJESU). email him @ drobilujesuspellcaster@yahoo.com

      I'm so excited my broken Marriage has been restored and my Wife is back after a breakup, After 2 years of marriage, me and my husband has been into one quarrel or the other until she finally left me and moved to California to be with another man. i felt my life was over and my kids thought they would never see their mother again. i tried to be strong just for the kids but i could not control the pains that torments my heart, my heart was filled with sorrows and pains because i was really in love with my Wife. Every day and night i think of him and always wish he would come back to me, I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Dr OBILUJESU can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a (Love spell) for me. 28 hours later, my Wife really called me and told me that she miss me and the kids so much, So Amazing!! So that was how she came back that same day,with lots of love and joy,and he apologized for her mistake,and for the pain he caused me and the kids. Then from that day,our Marriage was now stronger than how it were before,All thanks to Dr OBILUJESU. he is so powerful and i decided to share my story on the internet that Dr. OBILUJESU real and powerful spell caster who i will always pray to live long to help his children in the time of trouble, if you are here and you need your Ex back or your husband/wife moved to another woman/man, do not cry anymore, contact this powerful spell caster now. Here’s his contact: Email him at: drobilujesuspellcaster@gmail.com or drobilujesuspellcaster@yahoo.com , VIA: webs;; http://drobilujesuspellcaster.webs.com/
      you can also call him or add him on Whats-app: +2348143481000 ,
      Dwan Scott, 34 years, Texas, USA..

      Delete
  3. Don't go for Home Credit. Grabe ang interest rates, you will have to pay double of your loan amount at the end of your contract. Imagine, a loan of 42k (after paying 30%) will let them earn an interest of 31k! Wow, that's fast money for them!

    Grabe din pala sila mangugulit sa mga references, but they will not allow those references to inquire about the loan kasi hindi daw authorized...

    Ang gulo din ng customer service nila. I wanted to fully pay na my dad's loan since na-shock ako sa interest rates. However, ang dami nilang pasikot sikot to delay the process, kesyo hindi daw ako authorized (but I was a reference in the contract), and then after my payment, hindi daw yun ma-credit as full payment kasi need pa daw mag activate ng account otherwise its just advance payment and thus interests will still be incurred,.. Ilang beses na kami nag email at tumawag, pero hindi nila masagot mga tanong namin, ang hirap nila kausapin, simple lang naman gusto namin - to fully pay the account - pero ang bagal nilang kumilos. Siguro, kasi they want the interests eh.

    ReplyDelete
  4. any idea how much ang late payment fees? :)

    ReplyDelete
    Replies
    1. Additional 200 for the delayed payment (30 days)
      400 (60 days)
      600 (90 days)

      Delete
    2. Additional 200 for the delayed payment (30 days)
      400 (60 days)
      600 (90 days)

      Delete
  5. any idea how much ang late payment fees? :)

    ReplyDelete
  6. Is there anyone here who have tried getting a laptop - Macbook Pro - through HomeCredit.Ph? How did it go?

    https://twitter.com/ramidem

    ReplyDelete
  7. Sabgadgets ok ang home credit but do not go for cash loan. The have offered us Cash loan amounting to 38k it is payable for 36month×2,200monthly so ang total nun is 79,200 .. grabe ang interest sabi nung agent na tumwag saamin 5% interest daw. So nagtaka kami how come 5% lang aabot sya ng 79k as per our computation. So ayunang sabi na lang nya di daw nya madisclose ang interest rates. In disbelief baka nagkamali lang ang first agemt na nag offer kahit na wala kaming balak kumuha tumwaga kami ulit to confirm . So yun nga tama 2,200/month for 36months. Kung di naman kailngan wag nlng mag loloan ng cash sakanila. Gusto ko ngang irwport to sa govt. Kasi sobrang taas ng interest. Malulugi ka big time. Anyway ok naman ang gadget loan nila basta good payer ka walang mahiging problema.

    ReplyDelete
    Replies
    1. Hello Ms. Daisica, Salamat sa inyong feedback. Tungkol po sa inyong cash loan offer ang Homecredit, tulad ng ibang lending institution ay sumusunod din sa interest rate na ayon sa Gobyerno ng Pilipinas, depende kung magkano at gaano katagal itong hihiramin. Handa po kaming tumulong upang lubos na maunawan niyo ang tungkol dito. Maaari po bang malaman ang inyong contact details upang kayo po ay matawagan?

      Delete
  8. Thank you for your good feedback with our consumer loan. You may visit our website at www.homecredit.ph for more products and promos. For cash loan, we are offering this uniquely per client and thank you for your interest if you are still want to avail this offer you may call our hotline (02) 753 5714 for more details.

    ReplyDelete
    Replies
    1. Bakit nag eexpire agad yung pagiging qualified sa cash loan?last december inofferan ako ng 70k cash loan, tas ngaun mag aavail nako. Biglang wala nadaw offer sakin. Unfair.

      Delete
    2. Bakit nag eexpire agad yung pagiging qualified sa cash loan?last december inofferan ako ng 70k cash loan, tas ngaun mag aavail nako. Biglang wala nadaw offer sakin. Unfair.

      Delete
  9. yes!!!.. finaly malapit na ako matapos sa fisrtloan ko and sana pagbigyan nila ako makapg loan dun sa offer nilang 52k hahah.. para makapagtayo na ako ng business ko.. good luck sa akin..

    ReplyDelete
  10. Hello Tetariz,
    Salamat sa pagpapanatili ng iyong credit standing sa Homecredit. Masaya kaming malaman na interesado ka sa aming cash loan offer at upang higit kaming makatulong sa iyo maaari kang tumawag sa (02) 753 5714 sa iba pang detalye at magagalak kaming sagutin ang mga katanungan mo.

    ReplyDelete
  11. Hey guys, Get your ex back fast with the help of a real and genuine spell caster.
    I'm so excited my broken Marriage has been restored and my husband is back after a breakup, After 2 years of marriage, me and my husband has been into one quarrel or the other until he finally left me and moved to California to be with another woman. i felt my life was over and my kids thought they would never see their father again. i tried to be strong just for the kids but i could not control the pains that torments my heart, my heart was filled with sorrows and pains because i was really in love with my husband. Every day and night i think of him and always wish he would come back to me, I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Dr Unity can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a (Love spell) for me. 28 hours later, my husband really called me and told me that he miss me and the kids so much, So Amazing!! So that was how he came back that same day,with lots of love and joy,and he apologized for his mistake,and for the pain he caused me and the kids. Then from that day,our Marriage was now stronger than how it were before,All thanks to Dr Unity. he is so powerful and i decided to share my story on the internet that Dr Unity real and powerful spell caster who i will always pray to live long to help his children in the time of trouble, if you are here and you need your Ex back or your husband moved to another woman, do not cry anymore, contact this powerful spell caster now. Here’s his contact: Email him at: Unityspelltemple@gmail.com ,
    you can also call him or add him on Whats-app: +2348071622464 ,
    his website:http://unityspelltemple.yolasite.com .
    Jessica, 26 years, Texas, USA.

    ReplyDelete
  12. DON'T loan cash in HOME CREDIT its 100% ++ INTEREST

    HOME CREDIT Offered amount 74000 PHP

    4472 for 36 months = 160,992 PHP

    ReplyDelete
    Replies
    1. Hi Iyahn, For our cash loan, out Interest rate was also aligned in the Philippine Government. It depends on the the amount and how long will you choose to pay. For more details you may also call our hotline (02) 753 5714 and we're glad of help.

      Delete
  13. Hi guys. My due date was last March 2. and I paid my last payment on the exact due date at around afternoon (1pm). will i still be charged for late paymnt fees?

    ReplyDelete
    Replies
    1. Hi Sandy. Thank you for your payment if you pay within the exact due date no penalty will be charged. Please also be advised that our posting of payment is within 24 hours from the date that payment made. For any other concerns you may call our hotline at (02)753 5711.

      Delete
  14. Hi guys. My due date was last March 2. and I paid my last payment on the exact due date at around afternoon (1pm). will i still be charged for late paymnt fees?

    ReplyDelete
    Replies
    1. HI Sandy. Thank yo for your payment. As you mentioned you have paid on the exact due date so it means there will be no penalty charged. Penalty will occur after the due date and in addition posting of payment will take within 24 hours from the date of payment. For more details you may call our hotline (02)753 5711

      Delete
  15. This comment has been removed by the author.

    ReplyDelete
  16. kakagaling lang namin sa home credit kanina lang. Here's the story..
    Nag gadget loan kami ng husband ko 2 F1s for 6 months then isang bayad nalang matatapos na kami, nag offer kayo ng cash loan na 38000. So nag apply ako ang dami ko ng napirmahan at matagal din ako naghintay then next finally tumawag na yung agent nyo for the details ng loan asking me na ok lang ba yung 2300 per month in 36 months. Ok naman sakin kasi magagamit ko yun para sa first bday ng baby ko. So yun haba ng usapan ok naman waiting nalang ako sa papers na approval ng cash loan ko, then! Saka kayo magttext ng nadecline due to chuchuchu. Na hindi nyo pwedeng sabihin kung bakit? Bakit pa kayo nag offer kung di rin naman pala maggrant? And fyi di ako pumalya sa pagbabayad monthly. Mahirap umasa home credit. Ok sana kayo kausap ang problema lang sana nung tumawag kayo sinabi nyo na agad kung decline o hindi at sana ipaliwanag nyo din kung bakit para di nasasayang oras namin may trabaho din kaming inaasikaso. Hanga na sana ako sa inyo kaso paasa din pala kayo. Sana next time ipaliwanag nyo ng maayos kung bakit nadecline para di kami mbabaliw sa pag iisip. Ok naman ang work ko sa bpo kaya di ko maisip kung bakit at san nyo nakuhang idecline ako. And Good payer ako. Walang late payments.

    ReplyDelete
    Replies
    1. Hello, We regret that your application for cash loan has been rejected. Sometimes it happens to some of our customers. Please understand that all application will still undergo on approval process.
      There are many factors that impact the loan decision. We do not have the information as to which factor had the highest impact on your application so we can not name the main reason. But thank you for being one of our good customers. Don’t worry, you may reapply again once there's a new offer valid under your name.The application will be still subject for approval.

      Should you have any other concern, please feel free to call our Customer Service Hotline at (02) 7535711.May we ask for your contact details for us to further assist you regarding this matter?

      Delete
    2. Kelan naman kaya yung next offer na yan? Pinaasa din ako nung agent don sa hom credit sabi ko ok lang naman na decline uuwi nalang kami, sabay sabi nya "wait lang po mam! Mag ooffer po yan ulit, wait nyo lang po muna." Naghintay kami sa wala. Saka di na rin ako kukuha siguro sa home credit,doble balik ng loan eh,saka next time wag kayo mag offer sa mga good payers if di rin pala ok. May existing account na kami nagkaproblema pa din. Don nalang kayo mag offer sa mga di nagbabayad ng maayos baka ma.approve pa.

      Delete
  17. Nag offer din sila sakin ng cash loan.. buti nlang pala na decline ako! Good payer nmn ako nung dati kong gadget loan. Sa GSIS nlang ako mag loloan..

    ReplyDelete
    Replies
    1. Hello,Jocelyn. We regret that your application for cash loan has been rejected. Sometimes it happens to some of our customers. Please understand that all application will still undergo on approval process.
      There are many factors that impact the loan decision. We do not have the information as to which factor had the highest impact on your application so we can not name the main reason. But thank you for being one of our good customers. Don’t worry, you may reapply again once there's a new offer valid under your name or you may apply for another consumer loan.The application will be still subject for approval.

