Monday, November 5, 2012

Lenddo : Credit Based On Community Trust

I just discovered this neat site where you can actually lend some money. Yes! you heard me right!

If you are so short of cash and needs an alternative source of getting money, then this lending facility may just be right for you.

Lenddo is not a bank. It is an online community where members can use their reputation on social networks such as Facebook, Linkedin, Twitter and Yahoo! to obtain loans that they could use for financial assistance to support their education, healthcare, home improvement, and capital needs to setup a small business.

I bet you're very much interested now, right? Watch the video below first to learn more about Lenddo.

From their website it says that Lenddo is the world’s first online platform that helps the emerging middle class use their social connections to build their creditworthiness and access local financial services."

The video also starts out with this saying "It gives you credit based on community trust. So I guess it's all about having and building a reliable reputation to get good chances of lending opportunities. Decisions on loan amounts must also be partially based from your online reputation.

It is backed up by some of the same investors behind the world’s top technology companies like Facebook, Groupon, Kiva and Prosper. These investors include Accel Capital, Blumberg Capital, Omidyar Network, iNovia and Metamorphic Partners.

If you want to apply for a loan in Lenddo, you need to have:

1. A Lenddo score of at least 400 points (bigger points is always better - if you were successful in linking your Facebook, LinkedIn, Google, and Yahoo accounts then thats already 540 points for you also 60% Profile completeness),

2. A minimum of three trusted network connections of members with at least 400 points Lenddo score (again bigger points is always better - one should be a family member and another one a co-worker or office-mate). The more trusted connections you have - meaning the more friends and family members and co-workers who will be willing to vouch for your reputation online, the greater your access to Lenddo loans and higher scores. Only invite those that you can truly trust.

3. And you must be currently employed (no job, no luck - how else are you going to pay for your loan if you have no source of income - and most preferably with a bank account). I guess you should never get a loan if you do not have the means to pay for it later. You'll just get into a lot of financial trouble!

A great thing about this lending facility is that the process is completely online and no paperworks to bother our busy schedules.You just need to be truthful and totally honest with your declarations that can be clearly validated or verified.

They boasts that they can respond to a loan application in just one business day, and the funds will be available to you shortly afterwards. Waiting time will now depend upon how fast it takes your bank to process the electronic transfer.Wow! That fast, huh! Incredible!

Now, you don't have to worry a bit if you fulfill your obligations responsibly by paying your monthly obligation on time. If you are late on a payment or do not pay back your loan, you will expect a negative effect on your Lenddo score, as well as the Lenddo scores of your Trusted Network (now that would hurt your trusted network - so be always be a good boy, okay!). That would be bad on your reputation as others would see how faulty you are with your payments....and they would also blame you for their bad scores.

So if you want to remain in good standing with Lenddo, as well as with your trusted network, then better shape up so you'll have more opportunities for future loans, and your trusted network could also enjoy their loan opportunities with the best possible package.

For more details and inquiries, you may contact Lenddo at

About "" is the fastest growing and most awarded blog and social media community that has transcended beyond online media. It has successfully collaborated with all forms of media namely print, radio and television making it the most diverse multimedia organization. The numerous collaborations with hundreds of brands and organizations as online media partner and brand ambassador makes a truly successful advocate of everything about the Philippines, and even more since its support extends further to even international organizations including startups and SMEs that have made our country their second home.


  1. It's a cool deal and I think this will answer all our cash needs instantly because it caters to us On line. This will be a good alternative for businessmen and employees who may have extra funds for their businesses and personal needs as well.

  2. Good to know options like this exist.

  3. Wow...this is amazing....but Im trying to avoid any loans as I am totally burried in

  4. This is good to hear! At least now, I know that in case of emergency, I could ask for a loan from Lenddo.

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