      Should you have any other concern, please feel free to call our Customer Service Hotline at (02) 7535711.May we ask for your contact details for us to further assist you regarding this matter?

      Delete
  18. Wag na kayo mag offer kung iddecline nyo lang! Sayang oras at effort.. sasadyain mo pa sa malayo kc dun lang meron tapos sorry nlang! Kung waLa kaung mapagtripan wag kmi!

    ReplyDelete
  19. I have an account with them na kakatapos lang this february.Gadget ang una kong kinuha . Good payer ako. Ilang araw bago ang bayaran nakakabayad nako sa kanila. Hindi ko natry matawagan ng agents nila to remind na malapit na ang due date ko by sms yeah meron sometimes pero di ako nalate not even once. So the story goes. Nag apply naman ako for aircon ang phone ulit para sa mother ko. I thought it would be easier this time kasi nga may dati nakong acct but to my surprise my application was declined. You don't know how embarrasing that was. Dahil ba call center agent ako ? I've been regularized na and regular din ung acct ko . My dad is sending remittance evry month ranging from 30-40k . Gsto ko lang kuhanin ng installment para maggaling sakin ang bayad hnde sa papa ko. Pero ayun sa kasamaang palad decline ako. Nakakahiya lang talaga. Sana of good payer naman hnde na ganun kahirap mag apply para sa susunod. Nakakadismaya. Kinekwento ko pa man din how good home credit loan is pero ngayon nagdadalawang isip nako. .

    ReplyDelete
  20. I have an account with them na kakatapos lang this february.Gadget ang una kong kinuha . Good payer ako. Ilang araw bago ang bayaran nakakabayad nako sa kanila. Hindi ko natry matawagan ng agents nila to remind na malapit na ang due date ko by sms yeah meron sometimes pero di ako nalate not even once. So the story goes. Nag apply naman ako for aircon ang phone ulit para sa mother ko. I thought it would be easier this time kasi nga may dati nakong acct but to my surprise my application was declined. You don't know how embarrasing that was. Dahil ba call center agent ako ? I've been regularized na and regular din ung acct ko . My dad is sending remittance evry month ranging from 30-40k . Gsto ko lang kuhanin ng installment para maggaling sakin ang bayad hnde sa papa ko. Pero ayun sa kasamaang palad decline ako. Nakakahiya lang talaga. Sana of good payer naman hnde na ganun kahirap mag apply para sa susunod. Nakakadismaya. Kinekwento ko pa man din how good home credit loan is pero ngayon nagdadalawang isip nako. .

    ReplyDelete
    Replies
    1. Hello,Kevin. We regret that your application for consumer loan has been rejected despite of having a good standing from your previous loan with us.Sometimes it happens to some of our customers. Please understand that all application will still undergo on approval process regardless on how many times you have applied for loan.
      There are many factors that impact the loan decision. We do not have the information as to which factor had the highest impact on your application so we can not name the main reason. But thank you for being one of our good customers. Don’t worry, you may reapply again after 3 months from your initial attempt of application. To re-apply in three month time you just have to submit your updated documents and accurate information about yourself. The application will be still subject for approval.

      Should you have any other concern, please feel free to call our Customer Service Hotline at (02) 7535711.May we ask for your contact details for us to further assist you regarding this matter?

      Delete
  21. tapos nagtry din yung gf ko for phone. First time . Decline din siya . May stable job naman siya wala lang pangfull as of the moment. Her mom tried to apply as well. Same day. 3 kaming nadecline. EMBARASSING.Nakakahiya talaga. Tapos hnde niyo pdeng idisclose ang reason ? Well that's fine. Magsave nalang to buy the items.

    ReplyDelete
  22. tapos nagtry din yung gf ko for phone. First time . Decline din siya . May stable job naman siya wala lang pangfull as of the moment. Her mom tried to apply as well. Same day. 3 kaming nadecline. EMBARASSING.Nakakahiya talaga. Tapos hnde niyo pdeng idisclose ang reason ? Well that's fine. Magsave nalang to buy the items.

    ReplyDelete
    Replies
    1. Hello,Kevin. We regret that your girlfriend and her mom's application for consumer loan have been rejected. We understand the frustration caused by this but please be informed that all application will still undergo on approval process.

      Should you have any other concern, please feel free to call our Customer Service Hotline at (02) 7535711.May we ask for your contact details for us to further assist you regarding this matter?

      Delete
  23. Home credit paasa, waste of time, nakakalungkot isipin na akala ko ako lang ang ginawan nyo ng ganitong problema. Marami pala kami na pinaasa nyo at sinayang ang oras. Last payment ko ngayong march. Kung pwede ko lang sampal sa inyo tong pambayad eh. Pero salamat pa rin sa pagpapautang. Kaso sana next time sabihin nyo ang reason kung bakit declined. Sobrang sakit kasi non saming mga customer na pag iisipin nyo pa kami kung bakit. Mag JCA nalang kaya ako sa inyo.

    ReplyDelete
  24. Hello, We understand the frustration caused by this but please be informed that all application will still undergo on approval process despite on how many times you have applied for a loan with us.

    Should you have any other concern, please feel free to call our Customer Service Hotline at (02) 7535711.May we ask for your contact details for us to further assist you regarding this matter?

    ReplyDelete
  25. Good Evening, I do have a question. what if nawala yung phone ? anong gagawin ?

    ReplyDelete
    Replies
    1. Hi Anna,Good day!We are sorry to hear about the lost item you have purchased via Home Credit loan. While we understand your frustration over the situation, please be reminded that our agreement still stands as indicated in the contract that you have signed.


      Should you have any other concern, please feel free to call our Customer Service Hotline at (02) 7535711.May we ask for your contact details for us to further assist you regarding this matter?

      Delete
  26. This was really an interesting topic and I kinda agree with what you have mentioned here!https://www.youtube.com/c/AGNnewsChannel

    ReplyDelete
  27. Dear Home Credit! Sobrang nakaka waste kayo ng Oras! Mag ooffer kayo ng Cash Loan tas idedeclined nyo lang? May sinasabi pa kayo na pili lang ung inooferan nyo those with good credit? Then idedeclined nyo lang? I dont see the point of offering tas at the end of the day i dedeclined nyo lang without any valid reason?! Im not mad kasi di ko nakuha ung loan i should be thankful anyway kasi ang taas nyo tumubo imagine its more than 50% of the actual loan? Your offering me 44k tas monthy is 2659 for 3years tutubo kayo ng 53k! Easy Money for you! You're just wasting my time!!!!!!!!!!!!!!!!

    ReplyDelete
    Replies
    1. Hello, We understand the frustration caused by this but please be informed that all application will still undergo on approval process.

      Should you have any other concern, please feel free to call our Customer Service Hotline at (02) 7535711.May we ask for your contact details for us to further assist you regarding this matter?

      Delete
  28. hi im abby my first loan ay cellphone nden nxt is cash loan ask q lng poh kng anoh nxt loan ang iooper nyo ptpos n kc ung cash loan q tnx w8 q poh feedback nyo

    ReplyDelete
  29. hi im abby my first loan ay cellphone nden nxt is cash loan ask q lng poh kng anoh nxt loan ang iooper nyo ptpos n kc ung cash loan q tnx w8 q poh feedback nyo

    ReplyDelete
    Replies
    1. Hi Abby. Thank you for being a good customer of Homecredit PH. If ever we have a new offer we will call you for the details.

      Should you have any other concern, please feel free to call our Customer Service Hotline at (02) 7535711

      Delete
  30. NOT GOOD. AFTER KO KUMUHA NG CP AND MABAYARAN NG AYOS. THEY GAVE ME A LOAN OFFER AMOUNTING TO 52K. THINKING THAT IM ELIGIBLE NMN FOR THAT LOAN AND I KNOW KAYA KO BAYARAN. I JUST NEED THE MONEY TO EXPAND MY BUSINESS. I ACCEPT THEIR OFFER AND GO TO THE NEAREST HOME CREDIT STORES. TO THINK N NAG EFFORT PA AKO TAPOS IDEDECLINE LANG PALA.. SANA S PAG OFFER NIO PALANG SKN HOME CREDIT NG CHECK N KAU. I GAVE ALREADY ALL MY DETAILS ON MY FIRST LOAN THAT WAS 6 MOS AGO, SO I EXPECT YOU HAVE THAT DETAILS. I PAY ON TIME. AND WHAT SHOULD I EXPECT ? IM VERY DISAPPOINTED. NASAYANG YUNG TIME KO.

    ReplyDelete
    Replies
    1. Hello, Rosel. We understand the frustration caused by this but please be informed that all application will still undergo on approval process.

      Should you have any other concern, please feel free to call our Customer Service Hotline at (02) 7535711.May we ask for your contact details for us to further assist you regarding this matter?

      Delete
  31. How I Got My Ex Husband Back...........

    I am Shannon by name. Greetings to every one that is reading this testimony. I have been rejected by my husband after three(3) years of marriage just because another woman had a spell on him and he left me and the kid to suffer. one day when i was reading through the web, i saw a post on how this spell caster on this address Makospelltemple@yahoo.com , have help a woman to get back her husband and i gave him a reply to his address and he told me that a woman had a spell on my husband and he told me that he will help me and after 2 days that i will have my husband back. i believed him and today i am glad to let you all know that this spell caster have the power to bring lovers back. because i am now happy with my husband. Thanks for Dr.Mako. His email: Makospelltemple@yahoo.com OR. his phone number: +2348108737816.

    ReplyDelete
  32. In spite of having a bad credit, you can still get bad credit auto loans at affordable rates as there are several lenders who offer bad credit auto loans. Homeowner

    ReplyDelete
  33. Hello,

    My wife and I have been married for 15 years. For over five years I have been dealing with jealousy issues because of flirting and her having emotional type affairs with other men. I felt like my masculinity was in question and if I said the way she was acting bothered me, it seemed to make matters worse or I was accused of being controling. During this period I did state I wanted a divorce if the behavior was not going to end: texting men a night, leaving for the weekend without letting me know where she was going or not responding to messages. We do have a son and basically it's been him and I for the last year on the weekends. She disconnected completely from being a good wife and mother. In April she said she wanted a separation and I said no we need to get into marriage counseling. We did try that, but she was not very responsive and didn't give any effort. Afterward she was adamant about separation and divorce. I continued to say no and that we needed to save our family. She presented a separation agreement and I had to hire a lawyer. Because of the above behavior my lawyer suggested a private investigator. The investigator discovered my wife was having an affair with a close friend of the family who also is married with children. We know the extended families. I feel like I should tell this man's wife about what happened. This adultery has devastated me emotionally, I feel betrayed and I'm physically drained. I know my wife is passionate in terms of her sexuality, and I can't get the thought of them out of my head. It makes me question my own manhood, and I feel very inferior or that he must be a better lover or what ever. The problem is my wife pursued him. She would go to him and she lured him into this adultery. I felt this was coming for some time and could not stop it. She was not only lying to me but also to our son about what she was doing and where she was going. My family is important, my son loves her and as crazy as it sounds so do I. Can you respond with a course of action on how to proceed? I was still have a very huge place in my heart for her. so i searched for help online and I came across a website that suggested that Dr Ahmed can help solve marital problems, restore broken relationships and so on. So I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a spell for me. 28 hours later, my wife came to me and apologized for the wrongs she did and promise never to do it again. Ever since then, everything has returned back to normal. I, my son and my wife are living together happily again.. All thanks to Dr Ahmed. as it is a place to resolve marriage/relationship issues, do you want to be sure if your spouse is being faithful to you or Do you want your Ex to come back to you Contact.: E-mail: Ahmedutimate@gmail.com or call/Whats-app: +2348160153829 save your crumbling home and change of grades its 100% safe. I suggest you contact him. He will not disappoint you.

    ReplyDelete
    Replies

    1. Testimony By Veronica Ball,How to get your ex back fast!

      I was hurt and heart broken when a very big problem occurred in my marriage seven months ago, between me and my husband . so terrible that he took the case to court for a divorce. he said that he never wanted to stay with me again,and that he didn't love me anymore.So he packed out of the house and made me and my children passed through severe pain. I tried all my possible means to get him back,after much begging,but all to no avail.and he confirmed it that he has made his decision,and he never wanted to see me again. So on one evening,as i was coming back from work,i met an old friend of mine who asked of my husband .So i explained every thing to him,so he told me that the only way i can get my husband back,is to visit a spell caster,because it has really worked for him too.So i never believed in spell,but i had no other choice,than to follow his advice. Then he gave me the Email address of the spell caster whom he visited. So the next morning,i sent a mail to the address he gave to me,and the spell caster assured me that i will get my husband back the next day. What an amazing statement!! I never believed,so he spoke with me, and told me everything that i need to do. Then the next morning, So surprisingly, my husband who didn't call me for the past 7 months, gave me a call to inform me that he was coming back. So Amazing!! So that was how he came back that same day,with lots of love and joy,and he apologized for his mistake,and for the pain he caused me and our children. Then from that day,our relationship was now stronger than how it were before,by the help of Dr. Zaba. So, i will advice you out there if you have any problem contact him, i give you 100% guarantee that he will help you.. Email him at: Zaba24hoursspell@yahoo.com,or visit his Web site to know more about him: http://zaba24hoursspell.wixsite.com/zabaspell or call +2347087462033 Thank you sooooo much!!!

      Delete


  34. I've had a couple of readings with Dr. Todd and he amazes me every time. The very first one I had was last year and I was really nervous but Todd called at the exact time as the appt down to the minute and he was just so friendly. He picked up right away what was going on in my life without me asking a single question. He picked up initials of the people involved!! I've never had anyone do that before and I've been to my share of psychics! {manifestspellcast@gmail. com} doesn't just tell you what you want to hear, he tells you the truth!! I was very amazed with his accuracy!! When I got off the phone my hands were shaking because I was in shock! My first experience was so well that I came back to Dr. Todd again for another reading recently when things in my life weren't so well! He once again picked up on things so well and described the people and situation! He’s going to help me get my life back the way I want. I really trust him and his spirits! I know it’s real and I know I’ll be back to leave another testimonial on his wonderful work and to tell you all my happy results because I know I’ll have them.

    ReplyDelete
  35. hi. tanong ko lang po if pwede ako kumuha ng gadget loan. j7 prime po. 23 years old na ako pero college student. meron naman akong monthly remittaces, kaya ko naman magbayad monthly kaso naririning ko di daw pwede kumuha ang student. baka naman po may ibang paraan para makakuha ako ng installment plan, mabigat kasi masyado ang cash e.

    ReplyDelete
    Replies
    1. Hi,Maraming salamat sa iyong interes na mag-aaply ng loan sa Home Credit.Kinakailangan makapagbigay ka ng kahit dalawang valid ID,just make sure lang po na kahit isa dito ay nakalagay ang inyong current address.

      Kung may iba pa silang katanungan, maaari silang tumawag sa aming Customer Service Hotline at (02) 7535711.

      Delete
  36. This comment has been removed by the author.

    ReplyDelete
  37. Keeping up contacts in a physical organizer had dependably been unwieldy, yet experts did as such as there was no capable arrangement then. Business Credit Cards

    ReplyDelete
  38. Kailangan mo ba ng kagyat na pautang upang bayaran ang iyong utang o kailangan mo ng isang loan upang mapabuti ang iyong negosyo? Kailangan mo ng isang pagpapatatag loan o mortgage? Nakarating na tinanggihan ng mga bangko at iba pang institusyon sa pananalapi? Hanapin walang higit pa dahil kami ay dito upang gawin ang lahat ng iyong mga pinansiyal na mga problema sa isang bagay ng nakaraan !! bigyan kami ng mga pautang sa mga kumpanya, at mga indibidwal sa isang mababang at abot-kayang interes rate ng 2%. Maaari mong i-ugnay sa amin sa pamamagitan ng e-mail sa pamamagitan ng: (georgelucy007@gmail.com)

    APPLICATION NG DATA

    1) Pangalan ...........................
    2) Bansa .......................
    3) Address ......................
    4) Kasarian ........................
    5) Estado sibil .............
    6) Hanapbuhay ................
    7) Numero ng Telepono ...........
    8) posisyon sa lugar ng trabaho .....
    9) buwanang kita ....................
    10) Loan halaga .........
    11) ang tagal ng loan .....
    12) Layunin ng loan ..................
    13) Petsa ng Kapanganakan ........................

    Salamat.

    ReplyDelete
  39. With all the joy in my hart i want to thank Priest Oduma for bringing back my ex lover just within the space of 48hours. Me and my lover have been separated for more than 4months now and within a few days that i contacted Priest Oduma my lover came back to me begging me to accept him back with tears on his eyes that is to tell you how effective Priest Oduma spell is. I will use this opportunity to give out his details for you to contact if you are having any problems in your relationship because he is the only that can help you restore back that broken relationship of yours. Here are the contact details of Priest Oduma via email: (spellofsolutions@gmail.com) or call him directly on (+2348153363047) his is going to put smile on your face just like he has done for me..

    ReplyDelete
  40. Hello!

    Have a nice day ask ko lang po about dun sa cash loan kung available pa po yung 85,000.00 with 3.99% interest naputol na po kasi yung last tawag ko...Natapos na po kasi yung gadget loan ko and Im planning to get a cash loan to build a small business..

    ReplyDelete
  41. Hi Evelyn, Thank you for your interest in availing the cash loan. You may call us at (02) 753 5714 to further help you with your concern.

    ReplyDelete
  42. Gusto ko sanang iavail yung 36k na Cash Loan.. Magkano po monthly kung 18months? Thanks

    ReplyDelete
    Replies
    1. Hi Razel, Thank you for your interest in availing the cash loan. You may call us at (02) 753 5714 to further help you with your concern.

      Delete
  43. My mouth is full of testimonies, my husband left home for two years to south Africa for a tourist, where he meant this prostitute and he was bewitch by the girl my husband refuse to come back home again, i cry day and night looking for who to help me, i read a news paper about a powerful spell caster called Dr Dr,UZOYA and i contacted the spell caster to help me get my lover back to me and he ask me not to worry about it that the gods we fight for me.. he told me by mid-night when all the spirit is at rest he will cast a spell to reunite my lover back to me. and he did in less than 2 days my husband came back to me and started crying that i should for forgive him, i,m so happy for what this spell caster did for me and my husband. his email are; [driraborspellcaster@gmail.com] or u can give him a call on +13019098775.

    ReplyDelete
  44. I promise to share this testimony all over the world once my husband return back to me Thing don't just work out until you make the right choice in your life, In my life i made the right choice when i contacted Dr.UZOYA the great spell caster who is specialized in restoring broken relationship or marriages. My name is Ramond rose from Albany New York City USA, and i here on this site to thank DR.UZOYA for a job well done, Because i never believe that i would have gotten my husband back if not for the sake of Dr.UZOYA that is why i won't be leaving this site without dropping the contact details of Dr.UZOYA which are via email: driraborspellcaster@gmail.com] do contact Dr. UZOYA in order to restore your broken marriages or relationships you also call him on +13019098775 you can see more of Dr,UZOYA on his website https://driraborspellcaste.wixsite.com/spell-caster THANK YOU ONCE AGAIN Dr,UZOYA

    ReplyDelete
  45. Kumusta ang lahat,
    Ang pangalan ko ay Marcia Retnawati ng Batan Miroto Semarang bayan sa Indonesia, Gusto kong gamitin ang medium na ito upang ipaalam sa lahat ng tao na mangyaring maging maingat sa pagkuha ng pautang dito, kaya maraming mga loan lenders narito ang lahat scammer at ang mga ito ay lamang dito sa panloloko mo sa labas ng ang iyong pera, nag-apply ako para sa isang loan ng tungkol sa 100 milyong mula sa isang babae sa Malaysia at nawala ko ang tungkol sa 6 milyong walang pagkuha ng pautang, sila ay nagtanong muli at muli para sa gastos, magbabayad ako ng halos 6 milyong pa rin hindi ko makakuha ng isang loan,

    Maging Diyos ang kaluwalhatian, nakilala ko ang isang kaibigan na nagkaroon lamang inilapat sa utang, at nakuha niya ang utang nang walang anumang stress, kaya siya ipinakilala sa akin Mrs Alicia Radu, at apply ako para sa 500 milyong, sa tingin ko ito ay isang biro at isang panloloko, ngunit ako got ang aking mga pautang sa mas mababa sa 24 na oras lamang 2% na walang collateral. Ako napakasaya dahil ako ay nai-save mula sa pagkuha ng mga mahihirap.

    kaya ako ng payo sa lahat ng mga tao dito na kailangan pautang makipag-ugnay sa
    Mrs Alicia Radu, sa pamamagitan ng email: aliciaradu260@gmail.com

    Maaari mo pa ring makipag-ugnay sa akin kung kailangan mo ng anumang karagdagang impormasyon sa pamamagitan ng email: Marciaretnawati450@gmail.com

    muli salamat sa iyo ang lahat para sa pagbabasa ang aking patotoo, at maaaring Diyos patuloy na pagpalain tayong lahat at bigyan kami ng mahabang buhay at kasaganaan

    ReplyDelete
  46. After being in relationship with Wilson for seven years,he broke up with me, I did everything possible to bring him back but all was in vain, I wanted him back so much because of the love I have for him, I begged him with everything, I made promises but he refused. I explained my problem to someone online and she suggested that I should contact a spell caster that could help me cast a spell to bring him back but I am the type that don't believed in spell, I had no choice than to try it, I meant a spell caster called Dr Zuma zuk and I email him, and he told me there was no problem that everything will be okay before three days, that my ex will return to me before three days, he cast the spell and surprisingly in the second day, it was around 4pm. My ex called me, I was so surprised, I answered the call and all he said was that he was so sorry for everything that happened, that he wanted me to return to him, that he loves me so much. I was so happy and went to him, that was how we started living together happily again. Since then, I have made promise that anybody I know that have a relationship problem, I would be of help to such person by referring him or her to the only real and powerful spell caster who helped me with my own problem and who is different from all the fake ones out there. Anybody could need the help of the spell caster, his email: 24hourslovespell@gmail.com or call him +2347059073543 you can email him if you need his assistance in your relationship or anything. CONTACT HIM NOW FOR SOLUTION TO ALL YOUR PROBLEMS'

    ReplyDelete
  47. Hello everyone, I am proud to testify this testimony. i saw a post on how a lady got her husband back and i decided to try the spell caster that helped her because my relationship was crashing. although i never believed in spell work i reluctantly tried him because i was desperate but to my greatest surprise the spell caster Dr uzoya helped me get my husband back,after 5 month of divorce and my relationship is now perfect just as he promised, my husband now treats me like a queen even when he had told me before he doesn't love me anymore. well, i cannot say much but if you are passing through difficulties in your relationship contact him on his email: driraborspellcaster@gmail.com OR call his number +13019098775. you can also go through his website on https://driraborspellcaste.wixsite.com/spell-caster

    ReplyDelete

  48. Testimony By Veronica Ball,How to get your ex back fast!

    I was hurt and heart broken when a very big problem occurred in my marriage seven months ago, between me and my husband . so terrible that he took the case to court for a divorce. he said that he never wanted to stay with me again,and that he didn't love me anymore.So he packed out of the house and made me and my children passed through severe pain. I tried all my possible means to get him back,after much begging,but all to no avail.and he confirmed it that he has made his decision,and he never wanted to see me again. So on one evening,as i was coming back from work,i met an old friend of mine who asked of my husband .So i explained every thing to him,so he told me that the only way i can get my husband back,is to visit a spell caster,because it has really worked for him too.So i never believed in spell,but i had no other choice,than to follow his advice. Then he gave me the Email address of the spell caster whom he visited. So the next morning,i sent a mail to the address he gave to me,and the spell caster assured me that i will get my husband back the next day. What an amazing statement!! I never believed,so he spoke with me, and told me everything that i need to do. Then the next morning, So surprisingly, my husband who didn't call me for the past 7 months, gave me a call to inform me that he was coming back. So Amazing!! So that was how he came back that same day,with lots of love and joy,and he apologized for his mistake,and for the pain he caused me and our children. Then from that day,our relationship was now stronger than how it were before,by the help of Dr. Zaba. So, i will advice you out there if you have any problem contact him, i give you 100% guarantee that he will help you.. Email him at: Zaba24hoursspell@yahoo.com,or visit his Web site to know more about him: http://zaba24hoursspell.wixsite.com/zabaspell or call +2347087462033 Thank you sooooo much!!!

    ReplyDelete
  49. Is it affecting if i have loan from sss and pagibig? Im planning to take advantage to get samsung a5 under installment from home credit

    ReplyDelete
  50. Hi Miss Ria, Thank you for your interest in planning to get loan via Home Credit. It's very simple on how to apply. You must be 18 – 68 years old, Filipino, a permanent resident of any Home Credit-serviced area (please refer to our website for a complete list of partner stores and locations), and receiving regular income (via employment/ business/ remittance/ pension) in the last 3 months. You should also be able to provide at least two (2) valid IDs (at least one should reflect current address), other supporting documents for identification if available (ex: Pagibig ID), proof of billing (ex: electricity bill); and down payment. That's it!Please be advised also that all applications are subject for approval.


    Should you have any other concern, please feel free to call our Customer Service Hotline at (02) 7535711.

    ReplyDelete
  51. Hi everyone, I was going crazy when my husband breakup with me and left me for another woman!! All thanks to Dr OBILUJESU the best love spell caster online that helped me to bring back my husband today and restore happiness in my marriage.. I'm Logan Jack by name i lives in England. My husband breakup with me and left me to be with another woman, and i wanted him back. I was so frustrated and i could not know what next to do again, I love my husband so much but he was cheating on me with another woman and this makes him break up with me so that he can be able to get married to the other lady and this lady i think use witchcraft on my husband to make him hate me and my kids and this was so critical and uncalled-for, I cry all day and night for God to send me a helper to get back my husband!! I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Dr. OBILUJESU can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a spell for me. 28 hours later, my husband really called me and told me that he miss me so much, Oh My God! i was so happy, and today i am happy with my man again and we are joyfully living together as one big family and i thank the powerful spell caster Dr.OBILUJESU, he is so powerful and i decided to share my story on the internet that Dr.OBILUJESU is best spell caster online who i will always pray to live long to help his children in the time of trouble, if you are here and your lover is turning you down, or your husband moved to another woman, do not cry anymore, contact this powerful spell caster Dr.OBILUJESU on his email at: drobilujesuspellcaster@yahoo.com or drobilujesuspellcaster@gmail.com ,His website:
    http://drobilujesuspellca.wixsite.com/drobilujesu you can also call him or add him on Whats-app: +2348143481000

    ReplyDelete
  52. Pag po ba nag loan ako ngaun makukuha ko dn po ba ngaun ung ilo2an kung cash.qualify nmn po dw aq for second loan ko please answer me ..

    ReplyDelete
    Replies
    1. Hi, Thank you for your interest in planning to get personal loan via Home Credit. Para sa disbursement ng funds tatagal ito ng 24- 48 hours base kung kailan ka pipirma ng kontrata. Paalala na ang cash loan application ay katulad din sa pag-aapply ng consumer loan kung saan ito ay dumadaan din proseso at ito ay subject approval.

      Para sa kumpletong detalye maaari kang tumawag sa Customer Service Hotline at (02) 7535711 o kaya mag Chat via website: www.homecredit.ph.

      Delete
  53. Hi Miss Ria, Thank you for your interest in planning to get personal loan via Home Credit. Para sa disbursement ng funds tatagal ito ng 24- 48 hours base kung kailan ka pipirma ng kontrata. Paalala na ang cash loan application ay katulad din sa pag-aapply ng consumer loan kung saan ito ay dumadaan din proseso at ito ay subject approval.

    Para sa kumpletong detalye maaari kang tumawag sa Customer Service Hotline at (02) 7535711 o kaya mag Chat via website: www.homecredit.ph.

    ReplyDelete
    Replies
    1. Hello my distinguish viewers,i am writing this article to appreciate the great work of Dr .Papo who helped me recently to bring my ex-husband who left me for another girl for no reason ,we were together for almost 4 years,recently before my wedding anniversary,he left me for someone else without any argument or whatever,things were okay between us until a outside street girl involved and stole him away from me,one fateful day after seeing a post of a woman on the internet testifying on how she was helped by Dr Papo,i decided to contact him for help because all i wanted was happiness and to make sure my child grows up with her father,am happy today that he helped me and i can proudly say my husband is now with me again,he is now more than in love with me,are you in need of getting back with your man,girlfriend,boyfriend,wife,e.t.c viewers reading my post and contact Dr. Papo his email below: so grateful to you Sir,

      Drpapospellcaster@gmail.com or Drpapospellcaster@yahoo.com his website>http://drpapospellcaster.wixsite.com/dr-papo
      Call him +2347087462033

      Delete
  54. After being in relationship with markiss for seven years,he broke up with me, I did everything possible to bring him back but all was in vain, I wanted him back so much because of the love I have for him, I begged him with everything, I made promises but he refused. I explained my problem to someone online and she suggested that I should rather contact a spell caster that could help me cast a spell to bring him back but I am the type that never believed in spell, I had no choice than to try it, I mailed the spell caster, and he told me there was no problem that everything will be okay before three days, that my ex will return to me before three days, he cast the spell and surprisingly in the second day, it was around 4pm. My ex called me, I was so surprised, I answered the call and all he said was that he was so sorry for everything that happened, that he wanted me to return to him, that he loves me so much. I was so happy and went to him, that was how we started living together happily again. Since then, I have made promise that anybody I know that have a relationship problem, I would be of help to such person by referring him or her to the only real and powerful spell caster who helped me with my own problem and who is different from all the fake ones out there. Anybody could need the help of the spell caster, his email: drosemudiamenspellhome@gmail.com you can email him if you need his assistance in your relationship or anything. I CAN NEVER STOP TALKING ABOUT HIM, HIS EMAIL ADDRESS IS: drosemudiamenspellhome@gmail.com CONTACT HIM NOW FOR SOLUTION TO ALL YOUR PROBLEM, HE ALSO HELP PEOPLE TO GET PREGNANT.

    ReplyDelete
  55. Am really happy that i and my husband are cured of (HERPES SIMPLEX VIRUS) with the herbal medicine of Dr UDURO, I AM FROM UK, i have been suffering from this disease for the past 2 years without solution until i came across his email of this doctor who have cure so many people with his herbal medicine, i also choose to give him a chance to help me and my husband, he told me what to do and i kindly did it, and he gave us his herbal medicine and direct me on how to use it, i also follows his instruction for use and he ask us to go for a check up after 2 weeks and which i did, to my greatest surprise our result came out as negative, we are really happy that there is someone like this Dr UDURO is ready to help anytime any day. to all the readers and viewers that is doubting this testimony stop doubting it and contact this Dr and see if he will not actually help you. contact him now if you are also in need of help via email drudurohaberahome@gmail.com may god bless you sir for all your good works. or Whatsapp him on this +2348138634433.
    He can also cure many disease like HIV,, DIABETIES,,CANCER,,DIARIA,, IF YOU NEED A BABY IN YOUR FAMILY AND IF YOU NEED YOUR EX LOVER LIKE YOUR EX WIFE,,GIRL FRIEND,,EX HUSBAND,,EX BOY FRIEND.

    ReplyDelete
  56. Dear Guillermo Landrito Capili Jr, kayo ay mag-a-apply ng Php 53000 cash loan. Pumunta sa Bataan, C. Cellzone - Galeria Victoria Mall na bukas araw-araw mula 12:00nn - 8:00pm at mag present lamang ng 1 government ID at isa pang ID na may address. Ang cash ay makukuha sa Metrobank. For a more convenient application, maaaring bumisita sa Point of Sale, weekdays between 12:00nn - 6:00pm. Easy way to pay? Choose auto-debit. Ang iyong Home Credit.

    ReplyDelete
    Replies
    1. Dear GUILLERMO, we regret to inform you that your loan application 3703738456 has been declined. Unfortunately, we cannot disclose the reason, since the decision is influenced by so many factors. Still, thank you for your interest in applying.
      Anyare kpleto nmn ako ng details at valued costumer ako ng home credit update s paymement n kinuha kung gadget? Pero nag offer ng cashloan sna po ninigy nyo ung reason pra nlaman ko f may kulang oh may problema tnx. Home credit more power

      Delete
  57. Dear GUILLERMO, we regret to inform you that your loan application 3703738456 has been declined. Unfortunately, we cannot disclose the reason, since the decision is influenced by so many factors. Still, thank you for your interest in applying anyre good client nmn ako update s payment nag offer nmn po kau kumpleto nmn ng detalye sna cnv po nila ung problem. Tnx. Homecredit more powerGod bless

    ReplyDelete
    Replies
    1. HHello, Jam. We regret that your application for personal loan has been rejected despite your good standing from your previous loan with us. Please understand that all loan applications undergo an approval process regardless how many times a customer has applied or completed a Home Credit loan. There are many factors that impact the loan decision and we cannot determine which factor had the highest impact on your application result.

      Thank you for being one of our valued customers. Don’t worry. You may reapply after 3 months from your initial attempt of application. To re-apply, simply submit your updated documents and disclose your accurate personal information so your application can be processed once more.

      Should you have any other concern, please feel free to call our Customer Service Hotline at (02) 7535711. You may also provide your contact details so we can further assist you regarding this matter.

      Delete
  58. HomeCredit offers lucrative interests. A loan of 35k when paid monthly through them will amount to 50-60k plus there agents are easy to harass you in paying late. If you are looking for personal loans, go elsewhere.

    ReplyDelete
  59. Hello my distinguish viewers,i am writing this article to appreciate the great work of Dr .Papo who helped me recently to bring my ex-husband who left me for another girl for no reason ,we were together for almost 4 years,recently before my wedding anniversary,he left me for someone else without any argument or whatever,things were okay between us until a outside street girl involved and stole him away from me,one fateful day after seeing a post of a woman on the internet testifying on how she was helped by Dr Papo,i decided to contact him for help because all i wanted was happiness and to make sure my child grows up with her father,am happy today that he helped me and i can proudly say my husband is now with me again,he is now more than in love with me,are you in need of getting back with your man,girlfriend,boyfriend,wife,e.t.c viewers reading my post and contact Dr. Papo his email below: so grateful to you Sir,

    Drpapospellcaster@gmail.com or Drpapospellcaster@yahoo.com his website>http://drpapospellcaster.wixsite.com/dr-papo
    Call him +2347087462033

    ReplyDelete
  60. Hello I am cara,I am out here to spreed this good news to the entire world on how I got my ex lover back.I was going crazy when my love left me for another girl last month, But when i meet a friend that introduce me to DR Duck the great messenger to the oracle that he serve,I narrated my problem to DR Duck about how my ex love left me and also how i needed to get a job in a very big company.He only said to me that i have come to the right place were i will be getting my heart desire without any side effect.He told me what i need to do,After it has been done,In the next 2 days,My love called me on the phone and was saying sorry for living me before now and also in the next one week after my love called me to be pleading for forgiveness,I was called for interview in my desired company were i needed to work as the managing director..I am so happy and overwhelmed that i have to tell this to the entire world to contact DR Duck at the following email address and get all your problem solve..No problem is too big for him to solve..Contact him direct on: greatoracletemplesolution@live.com and get your problems solve like me..... ONCE AGAIN HIS EMAIL ADDRESS IS: greatoracletemplesolution@live.com
    website https://greatoracletemplesolution.wordpress.com

    ReplyDelete
  61. Magaling lang maningil, lagi ka tatawagan.. pero kpag nagkaproblema nag unit na kinuha mo sa kanila... wala nag aasikaso my warranty

    ReplyDelete
    Replies
    1. Hi Romel. Naiintindihan namin ang inyong concern, at gusto naming makipagtulungan sa iyo. Pagdating sa mga issues gaya ng defective item, ang pinakamabuti ay makipag-ugnayan kayo sa retail store kung saan ito nabili. Ito rin ay malinaw na nakasaad sa iyong pinirmahang kontrata ukol sa mga ganitong isyu.

      Para sa ibang katanungan, maaari kayong makipag-chat sa aming website sa www.homecredit.ph.

      Delete
  62. I'm so excited. I cant believe it! Dr.BEN your love spell casting really worked! My ex-husband is back after he left me and the kids, he sent me an SMS last night, wanting us to get back together again...and here we are! Yes, I’m extremely happy that we are living together again.
    My name is Anass Paris from England, My husband and I have been married for about 6yrs now. We were happily married with two kids, a boy and a girl. 3 months ago, I started to notice some strange behavior from him and a few weeks later I found out that my husband is seeing someone else. He started coming home late from work, he hardly care about me or the kids anymore, Sometimes he goes out and doesn't even come back home for about 2-3 days. I did all I could to rectify this problem but all to no avail. I became very worried and needed help. As I was browsing through the internet one day, I came across a website that suggested Dr.BEN can help solve marital problems, restore broken relationships and so on. So, I felt I should give him a try. I contacted him and told him my problems and he told me what to do and i did it and he did a spell for me. 28 hours later, my husband came to me and apologized for the wrongs he did and promise never to do it again. Ever since then, everything has returned back to normal. I and my family are living together happily again. Dr.BEN is the best online spell caster that is powerful and genuine. If you have any problem contact him and i guarantee you that he will help you.
    Here’s his contact: Email him at: benherbaltemple@gmail.com ,you can also call him or add him on whats-app: +1(310)-220-0075. His website: http://benherbaltemple.webs.com .

    ReplyDelete
  63. HOME CREDIT PHILIPPINES. ANONG NANGYARI? Wala man lang nag advise sa akin na my expiration date ang loan. Inoffer sa akin ng april 25 tpos wala n ng april 30

    ReplyDelete
  64. Gaano na naman katagal iintayin ko para sa cash loan offer

    ReplyDelete
    Replies
    1. Hi,Kinalulungkot namin na malaman na ang iyong offer for a personal loan ay nagexpired na para sa buwan ng Abril. Nais po naming paalam na ang bawat offer ay nagtatagal lamang hanggang isang buwan ngunit maari pa rin naman kayong makatanggap ng panibagong offer. Ang panibagong offer ay matatangap via SMS at kung sakaling nakatanggap na ulit kayo maaari kayong tumawag kaagad sa (02) 7535714 para sa karagdagang detalye.

      Delete
  65. I was also offered several times ng Home Credit ng cash loan. Pero I always decline. kasi whenever they tell mo the monthly and the term .. pag compute ko doble ng loanable amount. Kahit anong computation na gawin ko.. parang hindi tumutugma sa sinasabi nilang monthly interest. simple lang naman ang pag loan di ba. .. pati ang computation ng interest at monthly mo. pero pag sa home credit hindi ko mapalabas. ang labo ng computation..

    ReplyDelete
    Replies
    1. Hello Ms. Chesca, Salamat sa inyong feedback. Tungkol po sa inyong cash loan offer ang Homecredit, tulad ng ibang lending institution ay sumusunod din sa interest rate na ayon sa Gobyerno ng Pilipinas, depende kung magkano at gaano katagal itong hihiramin. Handa po kaming tumulong upang lubos na maunawan niyo ang tungkol dito.

      Para sa kumpletong detalye maaari kang tumawag sa amin sa (02) 7535714 o kaya mag Chat via website: www.homecredit.ph.

      Delete
  66. I have something to share with you!!! There is a great joy in my heart
    which I want to share with everyone. My name is Caroline Webb from United
    States. I had a misunderstanding with my lover last year which led us to
    break up and he never wanted to hear my voice again. He saw a beautiful
    woman which he find more prettier than me, but as time went on I met god Dr lucky He is a great spell caster. I contacted him through his email and
    explained everything to him. He said that I shouldn't worry, that my lover
    will come back to me on his knees begging for forgiveness before 24
    hours.My greatest joy now is that he actually came back to me and fell on
    his knees begging for forgiveness, and today we are happy and he also cured
    my Sister's breast cancer. Do you have any problem? worry no more because
    Dr lucky can provide lasting spell solution to any problems:email him Dr luckysolutiontemple@gmail.com or call him +23480139792383 or add him on whats- app +23480139792383

    If you want your ex back.

    You want to be promoted in your office.

    If you want to be cured of HIV, Cancers and other diseases.

    You want to be rich.

    You want your husband/wife to be yours forever.

    If you need financial assistance.

    ReplyDelete
  67. HORRIBLE EXPERIENCE!

    I wrote on their facebook page pero to my amazement they deleted my comment Did not even respond accordingly nor apologized for what happened! Like everyone else here Im a good payer for my gadget loan Im enrolled in auto debit and never akong nalate for payment even once! They take the payment 5days before the actual date I received calls and messages offering me a cash loan I hesitated at first kasi I didnt need it nun and because I saw horrible reviews about peoples experience Pero since I didnt had any issues with them dun sa gadget loan I thought maybe give it a try I called the sales number hotline which was indicated on the message they sent me and I spoke to a certain lady who asked me for information She told me to go to the nearest partner store and just present the contract number she gave me para daw hindi na ako mag fill in ng form She said punta ka na mam singit mo po sa schedule mo baka magexpire na kc offer sa inyo sayang naman I told her super busy ako but I will make time. The next day I went to manila to run some errands and at around 5pm naisipan kong dumaan sa festival mall para dun sa cash loan I went to memoexpress as advised gave the lady the contract number and gave her the information she required She tried to submit the application several times but it returned an error she called their office couple of times for assistance and I waited for a good 2 hours for that instead na nagpapahinga na ako sa bahay! sa huli she was advised na may error daw due to the inputs nung sales agent na unang nagprocess ng application and na advise na daw ang it nila so bumaliK daw ako the next day para maituloy The next day iniisip ko kung tutuloy pa ako kasi nga baka ganon na naman mangyari so I called their customer service and I told them what happened She then put me on hold for couple of minutes and when she got back to me she said Mam ok na po yung contract number proceed na po kayo sa partner store para sa 2nd application I was like panong 2nd application She said opo para po sa 2nd application mam Sabi ko ok pwede bang sa sm sta rosa nalang kasi mas malapit sakin since taga pacita ako She said hindi daw pwede dapat daw dun sa same store where I went to the 1st time I was assured na everything is fine daw Pagdating ko dun the lady told me that she received an email around 10am advising her na wala ng cash loan offer si client cancelled na yung application sabi ko bakit ganon bakit pinapunta pa ako dito?I called their customer service at around 12 pm mind you so that was 2 hours after the so called advise from their office Sabi ni sales agent yun daw kasi ang sabi sa kanya I said kung pwede nya bang itawag kasi bakit ako pinpunta pa kung ganon na pala status So she called their office and was on the phone for couple of minutes the when she returned to me she said Mam baka daw po hindi alam sa customer service na ganon kaya ganon advise sa inyo so sabi ko so you mean hindi reliable ang information at hindi nagtutugma ang info ng bawat department nyo? sabi nya sorry po talaga mam ayun po kc ang sabi intayin nyo na lang daw po ulit kung mag ooffer sa inyO so still trying my best to compose myself i said ok pero alamo miss sana sabihin mo sa office nyo sobrang inconvenience sobra sobra i left and told her pasensya na but i will write online about my experience kasi it is not acceptable and is APPALLING It is not because I didnt get the money that was totally fine I understand that everything goes under some sort of approval PERO the mere fact na pabalik balikin ka at pagintayin ka at bigyan ka ng mali maling information at advise na isiningit mo na nga sa schedule mo instead na nagpapahinga ka or may natapos kang ibang trabaho yun yung pinuputok ng butse ko at this very moment at yung dahil lang sa input ng sales agent nila causing the errors of their system AND the fact that I wrote on their facebook page para maglabas ng sama ng loob which is im entitled to do so pero dinelete nila at diman lang nag apologize or nagrespond eh hindi naman katanggap tanggap!

    ReplyDelete
  68. Paano ba mag apply ng cashloan sa homecredit at ano mga requirements

    ReplyDelete
    Replies
    1. Hi Sig, Para makapag-apply sa Cash loan kailangan meron kang offer kung saan matatanggap mo ito via SMS or email. Para sa requirements:

      You must be 18 – 68 years old, Filipino, a permanent resident of any Home Credit-serviced area (please refer to our website for a complete list of partner stores and locations), and receiving regular income (via employment/ business/ remittance/ pension) in the last 3 months. You should also be able to provide at least two (2) valid IDs (at least one should reflect current address), other supporting documents for identification if available (ex: Pagibig ID), proof of billing (ex: electricity bill); and down payment. That's it!Please be advised also that all applications are subject for approval.

      Para sa kumpletong detalye maaari kang tumawag sa amin sa (02) 7535714 o kaya mag Chat via website: www.homecredit.ph.

      Delete
  69. Meron din bang online application sa cashloan ng homecredit

    ReplyDelete
    Replies
    1. Hi Sig, Para makapag apply ng cash loan kinakailangan mong pumunta sa aming partner retailer shop kung saan iproprocess ang iyong application. Kailangan din na may natanggap kang cash loan offer galing sa Home Credit.

      Para sa kumpletong detalye maaari kang tumawag sa amin sa (02) 7535714 o kaya mag Chat via website: www.homecredit.ph.

      Delete
  70. FIND YOUR LONG LOST LOVE TODAY WITH THE BEST SPELLS: DRSABUSPELLTEMPLE@GMAIL.COM

    I want to share my testimony and my happiness with you all in this site, last year my husband left me for another woman in his working place and he abandon me and my 2kids, everything was so hard for me because i love him so much, so i saw the testimonies Dr SABU ..Lost Love Spells is a powerful lost love spells caster with lost love spells that help me within 24hours my husband left the other woman and he come back to me with so much love and caring. Take away the loneliness with lost love spells, heal your broken heart for a lost lover with lost love spells
    Reconcile your hearts with the soul mate & get back a lost lover unconditionally with powerful lost love spells that work fast.
    CONTACT His Valid Email: drsabuspelltemple@gmail.com or whatsapp number:+2347057624993 also reach him on his website: https://drsabuspelltemple.wixsite.com/dr-sabu Thanks you Sir

    ReplyDelete

  71. I had doubts about magic spells after purchasing many spells that never worked I actually decided to never buy a spell again. I have tried different spell casters..Some of them never answered me after I paid and were obvious scammers, some really cast a spell but for some reason it didn't work. Then I saw a video on you-tube with a person who was mentioning she had results with Mama Anita. Despite the suspicions I had her site looked real so I gave spells a last try. It's probably the best decision I ever made in my life because it worked and my boyfriend came back with me After I broke up with him I spent a lot of time wishing that I could just turn the clock backwards.He helped me do just that. In fact our relationship feels like the break up never even happened. We have never been this happy or passionate, all thanks to mama Anita. If you're looking for a good spell caster look no further,you can contact her straight on (magic.lovespel@reincarnate.com).or (mamaanita.lovespellsolution@gmail.com)

    ReplyDelete
  72. Now that i got my man back it's would be unfair if I don't share my experience to the whole world on how i got him back.That is why I am here this day to let the world know that there are real powers in spell casting as DR OCUSODO has proven to me by bringing joy and happiness to my relationship and my family in just 2days after i got him contacted . I never believed in any of these things until i loosed my boyfriend, I required help until i found drocusodospellcaster@gmail.com or drocusodospellcaster@yahoo.com A great spell caster,who cast a love spell for m en cast. two days later, my phone rang, and so shockingly, it was my boyfriend who has not called me for past 4 months now, and made an apology for the heart break, and told me that he is ready to be my back bone till the rest of his life with me.Dr OCUSODO released him up to know how much i loved and wanted him. And opened his eyes to picture how much we have share together. As I'm writing this testimony right now I'm the most happiest girl on earth and me and my boyfriend is living a happy life and our love is now stronger than how it were even before our break up. So that's why I promised to share my testimony all over the universe.All thanks goes to Dr OCUSODO for the excessive work that he has done for me. Below is the email address in situation you are undergoing a heart break, and I assuring the whole universe that as he has done mine for me,he will definitely help anyone that takes time to get him contacted on. drocusodospellcaster@yahoo.com or drocusodospellcaster@gmail.com +2349067457724, WEXSITE https://drocusodospellcast.wixsite.com/dr-ocusodo

    ReplyDelete
  73. Good Evening Home credit , apologize for not answering your call , kasi night shift aq sa work so sa morning talagang tulog ako . ask ko lang po about my payment . i know lagpas na po dute date q but im sure to pay this coming monday. May 15, 2017. so is there any charges po ba agad. salamat po. you may contact me or email me at yenampo06@gmail.com thanks! God Bless!

    ReplyDelete
    Replies
    1. Hi Yen, Thank you for the inquiry. Regarding the penalty charge you may contact at (02) 753 5712 for more details.

      Thank you.

      Delete
  74. Kailangan mo ng isang loan? Personal na pautang, kumpanya loan, loan upang bayaran ang mga bill o i-set up ng isang negosyo? Kung oo maaari kang makipag-ugnay sa amin sa pamamagitan ng email: eddiefoxloanfrim@gmail.com

    ReplyDelete
  75. Hi My name is 'CHERRY SHANE' just want to share my experience with the world on how i got my husband back and saved my marriage... I was married for 7 years with 2 kids we lived happily until things started getting ugly, a point where he filed for divorce... I tried my best to make her change his mind & stay with me cause i loved him so much didn't want to loose him but everything just didn't work out... he moved out of the house and still went ahead to file for divorce... I pleaded and tried everything but still nothing worked. The breakthrough came when someone introduced me to this wonderful, great spell caster who eventually helped me out... I have never been a fan of things like this but just decided to try reluctantly cause I was desperate and left with no choice... He did special prayers and cast a return back spell on him... Within 7 days he called me and was sorry for all the emotional trauma he had cost me, moved back to the house and we continue to live happily, the kids are happy too and we are expecting our third child. I have introduced him to a lot of couples with problems across the world and they have had good news... Just thought I should share my experience cause I strongly believe someone out there need's it... You can email him via eromosalespelltemple@gmail.com website http://eromosalspiritualtemple.webs.com or call him with +2348161850195..

    ReplyDelete
  76. Hey guys, get your ex back fast with the help of a real and genuine spell caster called (Dr.OBILUJESU). email him @ drobilujesuspellcaster@yahoo.com

    I'm so excited my broken Marriage has been restored and my Wife is back after a breakup, After 2 years of marriage, me and my husband has been into one quarrel or the other until she finally left me and moved to California to be with another man. i felt my life was over and my kids thought they would never see their mother again. i tried to be strong just for the kids but i could not control the pains that torments my heart, my heart was filled with sorrows and pains because i was really in love with my Wife. Every day and night i think of him and always wish he would come back to me, I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Dr OBILUJESU can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a (Love spell) for me. 28 hours later, my Wife really called me and told me that she miss me and the kids so much, So Amazing!! So that was how she came back that same day,with lots of love and joy,and he apologized for her mistake,and for the pain he caused me and the kids. Then from that day,our Marriage was now stronger than how it were before,All thanks to Dr OBILUJESU. he is so powerful and i decided to share my story on the internet that Dr. OBILUJESU real and powerful spell caster who i will always pray to live long to help his children in the time of trouble, if you are here and you need your Ex back or your husband/wife moved to another woman/man, do not cry anymore, contact this powerful spell caster now. Here’s his contact: Email him at: drobilujesuspellcaster@gmail.com or drobilujesuspellcaster@yahoo.com , VIA: webs;; http://drobilujesuspellcaster.webs.com/
    you can also call him or add him on Whats-app: +2348143481000 ,
    Dwan Scott, 34 years, Texas, USA..





    Hey guys, get your ex back fast with the help of a real and genuine spell caster called (Dr.OBILUJESU). email him @ drobilujesuspellcaster@yahoo.com

    I'm so excited my broken Marriage has been restored and my Wife is back after a breakup, After 2 years of marriage, me and my husband has been into one quarrel or the other until she finally left me and moved to California to be with another man. i felt my life was over and my kids thought they would never see their mother again. i tried to be strong just for the kids but i could not control the pains that torments my heart, my heart was filled with sorrows and pains because i was really in love with my Wife. Every day and night i think of him and always wish he would come back to me, I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Dr OBILUJESU can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a (Love spell) for me. 28 hours later, my Wife really called me and told me that she miss me and the kids so much, So Amazing!! So that was how she came back that same day,with lots of love and joy,and he apologized for her mistake,and for the pain he caused me and the kids. Then from that day,our Marriage was now stronger than how it were before,All thanks to Dr OBILUJESU. he is so powerful and i decided to share my story on the internet that Dr. OBILUJESU real and powerful spell caster who i will always pray to live long to help his children in the time of trouble, if you are here and you need your Ex back or your husband/wife moved to another woman/man, do not cry anymore, contact this powerful spell caster now. Here’s his contact: Email him at: drobilujesuspellcaster@gmail.com or drobilujesuspellcaster@yahoo.com , VIA: webs;; http://drobilujesuspellcaster.webs.com/
    you can also call him or add him on Whats-app: +2348143481000 ,
    Dwan Scott, 34 years, Texas, USA..

    ReplyDelete
  77. Hi My name is "Goyal Abhishek" I was married for 9years with Keshika and we had a kid together. Things started getting ugly and we had fights and arguments almost every time... it got worse at a point that she filed for divorce... I tried my best to make her change her mind & stay with me. She moved out of the house and still went ahead to file for divorce... I pleaded and tried everything but still nothing worked. The breakthrough came when my friend introduced me to this wonderful, great spell caster who has helped him and his wife solve their infertility problem... I have never been a fan of things like this but just decided to try reluctantly cause I was desperate and left with no choice... He did special prayers for me... Within 2 days she called me and was sorry for all the emotional trauma she had cost me, she moved back to the house and we continue to live happily. what a wonderful miracle Dr. Ken did for me and my family. I have introduced him to a lot of couples with problems across the world and they have had good news... I strongly believe someone out there need's his help (supersolutionhome1@gmail.com or supersolutionhom@yahoo.com)so make extra effort to save your marriage/relationship if it's truly worth it. call him +2348074433380 His website: http://supersolutionhome.webs.com MY BLOG IS: http://goyalabhishek585.skyrock.com



    Hi My name is "Goyal Abhishek" I was married for 9years with Keshika and we had a kid together. Things started getting ugly and we had fights and arguments almost every time... it got worse at a point that she filed for divorce... I tried my best to make her change her mind & stay with me. She moved out of the house and still went ahead to file for divorce... I pleaded and tried everything but still nothing worked. The breakthrough came when my friend introduced me to this wonderful, great spell caster who has helped him and his wife solve their infertility problem... I have never been a fan of things like this but just decided to try reluctantly cause I was desperate and left with no choice... He did special prayers for me... Within 2 days she called me and was sorry for all the emotional trauma she had cost me, she moved back to the house and we continue to live happily. what a wonderful miracle Dr. Ken did for me and my family. I have introduced him to a lot of couples with problems across the world and they have had good news... I strongly believe someone out there need's his help (supersolutionhome1@gmail.com or supersolutionhom@yahoo.com)so make extra effort to save your marriage/relationship if it's truly worth it. call him +2348074433380 His website: http://supersolutionhome.webs.com MY BLOG IS: http://goyalabhishek585.skyrock.com

    ReplyDelete
  78. I am Shelly Maggie, Just some few days ago, My life seemed to be going down the drain, I was going to lose my Husband, my house and car to the mortgage company and insurance company....I ran around helplessly looking for a solution on how to get my get my Husband back and secure my bills, tried every single spell worker that I could find on the internet but got no results Until a friend told me about this great spell caster called Dr Ozil..I decided to give him a try and that was when I finally found true happiness and result.. He has magical spells and voodoos for what whatever situation you find yourself. I am a living testimony to this and its so obvious that I can keep my mouth shot, I was stunned and found this unbelievable, Now I have my husband back and can handle all my financial crisis.. I really hope he doesn't mind me advertising his contact on the internet but I'm sure any help extra work will benefit him. You can view his website: http://drozilsolutionhome.webs.com/ contact him via email: drozilsolutionhome@yahoo.com or drozilsolutionhome@outlook.com or call +2348161897826 Hope this helps everyone that is in need of any help...You can get the bellow problems solve here.

    1. GETTING YOUR EX LOVER BACK.
    2. HERPES SIMPLEX VIRUS
    3. CHILD BEARING.
    4. BREAKING OF GENERATION COURSE.
    5. GETTING OF JOB.
    6. JOB PROMOTION.
    7. SPIRITUAL PROTECTION.
    8. HERBAL CARE.
    9. WINNING LOTTERIES
    10. LOST LOVE SPELL
    11. DIVORCE SPELL
    12. MARRIAGE SPELL
    13. BINDING SPELL
    14. BREAKUP SPELL
    15. YOU WANT TO BE PROMOTED IN YOUR OFFICE
    16. FERTILITY SPELL/ PREGNANCY SPELL
    17. CURE TO ALL KIND OF DISEASES. e.t.c

    ReplyDelete
  79. Life is good when you have your love ones around you, I am saying this because when i had issues with my lover i never seen life as a good thing but thanks to Dr. OGUDUGU OF OGUDUGU SOLUTION TEMPLE, for helping me to cast a spell that brought my lover back to me within the space of 48hours. My husband left me for another woman after 7YEARS of marriage,but Dr.OGUDUGU help me cast a spell that brought him back to me within 48hours. I am not going to tell you more details about myself rather i will only advise those who are having issues in there relationship or marriages to contact Dr.OGUDUGU SOLUTION TEMPLE through these details via; (GREATOGUDUGU@GMAIL.COM Website: http://greatdrogudugusolutiontemple.webs.com/) or call him on WHATSAPP: +2348055304321?


    ReplyDelete
  80. Good day! May tumawag sa amin ng asawa ko para sa cash loan ng Home Credit. And they've offered 19k then ang interest nya is 6.57%. Tapos ang sabi pa nila 24 months to pay yung 19k+ interest. So I tried to compute those numbers, bali ang kakalabasan ng total interest is P18,848.00. So ang babayaran namin sa dalawang taon is almost 37k?! Wow! That's almost 100% ng ipapautang nyo?? Hahahaha! Grabe daig nyo pa banko at bumbay. ^___^v God bless.

    ReplyDelete
    Replies
    1. Hello Ms. Anna, Salamat sa inyong feedback. Tungkol po sa inyong cash loan offer ang Homecredit, tulad ng ibang lending institution ay sumusunod din sa interest rate na ayon sa Gobyerno ng Pilipinas, depende kung magkano at gaano katagal itong hihiramin. Handa po kaming tumulong upang lubos na maunawan niyo ang tungkol dito.

      Para sa kumpletong detalye maaari kang tumawag sa amin sa (02) 7535714 o kaya mag Chat via website: www.homecredit.ph.

      Delete
  81. I was checking for solution in the internet then miraculously came Across Dr Miracle, the powerful herbalist that Cure Numerous individuals HSV-1 AND HSV-2 INFECTION,then i contacted his Email: (MIRACLESPELLHOME@YAHOO.COM) I Explained everything to him and prepared a cure that cure my HSV-1 AND HSV-2 Disease totally after receiving his Herbal medicine, So My friends viewers why wait and be suffer when there is someone like Dr Miracle,that can cure any disease HIV/ CANCER/ HEPATITIS B VIRUS, You Can "CONTACT Via : Email : (MIRACLESPELLHOME@YAHOO.COM) You Can Contact Him Today And Get Your Problem Solved Or"Call +2348071398555.." Or You Can Also Contact Him Through His Website http://miraclespellhome.webs.com/

    I Fix The Following Problems To All Across The Globe On
    1. Getting your lover or husband back
    2. Spiritual bulletproof
    3. Training
    4. Money spell
    5. Long life spell
    6. Prosperity spell
    7. Protection spell
    8. Get a job spell
    9. Becoming a manager spell
    10. Get a huge loan without paying any fee spell
    11. Getting your scam money back
    12. Child spell
    13. Pregnancy spell
    14. Freedom spell
    15. Love spell
    16, vanishing spell
    17. Invisible human spell
    18. Success or pass spell
    19. Marriage spell
    20. Avenging spell
    21. Popularity spell
    22. Killing spell
    23. Cancer spell
    24. Supernatural power spell
    25. Madness spell
    26. Free house loan spell
    27. Production spell of films and movie
    28. Hiv/aids spell
    29. Tuberculosis spell
    30. Loose weight and body spell
    31.Do as i say
    32.Love me alone
    33.Business booming
    34.General love
    35.Exam success
    36.Low sperm count
    37.Herpes
    38.hepatitis
    Without Side Effect
    Contact Him Through His Website http://miraclespellhome.webs.com/

    ReplyDelete
  82. I am very grateful to Doctor Omoluyi for bringing back my Husband after 2 years of separation due to pressure from his family and business associate saying that i am not the same country and different believe.. This Joan Robert From Miami Florida. After enough searching and surfing on the internet, I saw a post made by Peter Dashy from Canada referring of how he was helped by Doctor Omoluyi. I also decided to contact the Doctor for help because i was desperate to get back my lovely Husband. I followed all his instructions and he promised me that my husband will get back to me within 12 to 18 hours after he has finished with the preparation of the spell. And now, am finally a complete woman with my man back by my side. To also get your help from this great Doctor Omoluyi, Email: ( Doctoromoluyispelltemple@gmail.com ) OR Website: http://www.doctorokpamenspells.com

    ReplyDelete
  83. All these post about HERBAL MEDICINE and spell caster are scammer and fake
    trying to collect money all in the name of HERPES cure and when you contact
    them, they will be asking for your name, pictures, country, phone number,
    occupation and when you have given them all the information, they will be
    asking for money. my name is Jame Mary,a woman of 47years I was once suffering from herpes for good 3years and i spent a
    lot of money going from one herbal doctor to another but they all scam and
    take my money away until i told my friend the problems am facing in life he quickly introduce me to this powerful herbal man called
    Dr.ESEZOBOR who cured me from Herpes with his herbal medication , after
    Doctor ESEZOBOR has finished preparing the herbal medicine, he asked me to
    send him my residential address, so that he will send the herbal medicine
    to me via D.H.L so i did. 2days later, i received the herbal medicine and i
    had to follow the instructions he gave to me on how i will apply it. After using if for a week and few days and I noticed that all the symptoms, pain, itch and blisters are gone. 2weeks
    later i went to hospital for test and according to the test done by the
    Medical doctor called Marly it stated that i was herpes negative.
    So viewers be wise and beware of fake people and fake herbal
    doctors, they are all over the internet trying to steal from poor people. I
    will drop the email of this powerful herbal doctor just in case you
    want to contact him for help,EMAIL ON :DRESEZOBORHERBALHOME@GMAIL.COM for more information from me add me on facebook on.....jamemary.......
    Dr ESEZOBOR CAN AS WELL CURE THE FOLLOWING DISEASE:-

    1. HERPES
    2. LASSA FEVER
    3. GONORRHEA
    4. HIV/AIDS
    5. LOW SPERM COUNT
    6. MENOPAUSE DISEASE
    7. EPILEPSY
    8. ASEPSIS
    9. CANCER
    10. ANXIETY DEPRESSION
    11. PREGNANCY PROBLEM
    12. SHORT SIGHTEDNESS PROBLEM
    13. ALS
    14. PTSD
    15 ADHD...

    ReplyDelete
  84. today am a happy woman because of what Dr Gozza has done for me and am here to testify to everyone here on this forum how this man helped me win my husband back after he has left me and my 4 months daughter to go after another lady who used powers and lies to deceive my husband , it was a terrible situations for me till i storm into this woman who shared a story about Dr Gozza of hollygozzasolutiontemple@gmail.com, of Facebook just the way am sharing it today now , so i said let me give it a try and after i have explained to this man DR GOZZA from the united state he told me to calm down for there is no problem without a solution so he did his work , prayers, and told me to wait for 48 hours to receive a call, or messages from my husband , i was just like how will this happen , but it was 8 am on that faithful day when i got an apology text from my husband , saying he is so sorry for everything , i quickly take my phone to contact Dr Gozza and inform he that my man has texted me and that was how i got my husband back and today we are one happy family again, so with this great work done for me by DR Gozza hollygozzasolutiontemple@gmail.com, i have decided to share to world about he so whosoever suffering from heart break, marriage problems breakup , cheating spouse, can also contact he today on his email and i know and believe they will also be helped , because today am a living testimony of his good work call or whatapp on his number.+2349067051818
    http://howtosavemarriagefromcheating.blogspot.com

    Goodbye

    ReplyDelete

  85. I believe anybody that owns 100% of your heart is worth fighting for. Yes, I am boasting because I never adhered to some negative advice from my parents when I was about getting married. There was a war between our two family then my husband was his mothers puppy, his family members used him a lot that he cant make any decision without consulting them. What surprised me most was the moment a 36-year-old man seeks his parent and some family members consent before dating anyone, the worst happened when he was instructed to bring me along to their country home in N. Rampart, New Orleans, it was risky to accept such invitation.
    The war between our families started when he finally proposed (that was about 4 years ago), his family gave some conditions if he must wife me (we have to live with them), I was in shock when my husband accepted and was happy with their conditions (so crazy). My family wagged and demanded I should breakup with him immediately.
    I decided to give him the last shot as a man whom has already taken over 100% of my heart, I took a risk to go spiritual with them by consulting Priest AKOBE via AKOBESPIRITUALHOME40@gmail.com, I dont know how but the spiritual father already knew I was going to consult him. He first of all told me the danger I was into and how my husband has been enslaved since birth, how they keep brain washing him to do their wills.
    Like the quote that says a person sees clearly only with the heart, I realized that nobody saw what I saw in my husband and thats why I used the help of PRIEST AKOBE to put him out of his misery. His eyes where opened by PRIEST AKOBE for the first time, his family fell in love with me and granted every of our request, our families have known peace since after the love spell. It is over 2 years after the love spell and my husband has continued to improve every day without interference from his family. I have waited too long to share this amazing piece. Thanks for your time and also to PRIEST AKOBE. I knew him through reading some amazing testimonies on blogs.

    ReplyDelete
  86. Hey guys, get your ex back fast with the help of a real and genuine spell caster called (Dr.OBILUJESU). email him @ drobilujesuspellcaster@yahoo.com

    I'm so excited my broken Marriage has been restored and my Wife is back after a breakup, After 2 years of marriage, me and my husband has been into one quarrel or the other until she finally left me and moved to California to be with another man. i felt my life was over and my kids thought they would never see their mother again. i tried to be strong just for the kids but i could not control the pains that torments my heart, my heart was filled with sorrows and pains because i was really in love with my Wife. Every day and night i think of him and always wish he would come back to me, I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Dr OBILUJESU can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a (Love spell) for me. 28 hours later, my Wife really called me and told me that she miss me and the kids so much, So Amazing!! So that was how she came back that same day,with lots of love and joy,and he apologized for her mistake,and for the pain he caused me and the kids. Then from that day,our Marriage was now stronger than how it were before,All thanks to Dr OBILUJESU. he is so powerful and i decided to share my story on the internet that Dr. OBILUJESU real and powerful spell caster who i will always pray to live long to help his children in the time of trouble, if you are here and you need your Ex back or your husband/wife moved to another woman/man, do not cry anymore, contact this powerful spell caster now. Here’s his contact: Email him at: drobilujesuspellcaster@gmail.com or drobilujesuspellcaster@yahoo.com , VIA: webs;; http://drobilujesuspellcaster.webs.com/
    you can also call him or add him on Whats-app: +2348143481000 ,
    Dwan Scott, 34 years, Texas, USA..






    Hey guys, get your ex back fast with the help of a real and genuine spell caster called (Dr.OBILUJESU). email him @ drobilujesuspellcaster@yahoo.com

    I'm so excited my broken Marriage has been restored and my Wife is back after a breakup, After 2 years of marriage, me and my husband has been into one quarrel or the other until she finally left me and moved to California to be with another man. i felt my life was over and my kids thought they would never see their mother again. i tried to be strong just for the kids but i could not control the pains that torments my heart, my heart was filled with sorrows and pains because i was really in love with my Wife. Every day and night i think of him and always wish he would come back to me, I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Dr OBILUJESU can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a (Love spell) for me. 28 hours later, my Wife really called me and told me that she miss me and the kids so much, So Amazing!! So that was how she came back that same day,with lots of love and joy,and he apologized for her mistake,and for the pain he caused me and the kids. Then from that day,our Marriage was now stronger than how it were before,All thanks to Dr OBILUJESU. he is so powerful and i decided to share my story on the internet that Dr. OBILUJESU real and powerful spell caster who i will always pray to live long to help his children in the time of trouble, if you are here and you need your Ex back or your husband/wife moved to another woman/man, do not cry anymore, contact this powerful spell caster now. Here’s his contact: Email him at: drobilujesuspellcaster@gmail.com or drobilujesuspellcaster@yahoo.com , VIA: webs;; http://drobilujesuspellcaster.webs.com/
    you can also call him or add him on Whats-app: +2348143481000 ,
    Dwan Scott, 34 years, Texas, USA..

    ReplyDelete
  87. My name is Jessica Luis, and I base in USA...My life is back!!! After 1 years of Broken marriage, my husband left me with two kids . I felt like my life was about to end i almost committed suicide, i was emotionally down for a very long time. Thanks to a spell caster called Dr Mohammed, which i met online. On one faithful day, as I was browsing through the internet,I came across allot of testimonies about this particular spell caster. Some people testified that he brought their Ex lover back, some testified that he restores womb,cure cancer,and other sickness, some testified that he can cast a spell to stop divorce and so on. i also come across one particular testimony,it was about a woman called Sonia,she testified about how he brought back her Ex lover in less than 2 days, and at the end of her testimony she dropped Dr Mohammed's e-mail address. After reading all these,I decided to give it a try. I contacted him via email and explained my problem to him. In just 48hours, my husband came back to me. We solved our issues, and we are even happier than before Dr Mohammed, is really a gifted man and i will not stop publishing him because he is a wonderful man... If you have a problem and you are looking for a real and genuine spell caster to solve all your problems for you. Try High monicaspiritualtemple@gmail.com anytime, he might be the answer to your problems. Here's his contact: monicaspiritualtemple@gmail.com or call him +2348134493948

    ReplyDelete
  88. I was checking for solution in the internet then miraculously came Across Dr Miracle, the powerful herbalist that Cure Numerous individuals HSV-1 AND HSV-2 INFECTION,then i contacted his Email: (MIRACLESPELLHOME@YAHOO.COM) I Explained everything to him and prepared a cure that cure my HSV-1 AND HSV-2 Disease totally after receiving his Herbal medicine, So My friends viewers why wait and be suffer when there is someone like Dr Miracle,that can cure any disease HIV/ CANCER/ HEPATITIS B VIRUS, You Can "CONTACT Via : Email : (MIRACLESPELLHOME@YAHOO.COM) You Can Contact Him Today And Get Your Problem Solved Or"Call +2348071398555.." Or You Can Also Contact Him Through His Website http://miraclespellhome.webs.com/

    I Fix The Following Problems To All Across The Globe On
    1. Getting your lover or husband back
    2. Spiritual bulletproof
    3. Training
    4. Money spell
    5. Long life spell
    6. Prosperity spell
    7. Protection spell
    8. Get a job spell
    9. Becoming a manager spell
    10. Get a huge loan without paying any fee spell
    11. Getting your scam money back
    12. Child spell
    13. Pregnancy spell
    14. Freedom spell
    15. Love spell
    16, vanishing spell
    17. Invisible human spell
    18. Success or pass spell
    19. Marriage spell
    20. Avenging spell
    21. Popularity spell
    22. Killing spell
    23. Cancer spell
    24. Supernatural power spell
    25. Madness spell
    26. Free house loan spell
    27. Production spell of films and movie
    28. Hiv/aids spell
    29. Tuberculosis spell
    30. Loose weight and body spell
    31.Do as i say
    32.Love me alone
    33.Business booming
    34.General love
    35.Exam success
    36.Low sperm count
    37.Herpes
    38.hepatitis
    Without Side Effect
    Contact Him Through His Website http://miraclespellhome.webs.com/

    ReplyDelete
  89. Are you in need of help to solve your infertility problem or to get pregnant? contact Dr. ISIKOLO solution home on this email (isikolosolutionhome@gmail.com) I am from USA, I have been trying for 5years to get pregnant and needed help! i have Been going to the doctors but still nothing. The doctor said that me and my husband are fine and I don't know where else to turn. Until one day my friend introduce me to this great spell caster who helped her to get back her lost husband back with love spell and also made her pregnant, So I decided to contact this spell caster Dr.ISIKOLO on his email (isikolosolutionhome@gmail.com) after interaction with him he instructed me on what to do, after then i should have sex with the my husband or any man I love in this world, And i did so, within the next one months i went for a check up and my doctor confirmed that i am 2weeks pregnant of two babies. I am so happy!! if you also need help to get pregnant or your relationship or any other Case.

    1) Love Spells
    2) Lost Love Spells
    3) Divorce Spells
    4) Marriage Spells
    5) Binding Spell.
    6) Breakup Spells
    7) Banish a past Lover
    8.) You want to be promoted in your office/ Lottery spell
    9) want to satisfy your lover

    Contact this great man if you are having any problem for a lasting solution
    through isikolosolutionhome@gmail.com or call or whatsapp him his direct line +2348133261196

    ReplyDelete
  90. *I Am MR Moses Allen , i live in Texas (USA).*
    *[READ MY STORY. ON HOW I GOT MY AIDS CURED].*
    *Truthfully, i was tested HERPES simplex 1 and 2 positive last 3 years. I*
    *keep on managing the drugs i usually purchase from*
    *the health care agency to keep me healthy and*
    *stressful, i tried all i can too make this disease*
    *leave me alone, but unfortunately, it keep on eating*
    *up my life, this is what i caused myself, for allowing*
    *my fiance make sex to me unsecured without*
    *protection, although i never knew he is HERPES positive.*
    *So last few 4 days i came in contact with a lively article*
    *on the internet on how this Powerful Herbal Healer get*
    *her well and healed. So as a patient i knew this will*
    *took my life 1 day, and i need to live with other friends*
    *and relatives too. So i copied out the Dr alaho the*.
    *traditional healer's email id:
    Alahoremedyhome@gmail.com and
    I mailed*
    *him immediately, in a little while he mail me back*
    *that i was welcome to his temple home were by all*
    *what i seek for are granted. I was please at that time.*
    *And i continue with him, he took some few details*
    *from me and told me that he shall get back to me as*
    *soon as he is through with my work. I was very happy*
    *as I heard that from him. So Yesterday, as i was just*
    *coming from my friends house, Dr alaho called me to*
    *go for checkup in the hospital and see his marvelous*
    *work that it is now HERPES negative, i was very glad *
    *to hear that fro**m him, so i quickly rush down to the*
    *nearest hospital to found out, only to hear from my*
    *hospital doctor called Morgan that i am now*
    *HERPES NEGATIVE. I jump up at him with the test note, he*
    *ask me how does it happen and i reside to him all i*
    *went through with Dr alaho. I am now glad, so i am a*
    *gentle type of person that need to share this*
    *testimonies to everyone who seek for healing,*
    *because once you get calm and quiet, so the disease*
    *get to finish your life off. So i will advice you contact*
    *him today for your healing at the above details: Email:
    Alahoremedyhome@gmail.com
    CONTACT*
    *HIM NOW TO SAVE YOUR LIFE:
    Alahoremedyhome@gmail.com
    add him on WhatsApp +2347064370626.you can also call
    him! AS HE IS SO*
    *POWERFUL AND HELPFUL TO ALL THAT HAVE THIS*
    *SICKNESS...*

    ReplyDelete
  91. I never believed in Love Spells or Magics until I met this special spell caster when i went to Africa to Execute some business..He is really powerful..My husband divorce me with no reason for almost 4 years and i tried all i could to have him back cos i really love him so much but all my effort did not work out.. we met at our early ageat the college and we both have feelings for each other and we got married happily for 5 years with no kid and he woke up one morning and he told me he’s going on a divorce..i thought it was a joke and when he came back from work he tender to me a divorce letter and he packed all him loads from my house..i ran mad and i tried all i could to have him back but all did not work out..i was lonely for almost 4 years…So when i told the spell caster what happened he said he will help me and he asked for him full name and him picture..i gave him that..At first i was skeptical but i gave it a try cos have tried so many spell casters and there is no solution…so when he finished with the readings,he got back to me that he’s with a woman and that woman i the reason why he left me…The spell caster said he will help me with a spell that will surely bring him back.but i never believe all this…he told me i will see a positive result within 3 days..3 days later,he called me himself and came to me apologizing and he told me he will come back to me..I cant believe this,it was like a dream cos i never believe this will work out after trying many spell casters and there is no solution..The spell caster is so powerful and after that he helped me with a pregnancy spell and i got pregnant a month later..we are now happy been together again and with lovely kid..This spell caster has really changed my life and i will forever thankful to him..he has helped many of my friends too with similar problem too and they are happy and thankful to him..This man is indeed the most powerful spell caster have ever experienced in life..Am Posting this to the Forum in case there is anyone who has similar problem and still looking for a way out..you can reach him here: drosabuluspellhome@gmail.com CONTACT THIS POWERFUL SPELL CASTER TODAY VIA EMAIL: drosabuluspellhome@gmail.com

    ReplyDelete

  92. I feel so blessed again in my marriage after Dr Paul brought back my husband that separated with me for good 3 mounths. Am myers by name from USA. Even though i have mouths all over my body, it won't be enough to thank Dr Paul for his help upon my life. My husband separated with me for the 3 months and have been in pains and agony without him. So, i searched for help everywhere but nothing worked out not until i meant Dr Paul who i contacted online. I explained my situation to him and he promised that my husband will get back to me within 24 to 48 hours as far that my heart still beats for him. I believed in him and he prepared a spell for me and my husband called me exactly when Dr Paul said. He pleaded and said he needs me back and now we are living happily again for the past 9 months. Everyone out there reading my article that needs help should contact him... Email: salvationlovespell@gmail.com or contact him directly on his web site http://salvationspellforallnation.webs.com/

    ReplyDelete
  93. Hello Viewers My Name is Ashley Martin form Texas United State.. i want to say a very big thanks and appreciation to Dr.SABU for bringing back my EX LOVER who left me..My ex Lover was always picking up an argument with me and was always beating me. He started acting strange and funny and left me for no cause for another Girl. I thought all hope was gone. One day as i was browsing searching on the internet for recommend spell caster who will help me to bring my ex lover back home,Finally i met a writing how so many testimony talking about Dr.SABU who restore relationship back,so i email him and he cast the love spell,luckily within 24hours my ex Lover really called me and started apologizing for all he had caused me.and begging me to accept him back and we are living happily and our relationship is now very strong, I am the happiest woman on earth today because Dr.SABU has done a wonderful deeds,my Lover now love and respect me.Today we both live together and we are even more in love than how we use to be before he left,contact to help you email: drsabuspelltemple@gmail.com or his whatsapp number :+254729840796 or contact his web/site: https://drsabuspelltemple.wixsite.com/dr-sabu

    ReplyDelete

 
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